Project Finance

Experience

• Minimum experience in credit risk analysis for 3-11 years in project finance across financial institutions (Banks/ NBFCs/ Rating Agencies) handling infrastructure sectors such as Power including Renewables (Solar/ Wind Power Projects), Ports, Roads, Power-Transmission, etc
• Experience in analysis of innovative structures within the infrastructure space such as Toll-Operate-Transfer projects, pooled structures in renewables/ roads space, infrastructure investment trusts, etc
• Candidates based out of Mumbai and having educational qualification of either a CFA or an MBA (2 years Full time course)

Role & responsibilities

Comprehensive analysis of infrastructure companies/projects performance in assigned portfolio by assessing credit proposals, financial statements, projections, feasibility studies and other information to assess the credit worthiness of the entity

• Analyzing the business model, project dynamics identifying strengths, weakness, risks, understanding the revenue models and the corporate structure of the businesses
• Independently handling rating assignments for entities of varying sizes and preparing rationales for the ratings assigned
• Assign ratings as per Banks internal rating scale after thorough understanding of the borrower, industry and peer group analysis
• Prepare brief risk notes for credit proposals above a particular threshold which highlights industry risk, business risks of the borrower and transaction risks for the facilities sanctioned.
• TAT management Monitoring of Borrower Ratings 
• Review of ratings basis any new developments in the company/industry
• Monitor the ratings through multiple surveillance frameworks in place.
• Ensure all the latest available information is factored in the ratings
• Periodic reviews and management presentations
• Review and analysis of industry/sectors assigned
• Read through industry reports by various agencies
• Attend webinars and seminars pertaining to the industry to keep ourselves abreast of the latest updates and trends in various industries.
• Industry presentations evaluating sector performance and rating movement at a portfolio level
• Preparing thematic studies or impact assessment notes based on industry events