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Outpace Consulting Services logo

Sr Analyst: Underwriting: 12 LPA : Apply Now

3 - 7 years

8 - 12 Lacs

Chennai Bengaluru Hyderabad

Posted:3 months ago| Platform: Naukri logo

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Skills Required

Underwriting US Mortgage Pre Underwriting Underwriter Mortgage Underwriting Cognizant Wipro Loan Origination Genpact TCS Accenture Us Residential Mortgage Loan Collection Residential Mortgage Loan Servicing Credit Analyst Infosys EXL Income Calculation GNMA FNMA Hexaware

Work Mode

Work from Office

Job Type

Full Time

Job Description

i, We are hiring for the leading ITES company for Sr. Analyst Underwriter Profile. Please go through the JD and Apply Job description : Minimum 3 years of Underwriting experience in US Mortgage. Sound knowledge of US Residential mortgage Exposure of Underwriting processes & guidelines. Excellent critical thinking, problem solving and sound judgment. Analysis and Calculation of qualifying income from Salaried various tax documents such as 1040s, Schedule E, 1065, 1120, 1120S, K1, transcripts, etc. Well versed with FNMA. FHLMC, knowledge of GNMA and investor guidelines is an additional benefit Should have good analytical and problem-solving skills Should have decision-making skill when applying in business judgment Evaluate complete loan documents and should provide approval or denial decision Complete review of credit report to verify trade lines, derogatory accounts, public records and credit reconciliation Thorough income calculation Salaried income, business income, retired other income and rental income Complete review of Collateral and property valuation Assets verification include borrowers bank account statement, retirement accounts, mutual funds and other investments. Credit analysis based on borrowers Income, Asset, Liability and Collateral (4C of Underwriting) to determine the credit worthiness of a customer Validating and processing the Loan documents on behalf a Mortgage lender organization. Evaluating evidence of borrowers willingness and ability to repay the obligation Good communication, Presentation skills, Self-motivated and hard working To Apply WhatsApp 'Hi' @ 9151555419 and Follow the Steps Below: a) For Position in Bangalore Search : Job Code # 312 b) For Position in Chennai Search : Job Code # 314 c) b) For Position in Hyderabad Search : Job Code # 315

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