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2.0 - 7.0 years

5 - 15 Lacs

Bengaluru

Remote

About Client Hiring for One of the Most Prestigious Multinational Corporations! Job Title : Live Underwriters Qualification : Any Graduate or Above Relevant Experience : 2 to 10 Years Must Have Skills : 1. Live underwriters 2. 4Cs 3. Collateral Capacity 4. Credit & Income 5. Residential Underwriting 6. Pre purchase review / PPR Roles and Responsibilities : 1. The Conventional Underwriter reviews, conditions and underwrites mortgage loans in accordance with established policies and procedures and appropriate guidelines; examines all documentation for accuracy and completeness. Job Roles and Responsibilities 2. Review and analyze the mortgage loan application to ensure eligibility, accuracy, completeness, and compliance with internal and regulatory guidelines to minimize risk factors. 3. Review all required loan data, reports, and inspections to ensure the collateral is acceptable to investor and the company. 4. Responsible for making independent decisions regarding acceptance and risk of loans according to HUD, company, and investor guidelines. 5. Provides final approval underwriting of mortgage loans. 6. Completes all required paperwork and forms in a timely and accurate manner; prepares required forms. 7. Sign off conditions in a timely manner set by management. 8. Work with staff and management to find solutions on escalated loans. 9. May be requested to make recommendations for improving Internal Audits policies and practices. 10. Manage loans by using all functions of Encompass. 11. Effectively communicate underwriting decisions with processors and advisors 12. Maintain a high level of customer service and communication with other departments. 13. Other duties as assigned. Work Location : Remote CTC Range : Upto 15 LPA (Lakhs Per Annum) Notice period : Immediate to 60 Days Shift Timing : US Shift Mode of Interview : Virtual Mode of Work : Work from Home Thanks & Regards, Hemalatha HR Analyst Black and White Business Solutions Pvt Ltd Bangalore, Karnataka, INDIA. Direct Number: 080-67432418| Whats App : 9900261540 hemalatha.c@blackwhite.in | www.blackwhite.in ****************************** DO REFER YOUR FRIENDS**********************************

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2.0 - 7.0 years

5 - 10 Lacs

Bengaluru

Remote

To work on live underwriting and complete the daily target or assignments. Have experience in US Mortgage Underwriting. Working on 4 Cs (Credit, Capacity, Capital, and Collateral). Knowledge on Income Calculations (Wage, Self Employed and other)

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2.0 - 7.0 years

3 - 8 Lacs

Ahmedabad

Work from Office

Position: Credit Analyst & Administrator (Australian Mortgage) Location: Ahmedabad, Gujarat (Onsite) Experience: 2+ years Job Type: Full-time (Onsite) About the Role: The Credit Analyst & Administrator will be responsible for supporting Australian mortgage processes, analysing credit applications, assessing financial documents, and performing administrative tasks related to the mortgage process. You will collaborate closely with Australian lenders, brokers, and internal teams to ensure smooth and accurate processing of mortgage applications. Key Responsibilities: -Experience in residential bridging and credit loans is a plus, along with experience in team management. - Review and analyse Australian mortgage applications and supporting documents (e.g., bank statements, tax returns, and payslips). - Assess the creditworthiness of applicants and provide recommendations based on Australian lending guidelines. - Process loan applications and ensure they are submitted accurately and on time. - Communicate with Australian brokers and lenders to gather additional information or clarification when required. - Maintain detailed records of all applications and their progress in the loan approval process. - Perform administrative tasks such as updating client files, preparing reports, and managing documentation. - Keep up to date with Australian mortgage regulations and market trends. - Collaborate with the team to optimize workflows and ensure operational efficiency. Requirements: -Experience in Residential Bridging and Credit Loans is a plus. - Experience in handling a team is also preferred. - Proven experience in credit analysis or mortgage administration, preferably with Australian mortgages. - Knowledge of Australian lending regulations, financial documentation, and credit policies. - Strong analytical skills and attention to detail. - Excellent communication skills (verbal and written) to liaise effectively with Australian clients. - Ability to work independently and manage multiple tasks in a fast-paced environment. - Proficiency in Microsoft Office (Word, Excel, Outlook) and mortgage-related software systems. - Availability to work in shifts to accommodate Australian business hours. Preferred Qualifications: - 2+ years Experience in working with Australian lenders or mortgage brokers. - Familiarity with credit scoring models and financial analysis tools.Role & responsibilities Preferred candidate profile

