Senior FI Risk Analyst

Job Requirements

Job Title: Senior FI Risk Analyst

Department:

Location:

Reporting To:

Job Purpose

Key Responsibilities

Primary Responsibilities:

• Conduct credit appraisal for financial institutions in line with organizational policies.
• Evaluate and recommend exposure levels, collateral, and guarantees for banking/treasury products.
• Review and ensure adherence to rating methodologies and risk classification frameworks.
• Manage credit risk across wholesale banking products and transactions.
• Engage with clients for risk assessment and transaction execution.
• Align business partner expectations with the firm’s risk appetite.
• Facilitate portfolio reviews and recommend risk mitigation actions.
• Identify and escalate emerging risks to relevant stakeholders.
• Interact with regulators for credit risk management.
• Maintain a healthy portfolio with minimal NPAs.
• Monitor portfolio performance, trigger reviews, and control delinquencies.
• Share best practices within the team.
  

Secondary Responsibilities

• Network with peers, rating agencies, and industry participants to stay updated on trends.
• Support team with deliverables and ad hoc MIS reports.
• Recommend process and policy improvements for operational efficiency.
• Collaborate with internal stakeholders to leverage synergies.
  

Education & Experience

• Education:
• Graduate (Any discipline; CA preferred) – Full Time
• Postgraduate (Any discipline; MBA preferred) – Full Time
• Experience:
• 5 to 8 years in BFSI sector, specifically in Wholesale Banking Risk
• Suitable for Manager, Chief Manager, or AVP level