Merchant Risk Underwriting

Skillventory

2 - 5 years

9 - 19 Lacs

navi mumbai

Posted:2 weeks ago| Platform:

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Skills Required

merchant onboarding transaction monitoring chargebacks merchant underwriting payment gateways disputes

Work Mode

Work from Office

Job Type

Full Time

Job Description

Roles and Responsibilities

Review merchant applications and business documentation for underwriting
Approve/reject onboarding requests based on defined risk parameters
Identify and prevent high-risk or non-compliant merchants
Continuously monitor live merchant behavior and flag policy violations
Detect suspicious transaction activity and document fraudulent patterns
Segregate merchants based on risk levels and manage internal risk tagging
Collaborate with product/tech teams to improve the risk engine and automate checks
Handle transaction disputes, chargebacks, and merchant escalations
Interact with partner banks, CPV vendors, and internal teams to resolve queries
Research industry best practices in fraud prevention and apply them in process improvements

The ideal candidate should have-

3-5 years of experience in merchant underwriting (Fintech- Payment Aggregators)
Understanding of risk, especially for self-employed or SME merchants
Strong analytical mindset with attention to risk patterns and fraud indicators
Experience with chargebacks, disputes, and transaction monitoring
Degree in B.Com / MBA

Employment Type:

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