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1.0 - 5.0 years

4 - 9 Lacs

Noida, Gurugram, Delhi / NCR

Work from Office

As Mortgage Underwriter you will be verifying loan applications and reviewing all 4 C’s, evaluating risks, and making loan eligibility decisions Need 1+ year of mandatory experience in US Mortgage 5 Days working 4 C’s Contact - Himanshu -9521247651

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3.0 - 8.0 years

5 - 11 Lacs

Mumbai, Chennai, Bengaluru

Work from Office

Job description Walk-in Drive in Firstsource for US Mortgage Underwriters -Mumbai location Walk-in Time 11.00 AM to 4.00 PM Walk-in Date - 21st & 22nd June Walk-in address - Firstsource Paradigm, 2nd Floor, New Link Malad, Rajan Pada, Mindspace, Malad West, Mumbai, Maharashtra 400064 Contact Person Supriya PS- supriyapss@firstsource.com Job Description Graduates & above Minimum 2 year of experience into Live Underwriting. Should have worked in all the 4 c's Sound knowledge of US Residential mortgage. Exposure of Underwriting processes & guidelines. Excellent critical thinking, problem solving and sound judgment. Analysis and Calculation of qualifying income from Salaried various tax documents such as 1040s, Schedule E, 1065, 1120, 1120S, K1, transcripts, etc Join our team if you're passionate about the industry and possess the skills listed below. Requirements: Minimum 3 years of experience in US mortgage- live Underwriting. Strong understanding of underwriting processes, mortgage products, and federal regulations Excellent analytical, communication, and customer service skills. Ability to thrive in a team-oriented environment. Proficiency in relevant computer applications and software Interview rounds HR, Assessment, Ops and client round. Interested candidates can drop in to the office with your resume and govt ID proof. Disclaimer : Firstsource allows a fair, transparent, and merit-based hiring process. we never ask for money at any stage. Beware of fraudulent offers and always verify through our official channels or @ firstsource.com email addresses

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5.0 - 10.0 years

9 - 11 Lacs

Pune

Work from Office

The ideal candidate will conduct onboarding, upskilling sessions, assessments, and collaborate with operations to ensure process accuracy, efficiency, and alignment with U.S. mortgage regulations and client expectations.

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3.0 - 8.0 years

4 - 8 Lacs

Nashik, Pune, Mumbai (All Areas)

Work from Office

•Ensure the SLA's & KPI Targets •Review client escalations, Team Queries, and support team as Subject Matter Exp. •Deliver on CSAT targets External/ Internal •Comply all ISO & ISMS protocols •Monitoring results & KPI data •Identify portfolio risks Required Candidate profile •Graduate •As TL 02 years exp. on Paper-US Mortgage Origination, Pre Underwriting, Conditions review •Excellent Communication, analytic & interpersonal skills •Core Statistics, Trend & Ratio Analysis.

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2.0 - 6.0 years

4 - 9 Lacs

Pune, Chennai, Bengaluru

Work from Office

Provides final approval Underwriting of mortgage loans. Manage loans using all Encompass functions. Completes all required paperwork and forms in a timely and accurate manner; prepares required forms.4C’s of Underwriting Required Candidate profile 2-6 yrs exp. in US Mortgage Loan Processing • Minimum 2 years of experience in conventional/govt end-to-end underwriting • Well-versed with all 4C’s of Underwriting (Asset, Income, Credit & Collateral

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5.0 - 8.0 years

10 - 17 Lacs

Mysuru, Chennai, Bengaluru

Work from Office

Ensure the SLA and KPI Targets as specified by the client are met consistently Demonstrate strong process knowledge and lead process changes/improvement with an end-to-end understanding of the Product Conduct huddles/training for process areas Required Candidate profile 04 - 06 Yrs leadership exp. US Mortgage Income Calculations; Pre Purchase Review; Credit Report Span control would range from 80 to 200 employees including SMEs, QAs, Team Leads and AM

