Relationship Manager Emerging Enterprises Group

Hdfc Bank

2 - 7 years

5 - 15 Lacs

pathankot

Posted:3 weeks ago| Platform:

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Skills Required

msme loan working capital cc relationship management banking products

Work Mode

Work from Office

Job Type

Full Time

Job Description

Role & responsibilities

Manage and grow a portfolio of SME/MSME clients under the Emerging Enterprises Group.
Acquire new clients through market mapping, lead generation, and relationship building.
Understand client requirements and offer banking solutions including working capital, term loans, trade finance, and transaction banking products.
Conduct credit assessments, prepare credit appraisal memos, and coordinate with credit teams for sanctioning facilities.
Ensure compliance with regulatory and internal guidelines.
Cross-sell banking products such as CASA, insurance, treasury, and digital solutions.
Maintain strong client relationships by providing proactive service and ensuring client satisfaction.
Monitor portfolio health and manage risk by tracking early warning signals.

Key Skills & Competencies

Strong understanding of SME/MSME business dynamics and financial analysis.
Knowledge of credit, lending, and banking products.
Good communication, negotiation, and relationship management skills.
Ability to analyze financial statements and assess creditworthiness.
Result-oriented with strong business development focus.

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