Sales Manager-Gold Loan

The Sales Manager - Gold Loan will be responsible for generating gold loan business through various channels. This role involves overseeing and training a team of Direct Selling Teams to expand the gold loan business in the locality/branch. Key Responsibilities include: - Meeting monthly sales targets by acquiring New to Bank (NTB) and Existing to Bank (ETB) customers. - Pitching gold loans to existing liability customers. - Ensuring month-on-month growth in Assets for Gold loan business per branch. - Generating a minimum of 1% fee income from total disbursals. - Regular customer follow-ups for timely renewal of cases. - Coordinating with valuers as needed. - Maintaining healthy collections and minimizing defaults. - Understanding and adhering to Priority Sector Lending (PSL) norms. - Assisting the branch liability team during audits and communicating effectively with customers. - Conducting marketing activities to attract new gold loan customers. - Willingness to travel extensively and work in the field as required. - Handling ad-hoc activities as per departmental needs. - Proficiency in MS-Word/Excel and PowerPoint. - Demonstrating personal drive and a positive work ethic to achieve results within deadlines. Education Qualifications: - Graduation: Bachelors in Engineering/Technology/Management/Computers/Science. - Post-graduation: MBA. Experience: - 2-10 years of experience in retail banking, preferably with exposure to lending products.,