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2.0 - 7.0 years

8 - 10 Lacs

Gurugram

Remote

US Mortgage experience In Underwriting All 4 C’s Credit, Capacity, Collateral, and Capital or Income review experience, Conditions Clearing, Closing Review, Loan Set Up review process..Group health/Liability/Commercial/Crop UW openings are also open. Required Candidate profile past due account ,revolving account, time share account, 30-day loan account.tax extension forms IRS 4868.wage income, self-employment income, business income.Debt-to-Income (DTI)/Loan-to-Value (LTV)

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3.0 - 8.0 years

8 - 10 Lacs

Pune, Chennai

Hybrid

Greetings, Company Name : M.Phasis (https://www.mphasis.com) Job Role: Live Underwriter- US Residential Mortgage Underwriting Experience : 3+ yrs Work Mode : 3 to 4 Months ( WFO) Post that its Permanent (WFH) Job Location for initial 3 to 4 months will be Pune (or) Chennai Budget : Upto 10 LPA Requirements : Experience in Live Underwriting, End to End Underwriting, Income Calculation, Review of Public Report, Review of Credit Report and 4C's is mandatory. Notice Period : Immediate to 30 days only No. of openings : 10+ openings Skills : Excellent knowledge in US Residential Mortgage Underwriting process is mandatory Note : Accommodation Fee for relocating candidates will be given (6000*3 or 4 months) Contact : 8431234240

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3.0 - 8.0 years

1 - 6 Lacs

Noida, New Delhi, Delhi / NCR

Work from Office

Job Title: Analyst/ Senior Analyst Residential Mortgage Underwriting Experience Required: 3–8 Years Shift Timing: 5:30 PM – 2:30 AM IST (US Shift) Location: Noida, Sector 63 (On-site) About the Role: We are seeking a detail-oriented and experienced Senior Analyst with a strong background in residential mortgage underwriting to join our dynamic team. The ideal candidate will have in-depth knowledge of income analysis, credit and asset review, and underwriting across various conventional and government loan programs including FHA, VA, USDA, and Bond loans . Key Responsibilities: Perform detailed income calculation and analysis for salaried, self-employed, and non-traditional income sources. Conduct comprehensive underwriting reviews for residential mortgage applications ensuring adherence to agency and investor guidelines (Fannie Mae, Freddie Mac). Assess borrower eligibility, creditworthiness, and overall loan risk in accordance with FHA, VA, USDA, Bond program guidelines. Review and analyze credit reports, asset statements, property appraisals, and title documents . Validate compliance with underwriting criteria, company policies, and regulatory requirements. Maintain a high level of accuracy and turnaround time in processing and decisioning loan files. Collaborate with US-based teams and other internal stakeholders to ensure smooth workflow and clear communication. Keep up to date with current underwriting guidelines and industry best practices. Required Skills & Qualifications: 3–8 years of hands-on experience in residential mortgage underwriting , including conventional and government loan programs. Strong understanding of FHA, VA, USDA, and Bond loan underwriting guidelines . Proficient in income calculation methodologies and documentation requirements. Familiarity with AUS systems (DU, LP) and LOS platforms (e.g., Encompass, Calyx). Excellent attention to detail, analytical ability, and organizational skills. Strong verbal and written communication skills to liaise with US counterparts. Ability to work independently and meet tight deadlines in a high-pressure environment. Bachelor's degree or equivalent work experience in Finance, Business, or a related field preferred. Shift & Work Environment: Shift Timing: 5:30 PM – 2:30 AM IST (Night Shift, aligned with US hours) Work Location: Noida, Sector 63 (Work from Office) Why Join Us: Competitive compensation and benefits. Opportunity to work with a fast-growing, global financial services firm. Exposure to diverse loan products and continuous skill development. Collaborative and performance-driven work culture.

