Job
Description
As a Risk Management Policy Lead, your role involves leading the design, implementation, and governance of risk management policies across the organization, focusing on risk management practices and regulatory compliance. You will work closely with various departments to ensure policies align with regulatory requirements and internal risk appetite. **Key Responsibilities:** - Lead the formulation, review, and periodic updates of policies and risk guidelines. - Ensure policies align with regulatory requirements, market trends, and internal risk appetite. - Standardize risk assessment procedures across products and business lines. - Collaborate with audit and compliance teams to ensure adherence to regulatory guidelines. - Conduct data-driven analysis of portfolio risk trends and potential exposures. - Co-ordinate with analytics for preparing management dashboards and tools for portfolio monitoring. - Support implementation and maintenance of risk assessment and monitoring tools. - Collaborate with business teams to embed policies into lending workflows and ensure compliance at all levels. **Qualifications Required:** - Graduate/Postgraduate in Finance, or related fields. MBA/CA/FRM preferred. - Exposure to retail credit products like Vehicle finance, SME finance. - Strong understanding of RBI NBFC regulations, especially around credit and operational risk. - Excellent communication and documentation skills. - Proficiency in MS Office, data analytics, knowledge of LOS/LMS systems is a plus. - Experience in product policy formulation and working with risk systems or Business Intelligence tools. - Proficient in data analysis & reporting (Advanced Excel, SQL). - Knowledge of risk management tools & platforms. - Awareness of system integration. - 3-7 years of experience in Risk Management or Policy Roles in NBFC/Banks. In addition to the specific job details, the company prefers candidates with abilities in policy drafting & documentation, analytical & decision-making skills, regulatory interpretation, risk system & data orientation, and strategic & process thinking. The preferred industry for this role is NBFC/Banks, and proficiency in English (written & verbal) is required. Please note that the average gross salary for this position is 10-12 lacs. As a Risk Management Policy Lead, your role involves leading the design, implementation, and governance of risk management policies across the organization, focusing on risk management practices and regulatory compliance. You will work closely with various departments to ensure policies align with regulatory requirements and internal risk appetite. **Key Responsibilities:** - Lead the formulation, review, and periodic updates of policies and risk guidelines. - Ensure policies align with regulatory requirements, market trends, and internal risk appetite. - Standardize risk assessment procedures across products and business lines. - Collaborate with audit and compliance teams to ensure adherence to regulatory guidelines. - Conduct data-driven analysis of portfolio risk trends and potential exposures. - Co-ordinate with analytics for preparing management dashboards and tools for portfolio monitoring. - Support implementation and maintenance of risk assessment and monitoring tools. - Collaborate with business teams to embed policies into lending workflows and ensure compliance at all levels. **Qualifications Required:** - Graduate/Postgraduate in Finance, or related fields. MBA/CA/FRM preferred. - Exposure to retail credit products like Vehicle finance, SME finance. - Strong understanding of RBI NBFC regulations, especially around credit and operational risk. - Excellent communication and documentation skills. - Proficiency in MS Office, data analytics, knowledge of LOS/LMS systems is a plus. - Experience in product policy formulation and working with risk systems or Business Intelligence tools. - Proficient in data analysis & reporting (Advanced Excel, SQL). - Knowledge of risk management tools & platforms. - Awareness of system integration. - 3-7 years of experience in Risk Management or Policy Roles in NBFC/Banks. In addition to the specific job details, the company prefers candidates with abilities in policy drafting & documentation, analytical & decision-making skills, regulatory interpretation, risk system & data orientation, and strategic & process thinking. The preferred industry for this role is NBFC/Banks, and proficiency in English (written & verbal) is required. Please note that the average gross salary for this position is 10-12 lacs.
