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Jainam Broking Ltd
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NBFC Banker

NBFC Banker

Jainam Broking Ltd

2 - 5 years

3 - 8 Lacs

Surat

Posted:6 hours ago| Platform:

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Skills Required

end-to-end loan processing Credit Analysis loan structuring

Work Mode

Work from Office

Job Type

Full Time

Job Description

Role & responsibilities

Loan Processing & Client Management

Manage
end-to-end loan lifecycle
: client onboarding, KYC verification, application review, sanction, documentation, and disbursement
Interact directly with clients to gather required information, explain lending terms, and ensure a seamless experience
Maintain accurate and up-to-date records in internal loan management systems

Credit Assessment & Structuring

Perform
credit analysis
including financial statement review, bank statement analysis, and credit scoring
Prepare
credit appraisal notes
with insights on borrowers risk profile, cash flows, and repayment ability
Assist in
loan structuring
in alignment with internal credit policies and borrower needs

Compliance & Documentation

Ensure all documentation is
complete, compliant with RBI and NBFC norms
, and in line with internal SOPs
Coordinate with legal teams for agreement drafting, verification of collateral/security, and documentation checks
Monitor post-disbursement compliance, repayment tracking, and periodic reviews

Skills & Competencies Required:

Understanding of
NBFC lending norms
, RBI guidelines, and documentation processes
Strong knowledge of
credit analysis
, financial ratios, and risk flags
Proficient in
Excel
, documentation review, and CRM/loan software
Detail-oriented, good communication skills, and ability to work under timelines

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