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3.0 - 8.0 years

5 - 12 Lacs

Bengaluru

Work from Office

Job Title: Team Leader US Mortgage Operations Location: Bangalore Department: Mortgage Operations Reports To: Operations Manager / AVP Mortgage Services Employment Type: Full-Time Job Summary: We are seeking an experienced and detail-oriented Team Leader to oversee daily operations in the US Mortgage process . The ideal candidate will manage a team responsible for mortgage processing functions (processing, underwriting, closing, or post-closing), ensure compliance with investor and regulatory guidelines, and drive operational efficiency. Prior leadership experience in the US mortgage industry is essential. Key Responsibilities: Lead, manage, and motivate a team of mortgage professionals to meet daily/weekly production and quality targets. Oversee end-to-end mortgage operations including processing, underwriting, closing, or post-closing depending on function. Monitor work queues and allocate tasks to team members to ensure Service Level Agreements (SLAs) are met. Ensure compliance with all federal and investor guidelines including Fannie Mae, Freddie Mac, FHA, and VA. Provide regular performance feedback, coaching, and mentoring to team members. Handle escalations and complex loan scenarios by liaising with clients, underwriters, or other stakeholders. Prepare and deliver performance and metric reports to senior management. Assist with training and onboarding of new hires. Collaborate with Quality Control and Compliance teams to implement corrective actions. Drive process improvements and contribute to automation or digital initiatives. Requirements: Bachelor’s degree or equivalent experience. 5+ years of experience in US mortgage operations, with at least 2 years in a supervisory or team leader role. Strong knowledge of mortgage origination lifecycle (Processing, Underwriting, Closing, Post-Closing). Familiarity with LOS platforms . Strong understanding of investor and agency guidelines. Excellent leadership, communication, and interpersonal skills. Ability to analyze data, track KPIs, and drive performance. High attention to detail and a commitment to quality and compliance. Ability to work in a fast-paced and dynamic environment. Contact Hiring Manager Aditya @ 9686682465

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6.0 - 11.0 years

5 - 9 Lacs

Gurugram

Work from Office

Experience - Banking Process is mandatory and Please share your profile at surbhi.malhortra@nlbtech.com Graduate in Finance, Accounting, Business Administration, or related field. Previous experience (5+ years) in a back-office role within the financial services industry, with at least 2 years in a supervisory or leadership capacity. Oversee the end-to-end process of Business Banking, from receiving requests to resolution, ensuring accuracy and adherence to timelines. Identify opportunities to streamline the processes and enhance efficiency. Collaborate with cross-functional teams to implement process improvements and system enhancements. Generate performance reports and key performance indicators. Stay updated on regulations, guidelines, and best practices related to Business Banking, always ensuring compliance. Develop and maintain comprehensive documentation of processes, policies, and procedures. Conduct regular training sessions for staff to ensure a thorough understanding of procedures. Drive continuous improvement initiatives to streamline processes and enhance overall efficiency. Please Share your profile at surbhi.malhotra@nlbtech.com

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2.0 - 6.0 years

3 - 7 Lacs

Chennai

Work from Office

Direct Walk-In Opportunity for Mortgage Underwriters at TATA Consultancy Services Chennai on 14th June 2025 Note: Candidates with relevant experience can directly attend the interview. Please go through the norms below before you attend. Job Role: Process Expert Process: Mortgage Underwriting Walk in Drive Date: Saturday, 14th June 2025. Location: Tata Consultancy Services, SIPCOT IT Park Navalur, Siruseri, Tamil Nadu 603103 Contact Person: Chitra Timing: 09:00 AM - 12:00 PM Candidate to Carry: Updated CV, Photocopy of Aadhaar and EPFO service history, All education /employment documents. Job Requirement: Any full-time graduate (10+2+3) with 2 - 6 years of experience in US Residential Mortgage Underwriting can attend. Willingness to work in all Shifts. Good Communication Skills Written and Oral. Mode of Salary credit should be through bank from all the employers (No Cash in hand) All educational and employment documents are mandatory to have. PFB the norms to be followed during the Interview process: We will not be responsible for any loss of original certificates viz, (X / XII / Graduation, PG, any other certificates etc.). It is the sole responsibility of the candidates. Two / four-wheelers can be parked in the parking area. Candidates must wait in the lounge. Water dispensers are available. Rest rooms are located near the wash area of the cafeteria. "TCS does not charge any fee at any stage of the recruitment & selection process. TCS has not authorized any person/agency/partner to collect any fee for recruitment from candidates. If you notice the above, please bring it to our attention immediately. *** Kindly share this information with your friends and bring them along with you ****

