Payment Clearing Operations Analyst

2 - 4 years

13 - 18 Lacs

Posted:1 week ago| Platform: Naukri logo

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Job Type

Full Time

Job Description

  • Monitor and reconcile payment flows daily.
  • Investigate and action payment exceptions.
  • Execute day-to-day transactions in various payment systems or journals.
  • Perform daily bank nostro reconciliation; investigate and resolve discrepancies.
  • Partner with third party processor, vendors, technology teams to resolve issues.
  • Identify and mitigate payment clearing & settlement risk.
  • Understand the key risks and controls of our payment flows; propose/execute solutions
  • Escalate and/or post to Associates, Vice Presidents, and/or senior managers, as needed.
  • Provide training to new joiners in the team and lead continuous improvement initiatives.
  • Perform user acceptance testing; develop requirements to enhance payment capabilities;
  • Participate in cross functional projects.
  • Stay familiar with the evolving payments landscape, rules & regulations, and network rules.
  • Participate in internal and external audits processes, as well as quality assurance testing.
  • Ability to multi-task and perform with a high degree of accuracy and a fast-paced, dynamic environment.
  • Partner with teams in Product, Engineering and Risk in the design and implementation of new rails and enablers for existing ones.

SKILLS AND EXPERIENCE WE RE LOOKING FOR

Basic Qualifications

  • Bachelor s degree.
  • Systems savvy and proficiency in Microsoft Excel, Word, and PowerPoint.
  • Willingness to learn and develop technical expertise on various U.S. payment rails.
  • Exemplify GS culture of partnership, client service, integrity, and excellence.
  • High energy & motivated, especially in a dynamic, fast-paced environment.
  • Effective verbal/written communication; navigate diverse and broad stakeholders.
  • Strong analytic and organizational skills.
  • Clear thinker, problem solver and the ability to work in cross-functional projects and identify process improvements.
  • Ability to create and deliver business presentations and communicate effectively.
  • Intellectually curious and good listening skills.
  • Critical attention to detail.
  • Strong team player.
  • Receptive to being challenged and think outside the box.
  • Comfortable with ambiguity.
  • Ability to simultaneously handle multiple demands and priorities.

Preferred Skillset

  • Knowledge of various payment systems or rails e.g. ACH, checks, Fedwire, RTP, SEPA, CHAPS, BACS, etc.
  • Knowledge of payment network operating rules & regulations e.g. FRB, Nacha, ECCHO, CHIPS.
  • Knowledge of payment formats e.g. ACH, ISO 20022, SWIFT.
  • Exposure to FRB, Nacha, TCH, SWIFT, third-party banks.
  • Payment certification: AAP, APRP, NCP, FPP
  • Candidate must be proactive, enthusiastic and team oriented.
  • Ability to remain composed under pressure.
  • Ability to prioritize and make decisions in a fast-paced environment.
  • Strong client service orientation.
  • Strong written and verbal communication skills.
  • Adapt to changes and new challenges.
  • Flexibility in shift timings as needed by business.
 

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Goldman Sachs

Financial Services

New York

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