Mortgage pricing specialist

Job Description

Review and process lock requests and change requests for mortgage deals in accordance with internal policies and investor guidelines. Compare loan attributes (such as loan amount, rate, term, LTV, property type) to determine pricing impact and validate compliance with lock terms. Manually accept lock requests after thorough review of loan details and supporting data. Utilize mortgage rate sheets to spot-check key data points, ensuring accuracy in pricing and lock terms. Collaborate with loan officers, underwriters, and pricing teams to resolve discrepancies and provide clarifications. Maintain meticulous records of lock activity, changes, and approvals for audit and regulatory requirements. Required Skills & Qualifications: Strong numerical and mathematical reasoning skills with an ability to work accurately with mortgage pricing elements. Prior knowledge or exposure to mortgage lending, pricing, or lock desk operations preferred. Ability to interpret and apply mortgage rate sheets to validate pricing decisions. High attention to detail with the ability to identify and resolve discrepancies in loan data. Proficiency in Excel or similar tools for data analysis and validation. Excellent communication and problem-solving skills. Preferred Qualifications: Experience handling lock desk or mortgage pricing requests. Familiarity with investor guidelines, rate lock policies, and mortgage loan structures. Show more Show less