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3.0 - 6.0 years

3 - 6 Lacs

Noida, New Delhi, Delhi / NCR

Work from Office

We are seeking a highly analytical and experienced Senior Mortgage Analyst to join our Residential Mortgage Operations team. The ideal candidate will bring in-depth knowledge of income calculation, loan eligibility assessments , and government-backed and conventional loan programs , including FHA, VA, USDA, and Bond loans . You will play a critical role in ensuring the accuracy and compliance of mortgage loan reviews in accordance with agency and investor guidelines. Key Responsibilities: Analyze and underwrite residential mortgage loan files, ensuring compliance with agency and investor guidelines (Fannie Mae, Freddie Mac, FHA, VA, USDA, Bond programs). Perform detailed income analysis for various borrower types (W-2, self-employed, commission-based, rental income, etc.), including complex tax return evaluations. Review complete loan packages for creditworthiness, collateral evaluation, and documentation integrity. Maintain up-to-date knowledge of all relevant lending guidelines and overlays (e.g., DU/LP findings, FHA Handbook, VA Lenders Handbook). Assist in structuring loans that meet borrower needs while complying with product and regulatory requirements. Act as a subject matter expert and mentor for junior underwriters and analysts. Communicate effectively with internal stakeholders (loan officers, processors, QC teams) to resolve issues and close loans efficiently. Ensure adherence to federal and state lending regulations, including RESPA, TRID, and HMDA. Participate in periodic audits, internal process reviews, and contribute to operational improvement initiatives. Qualifications: Bachelors degree in Finance, Business, Economics, or a related field. Equivalent work experience may be considered. 3+ years of experience in residential mortgage underwriting or analysis. Deep understanding of conventional loan programs and government-insured loans (FHA, VA, USDA, Bond). Strong expertise in income analysis and cash flow evaluations from personal and business tax returns (Schedule C, E, K-1, etc.). Familiarity with AUS systems (DU, LP) and Loan Origination Systems (LOS) like Encompass, Calyx Point, or equivalent. Knowledge of compliance regulations and investor guidelines. Strong attention to detail and ability to work under tight deadlines. Excellent verbal and written communication skills.

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2.0 - 7.0 years

2 - 7 Lacs

Bengaluru

Work from Office

If you are looking for an exciting opportunity, join us at the Walk-in Drive! HCL is hiring for Associate / Senior Executive roles, and we are conducting a Walk-in Drive in Bengaluru (Karle) . Walk-in Drive Details: Location: HCL TECH, Bengaluru (Karle) ( Address: SEZ hub, DadaMastan Layout, Karle Tech Park, Nagavara, 1, Veeranapalya, Karle Town, Bengaluru, Karnataka 560024) Date: 13 June, Friday Time: 11:00 AM 2:00 PM Contact HR SPOC Vignesh Job Opportunity: Associate / Senior Executive Location: Bengaluru (Karle) Shift Timing: 7:00 AM 5:00 PM (IST) Domain: Australian Mortgage Underwriting Work Model: Work from Office (WFO) Start date : Immediate joiners only Job Summary: The ideal candidate will be responsible for auditing loans underwritten by credit officers to ensure compliance with bank policies, guidelines, and regulatory requirements. This involves reviewing loan applications, assessing documentation accuracy, verifying lending criteria, and identifying any discrepancies. Responsibilities: Analyzing customer financial positions, employment history, credit history, and ability to repay. Understanding and applying the 4 C’s of Credit effectively. Ensuring compliance with regulatory and company guidelines . Assessing credit risk and determining loan approval/decline decisions. Applying lending/credit policy, mortgage insurance guidelines, and risk assessment principles. Communicating with external stakeholders, including Brokers/Lenders . Demonstrating strong customer-centric communication skills . Core Responsibilities: Loan Application Assessment Creditworthiness Evaluation Income Verification Risk Analysis Property Valuation Review Reviewing Loan-to-Value Ratio (LVR) Approval or Declination of Loans Fraud Detection Skills & Qualifications: Knowledge of Responsible Lending Obligations Understanding of APRA and ASIC regulations Strong analytical and financial assessment skills Excellent attention to detail and time management Effective communication & stakeholder management skills Experience with lending policies & procedures Experience with KYC process Qualification & Experience: Education: Bachelor's or Master's degree in any field. Experience: 2+ years in Pre-underwriting, Loan Processing, Mortgage Underwriting, or Post Close Underwriting in Australian, USA, or UK mortgage domains . Must-have: Strong understanding of Australian, US, or UK lending regulations . Added Advantage: Candidates with strong communication experience with onshore clients will have an edge.

