Job
Description
We are looking for Senior Data Scientist with experience of Managing large portfolios to develop PayPal s Risk strategy within the SMB product solutions team. This portfolio is comprised of PayPal s newest leading-edge SMB payments solutions, as well as customized experiences developed for the company s highest-priority strategic partnerships. Meet our team PayPal s SMB product solutions team fraud Risk team is responsible for assessing and managing buyer and seller side financial risk exposures for SMB products like invoicing, Zettle, Bill Pay, Subscriptions (including identity theft, stolen financials, account takeover, and merchant fraud risk), as well as developing and implementing the policies, treatments, and experiences related to the management of these exposures. The team is also responsible for partnering with the corresponding Business Units to align with and influence their strategic priorities, educate business partners about Risk management principles, and collaboratively optimize the Risk treatments and experiences for these unique products and partners. Job Description Your way to impact This role will be the end-to-end owner of the Zettle product and is responsible for end-to-end management of loss and decline rates. Day-to-day duties include data analysis, monitoring and forecasting, creating the logic for and implementing risk rules and strategies, providing requirements to data scientists and technology teams on attribute, model and platform requirements, and communicating with global stakeholders to ensure we deliver the best possible customer experience while meeting loss rate targets. If you re interested in working with PayPal s most interesting payments experiences, then this is the right team for to join! Your day to day Each Decision Scientist on this team has full ownership of a portfolio of products and is responsible for end-to-end management of loss and decline rates. Day-to-day duties include data analysis, monitoring and forecasting, creating the logic for and implementing risk rules and strategies, providing requirements to data scientists and technology teams on attribute, model and platform requirements, and communicating with global stakeholders to ensure we deliver the best possible customer experience while meeting loss rate targets. Works independently and proficiently. Accountable for own results. Reviews are mainly for consultation and sharing ideas Works on multiple assignments simultaneously and in all areas of a standard project in the area of responsibility What do you need to bring BS/BA degree with 4+ years of related professional experience Strong analytical skills -- ability to build quick estimates using back-of-the-envelope analysis, structure (and, if needed, execute) more complex analyses, pull together business cases and forecasts to navigate through multi-dimensional sets of tradeoffs. Enthusiasm for data-driven problem solving within a fast-paced environment is a must. In addition, experience with Microsoft Excel or statistical software, working knowledge of SQL or other relational database languages, and hands-on experience in data analysis involving large data sets are strongly desired Work experience at the management consulting firms is a plus. Polished communication and influence skills - risk decision scientists need to collaborate cross-functionally with product managers, data scientists, business owners, and customers to learn from subject-matter experts, present findings in a clear and concise manner, and reach alignment on how to execute risk strategies. Demonstrated ability to influence groups and effectively resolve conflicts is required. An innate intellectual curiosity, and a willingness to build awareness of current payments industry and risk management best practices. PayPal is constantly innovating by introducing new products and entering new markets, so successful risk analysts on this team must quickly get up speed on new content areas. You will be expected to become an expert in your specific domain. Can-do attitude, team player, energetic personality, ability to work well under pressure in a fast-paced and constantly changing environment to meet deadlines. The successful risk analyst is a self-starter who has the resilience to learn from their mistakes and reach their true potential. Identify typical problems and issues during normal course of work and take proactive actions to solve them with minimum guidance. Recommends changes to policies and establishes procedures that affect immediate organization(s). Exercises discretion in resolving a variety of issues in imaginative as well as practical ways. Impact of decision has moderate to large reach Offers insight for and contributes to improving existing technology, tools, processes, and business solutions. Adds value to brainstorming sessions Focuses primarily on how to achieve overall analytic objectives of a project with speed and quality. Suggests ideas for operational plans and objectives Clear subject matter expert within group / geography Works independently and proficiently on multiple assignments simultaneously with speed and quality Manage junior decision/data scientists.
