Senior Risk Manager-Credit Cards

As a Senior Risk Manager-Credit Cards in the Retail Assets department of the Credit Cards - Policy at the HO, your role will involve the following responsibilities: - Formulating Credit Policy for Account Management - Defining and Monitoring key risk metrics - Conducting Portfolio monitoring and Reviews - Forecasting losses for individual products and monitoring them - Defining Portfolio intervention strategies based on delinquency and losses - Defining Portfolio Positive Interventions strategies like CLI/TLI, BT, PLCC, express cash and monitoring their performance In addition to the primary responsibilities, you will also be expected to: - Assist in launching revenue-generating and portfolio growth products in collaboration with product/business teams, with a focus on retaining identified good client segments - Define DoE, monitor it, implement learnings in the policy As a Senior Risk Manager, you are required to possess strong managerial and leadership skills. You should be able to convincingly communicate with stakeholders when suggesting or implementing changes. You should have the ability to lead cross-functional and partner teams independently and in tandem. It is essential for you to ensure independent reporting on parameters that have improved due to the changes you have led. Key Success Metrics that you will be evaluated on include: - Early Performance indicators within the defined Thresholds such as Behavioural Metrics, Revolver, OVL - Portfolio Performance metrics like 30+, 90+, Loss Rate Please note that no additional details of the company were provided in the job description.,