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2.0 - 6.0 years

2 - 5 Lacs

Bengaluru

Work from Office

Hiring for Mortgage Underwriting Min exp:-2yrs loc:-Bangalore ctc upto:-5.50lpa *WALKING INTERVIEW ON 11TH JUN* Skills: Mortgage underwriting,Pre-underwriting,Loan document,Pre-closing Contact- 9205018536(prabhsimer) Prabhsimer.imaginators@gmail.com

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3.0 - 8.0 years

1 - 5 Lacs

Noida

Work from Office

Roles and Responsibilities Conduct thorough underwriting analysis on US residential mortgage applications, including income calculation and creditworthiness assessment. Review loan-to-value ratios, debt-to-income ratios, and other relevant factors to determine loan eligibility. Collaborate with cross-functional teams to resolve complex underwriting issues and optimize processes for improved efficiency. Desired Candidate Profile 3-8 years of experience in US residential mortgage underwriting or related field (e.g., banking, finance). Strong understanding of income calculation methods and ability to analyze financial data accurately. Proficiency in reviewing loan documents, such as loan statements, tax returns, pay stubs etc. . Excellent analytical skills with attention to detail; ability to work independently with minimal supervision.

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5.0 - 10.0 years

6 - 16 Lacs

Pune, Jaipur

Work from Office

Exp. in US Mortgage Underwriting (Required) 4 Years+ (SME/Lead) - Upto 10 LPA 7 Years+ (AM) 14 LPA 10 Years+ (MGR) 18 LPA (Min. Team size handled - 50 FTE's+) Graduate ONLY 5 Days/Rotational Shifts/Cabs Please Call - 9999869475

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2.0 - 7.0 years

8 - 10 Lacs

Gurugram

Remote

US Mortgage experience In Underwriting All 4 C’s Credit, Capacity, Collateral, and Capital or Income review experience, Conditions Clearing, Closing Review, Loan Set Up review process..Group health/Liability/Commercial/Crop UW openings are also open. Required Candidate profile Mortgage underwriting associate evaluate/determine the eligibility of loan applications of residential mortgage loans. Mortgage underwriting associate role includesreview of all 4 Cs evaluating risk

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1.0 - 2.0 years

0 - 2 Lacs

Pune

Work from Office

Job description Job Level- JL 2A Designation: Senior Process Executive Experience: 1-2 Years Location: Pune (Work from Office) Work Timings: US Shifts (Night Shifts) Notice Period: Immediate to 15 Days Job Description : We are seeking a highly motivated and detail-oriented individual to join our team as a Consumer Banking Specialist. As a Consumer Banking Specialist, you will be responsible for executing transactions in accordance with prescribed guidelines and timelines. Your focus will be on verifying documents, analyzing data, responding to complaints and queries, and following all predefined procedures to ensure that service level agreement (SLA) targets are met and exceeded within the established guidelines. Key Responsibilities: Execute transactions, including document verification, data analysis, and responding to complaints and queries. Follow predefined procedures to ensure adherence to guidelines and meet SLA targets. Demonstrate good knowledge of Title Review, Insurance Review, HELOC (Home Equity Line of Credit), Centralized funding, Securities secured loans, Loan Funding and disbursement process. Possess knowledge of all banking documents required for loan applications, such as Tax returns, W-2 Statements, HUD-1 , and Insurance Policies. Develop a basic understanding of the client's business and key processes to relate your work to client outcomes. Identify areas for improvement in your work area and propose new ideas to enhance efficiency and effectiveness. Set personal learning goals and actively engage in formal and informal learning mechanisms to prioritize continuous learning. Utilize analytical abilities to break down problems into constituent parts and gain a better understanding of the issues at hand. Evaluate available solution options while solving problems to make informed decisions. Demonstrate high impact communications by structuring thoughts, using simple language, and exhibiting proficiency in English. Qualifications and Skills: Bachelor's degree in a relevant field (Finance, Business Administration, Economics, etc.) or equivalent practical experience. Previous experience in consumer banking or a related field is preferred. Strong attention to detail and ability to work with complex data. Excellent communication skills, both written and verbal, with proficiency in English. Analytical mindset with the ability to think critically and problem-solve effectively. Proactive and self-motivated with a willingness to take initiative. Ability to work well in a team environment and collaborate with colleagues from diverse backgrounds. Proficiency in relevant computer applications and software.

