Senior Rating Analyst-Infrastructure/Corporate Sector

Roles and Responsibilities:

The Senior Rating Analyst would conduct end-to-end rating involving the following primary responsibilities:

• The position is part of the Infrastructure Group and the role entails undertaking rating assignments in respect of financial instruments, bank loans, and other debt products, and ensuring timely delivery of the same as per the laid down regulatory timelines.
• To independently handle the rating assignments and analyze financial statements factoring quantitative & qualitative data points, key ratios, and performance to assess the creditworthiness of the company.
• To prepare rating reports covering the risk assessment concerning Management, Financials, Business and Industry, benchmarking with peers, and key rating considerations.
• Interact with company management, auditors, bankers, and other lenders and visit companies and factories as part of the regular monitoring and data gathering.
• To take ownership of the folio by carrying out regular surveillance, monitoring, and reviews every quarter/ material event basis, tracking the performance of the companies concerning macroeconomic changes, and handling internal and external audit queries.
• Strictly adhere to standard operating procedures, regulations & policies.
• Mentor and guide junior rating analysts

Competency / Skills:

• Good domain knowledge in the credit ratings/banking / financial services sector with an analytical approach.
• Assessment of the creditworthiness of large and medium businesses.
• Good analytical and presentation skills to present the facts along with rating recommendations to the rating committees.
• Good written and oral communication skills in English (for report-writing, making presentations).
• Good customer communication skills to elicit information, ask questions, communicate rating decisions, and convince stakeholders.
• Good understanding of accounting standards, banking-related financial concepts, and strong quantitative and analytical skills.
• Good interpersonal skills and the ability to work with a larger team under the guidance of mentor team members.
• Skilled in working with details and numbers.
• A strong sense of ethics.