Manager, Risk Manager, Risk

Key Accountabilities and Main Responsibilities

Strategic Focus

• Implement risk management frameworks, policies, standards, and procedures tailored to the business in alignment with Group-level policies.
• Work collaboratively with the business to build and embed a strong risk culture, promoting the Risk as a Mindset approach.
• Identify, assess, and monitor key operational, financial, and compliance risks within the first line of defence.
• Conduct risk assessments to evaluate the impact and likelihood of identified risks.
• Support the business in understanding and adhering to divisional risk appetite and tolerance, enhancing operational resilience across all functions.
• Provide support and challenge to ensure effective risk controls and frameworks are embedded in the business operations as per Risk and Control Self-Assessment (RSCA).
• Collaborate with Line 2 Risk & Compliance, ensuring clear ownership of Line 1 responsibilities while maintaining open communication.

Operational Management

• Day-to-day coordination of risk management across the business, ensuring adherence to the three lines of defence model.
• Lead the incident tracking and management process, ensuring timely escalation and resolution of issues.
• Ensure compliance with AML/KYC and other regulatory obligations, providing clear reporting and oversight
• Track and manage risk mitigation efforts, ensuring alignment with business objectives and deadlines.
• Collaborate with departmental / functional heads on the adequacy of actions to address risks highlighted in internal audit reports and ensure timely completion of risk registers.
• Identify training needs related to risk management and oversee the development of risk competence and awareness across the division.
• Participate in project meetings and provide feedback on business requirement documents and other relevant project documentation.
• Develop and maintain Key Risk Indicators (KRI s) to monitor and report risk exposure.
• Prepare risk reports and dashboards for senior management, highlighting key risk trends and issues.
• Support incident management processes, including root cause analysis and lessons learned.

People Leadership

• Work collaboratively with the wide business to uplift risk capabilities across the organization, ensuring that employees at all levels understand their role in risk management.
• Provide training, coaching, and support to build a proactive risk culture and strengthen the organization s ability to identify, manage, and mitigate risks effectively.
• Foster a culture of accountability where all employees are encouraged to take ownership of risk management activities.
• Manage a team of four risk specialists and guide them with risk assessment process and follow MUFG risk framework
• Participate in a monthly forum to highlight recommendations and implement improvements
• Drive a coaching culture within the team to identify potential risks and build capability.

Experience & Personal Attributes

Educational and Professional Qualifications:

• Bachelor s degree in Business, Finance, Risk Management, or related field. A master s degree is preferred.
• Relevant certifications such as FRM, PRM, or equivalent.
• Minimum of 8 years of experience in risk management or operational risk ideally within a line 1 function primarily from GCC.
• A minimum of three years in Operational/Information/ Technology Risk. Second Line of Defence (SLoD) Risk experience is desirable.
• In-depth understanding of risk management frameworks, policies, and processes.
• Proficiency in risk management tools and techniques.
• Manage a team of four risk specialists and guide them with risk assessment process and follow MUFG risk framework

Personal Attributes:

• Strong analytical, problem-solving and decision-making skills and ability to lead a medium-sized team
• Ability to analyse, resolve and document problems and resolutions. High attention to detail and ability to manage multiple tasks and priorities.
• Ability to work as part of a cross-cultural team.
• Strong organization and time management skills
• Continuous improvement focus, with the ability to identify risks, cost efficiencies, and operational improvements.
• Excellent presentation, communication and interpersonal skills to influence stakeholders and drive risk awareness
• Ability to work independently and take ownership of risk management activities.
• Strong stakeholder management and ability to build effective relationships across business lines.
• Self-driven and motivated with a focus on operational efficiency and continuous improvement
• Experience and ability to effectively communicate and interact with colleagues at all levels in the company, Internal Audit as well as regulators.
• Must be a self-starter, detail-oriented and extremely organized.