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2.0 - 4.0 years

2 - 4 Lacs

Pune

Work from Office

Job description Job Level- JL 3A Designation: Process Specialist Experience: 2-4 Years Location: Pune (Work from Office) Work Timings: US Shifts (Night Shifts) Notice Period: Immediate to 15 Days Job Description : We are seeking a highly motivated and detail-oriented individual to join our team as a Consumer Banking Specialist. As a Consumer Banking Specialist, you will be responsible for executing transactions in accordance with prescribed guidelines and timelines. Your focus will be on verifying documents, analyzing data, responding to complaints and queries, and following all predefined procedures to ensure that service level agreement (SLA) targets are met and exceeded within the established guidelines. Job Responsibilities: Exceptional communication skills, including active listening, clear verbal and written communication, and the ability to convey complex ideas concisely. Knowledge on SOP and other process documents creation. Ability to effectively prioritize and execute tasks while under pressure. Deliver on day-to-day process targets in meeting Customer SLAs. Eye for detail and report out quality measures for the process, also flag key risks if any. Provide process training and refreshers to junior staff. Handle process queries and Quality Auditing, upon expertise gained and certification for the same. Key Responsibilities: Execute transactions, including document verification, data analysis, and responding to complaints and queries. Follow predefined procedures to ensure adherence to guidelines and meet SLA targets. Demonstrate good knowledge of Title Review, Insurance Review, HELOC (Home Equity Line of Credit), Centralized funding, Securities secured loans, Loan Funding and disbursement process. Possess knowledge of all banking documents required for loan applications, such as Tax returns, W-2 Statements, HUD-1 , and Insurance Policies. Develop a basic understanding of the client's business and key processes to relate your work to client outcomes. Identify areas for improvement in your work area and propose new ideas to enhance efficiency and effectiveness. Set personal learning goals and actively engage in formal and informal learning mechanisms to prioritize continuous learning. Utilize analytical abilities to break down problems into constituent parts and gain a better understanding of the issues at hand. Evaluate available solution options while solving problems to make informed decisions. Demonstrate high impact communications by structuring thoughts, using simple language, and exhibiting proficiency in English. Qualifications and Skills: Bachelor's degree in a relevant field (Finance, Business Administration, Economics, etc.) or equivalent practical experience. Previous experience in consumer banking or a related field is preferred. Strong attention to detail and ability to work with complex data. Excellent communication skills, both written and verbal, with proficiency in English. Analytical mindset with the ability to think critically and problem-solve effectively. Proactive and self-motivated with a willingness to take initiative. Ability to work well in a team environment and collaborate with colleagues from diverse backgrounds. Proficiency in relevant computer applications and software.

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1.0 - 3.0 years

2 - 4 Lacs

Bengaluru

Work from Office

1 year of exp in U.S. real estate taxation (residential) process with experience of working in tax line setup, delinquency processing, disbursements, returns & refunds, tax research, claims & recoveries Tax Research and Tax customer service Required Candidate profile Experience of working on real estate tax systems/ platforms Excellent English Communication Ready to work in Night Shift Looking for Immediate Joiner Call us: 7024312398 Perks and benefits Night Allowance Pickup & Drop facility available

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2.0 - 7.0 years

8 - 10 Lacs

Gurugram

Remote

US Mortgage experience In Underwriting All 4 C’s Credit, Capacity, Collateral, and Capital or Income review experience, Conditions Clearing, Closing Review, Loan Set Up review process..Group health/Liability/Commercial/Crop UW openings are also open. Required Candidate profile Mortgage underwriting associate evaluate/determine the eligibility of loan applications of residential mortgage loans. Mortgage underwriting associate role includesreview of all 4 Cs evaluating risk

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