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Product Owner, DPS Credit & Processing

Product Owner, DPS Credit & Processing

Visa

4 - 7 years

20 - 25 Lacs

Bengaluru

Posted:5 hours ago| Platform:

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Skills Required

Product management Credit processing Pilot Payment processing Agile scrum Finance Reconciliation Agile Credit cards New product development

Work Mode

Work from Office

Job Type

Full Time

Job Description

Visa DPS, a processing asset at Visa is focused on providing future-ready innovative processing products with superior performance. Visa DPS customers include traditional financial institutions, Fintechs, Neobanks and 3rd party aggregators. Building upon foundation of Visa DPS debit processing business, we are expanding our capability to include additional payment types such as Credit. To affect this new solution, we are looking for digital savvy product development leaders who are passionate about innovating and delivering differentiated client and end-user experiences in product and processing space. They will be responsible for aggressively expanding Visa DPS solutions by delivering new offerings that will be integrated into existing Visa DPS foundational platforms. As part of this new team, you will help influence and shape our new product offering.

The Product Owner is responsible for the product architecture to (a) define integration with existing systems and external/partner systems (b) ensuring system is developed with quality, monitoring and high availability (c) define the integration with financial institution clients, from cardholder enrollment, transaction processing, clearing/reconciliation to settlement.

Working knowledge within credit payment processing space is strongly preferred, with experience integrating systems, transformation/refactoring of messages and integration into credit ledger systems. Agile experiences commercializing, and operating products will be ideal to drive the vision, execution, implementation and operations of this product offering. You will also participate in defining product constructs, go-to-market approach, pilot framework and commercialization efforts (e.g. client fit, requirements and success criteria). This role will work closely with engineering and product managers in India and USA.

The ideal person for this role should have a passion for innovation in payments, technology, and product management, be detail-oriented, and have the ability to drive results within a complex environment.

This Product Owner is an individual contributor and will report to the Sr. Product Manager of New Product Development joining a team to maximize value for our clients and stakeholders.

The position will be based in Bangalore, India.

Essential Functions

Work with Visa DPS product managers to develop solutions and define use cases to support our credit processing strategy.
Interface with clients, partners, business unit leaders, engineering, architects, user experience and global cross-functional counterparts to build, iterate and refine credit processing backlog and roadmap
Deliver executable business requirements by epics, features and user stories, and work with agile scrum teams to develop, ensuring quality, solution certification, and other groups to ensure successful delivery of the full product lifecycle from ideation to launch.
As a Product Owner on agile scrum teams:
- Bring product vision, customer insights and feedback to the team, setting the business context
- Define features and user stories in support of development activities
- Actively manage and prioritize team backlog and evaluate changing business/market conditions and impact to priorities
- Communicate status updates in a transparent manner with key stakeholders on a frequent basis
- Collaborate with external and internal stakeholders to effectively build, launch, commercialize, and communicate new product features
- Deliver product/feature demos that communicate product value proposition, and features and benefits.
- Own features and stories through development lifecycle till client consumption in production
- Appropriately prioritize defects based on impact and provide updates to stakeholders on frequent basis
Define and execute launch plans for pilot and general availability
Participate in client or sales meetings to describe product functionalities.

This is a hybrid position. Expectation of days in the office will be confirmed by your Hiring Manager.

Basic Qualifications:

4+ years of relevant work experience with a Bachelor s Degree
Passion for innovating and delivering differentiated products & user experiences
Passionate about wh

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Product Owner, DPS Credit & Processing