Senior Process Executive

• The Commercial Pre Closing Specialist position works with the Relationship Managers RM in the Commercial and Business Banking segments to provide sales support and coordinate all new money and renewal requests
• This role must be proficient in the commercial online application system CML financial information required for underwriting loan structuring guidelines collateral requirements due diligence items and banking processes
• The Commercial Pre Closing Specialist provides an appropriate review of entity documents appraisals title insurance UCC Searches and other required supporting documentation to ensure proper signor authorities and lien position
• This role must communicate effectively with other members of the Loan Fulfillment team RMs Banking Specialists Credit Underwriters in house legal counsel and Loan operations to resolve any issues or questions
• This position requires a high level of decision making capabilities and exception processing capability

Key Responsibilities:

• Loan Processing
• Reviews and inputs loan submissions from RMs in CML including reviewing financial information ownership loan structure and compliance needs responsible for complete and accurate data entry in CML
• Communicates with the RM to gather additional information necessary to deem the application as complete and ready for underwriting
• Completes loan pre closing tasks including ordering appraisals environment reports and title UCC searches performs a detailed and thorough review of entity documents title insurance UCC searches flood determinations and other supporting documentation
• Collaborates with RM to ensure all conditions precedent to closing required by credit are met
• Reviews existing loan documents for accuracy and compliance with loan guidelines
• Finalizes post approval in CML
• Communicates with underwriting Line of Business Executives and Credit Administration to address policy exceptions
• Preparation of Loan Documents
• Utilizes Loan Guidelines and commercial procedures to ensure documents are prepared in accordance with approval document
• Utilizes special loan software to produce accurate and complete loan documents
• Prepares template documents outside of loan software i
• e
• Rate Modifications Due Date Changes
• Service
• Ability to prioritize large pipelines to ensure adherence to service level expectations
• Exhibits flexibility in response to the changing banking environment
• Ability to work in a fast paced environment
• Provides options and solutions when issues arise

Additional Responsibilities:

• Bachelor s degree is required
• Knowledge of loan documents and experience with loan processing
• Knowledge of loan policy and Commercial Guidelines preferred but not required
• Highly organized with a strong attention to detail
• Strong analytical and problem resolution skills
• Excellent verbal and written communication skills
• Must have experience working in a fast paced office environment with service level expectations
• Must be able to meet deadlines

Preferred Skills: