Manager- Home Loan

Job Description

Job Description: Asst. Manager / Manager - Home Loan About JUSTO: Job Title: Asst Manager / Manager Job Role: Home Loan Location: Mumbai (All Areas) About the Role: As a Home Loan Manager, you will be responsible for managing and streamlining the home loan processes for our clients. Your primary focus will be to ensure smooth collaboration with banks and financial institutions, guide clients through loan application processes, and assist in achieving financial closure for property purchases. Key Responsibilities: Client Consultation: Understand clients financial needs and provide advice on home loan options. Assist clients in preparing and submitting loan applications with required documentation. Liaison with Financial Institutions: Develop and maintain relationships with banks and NBFCs. Negotiate terms and conditions of loan agreements to ensure favorable outcomes for clients. Loan Process Management: Monitor the end-to-end home loan application process. Ensure timely disbursement of funds by coordinating with financial institutions and clients. Compliance and Documentation: Ensure all loan-related documents are accurate, complete, and adhere to legal requirements. Stay updated with regulatory changes in home loan policies. Team Collaboration: Work closely with the sales and legal teams to provide a seamless property buying experience. Provide training to the sales team about loan products and procedures. Market Analysis: Stay informed about market trends and home loan products. Recommend innovative loan solutions to enhance customer satisfaction. Required Skills and Competencies: Education: Bachelor s degree in Finance, Commerce, Economics, or related field Experience: 3- 6 years of relevant experience in home loans, mortgage banking, or real estate financing. Proven track record in managing loan processes and client relationships. Soft Skills: Excellent communication, customer relationships and negotiation skills. Skills and Competencies: Strong knowledge of home loan products and policies. Proficiency in financial analysis and credit assessment. Ability to manage multiple clients and prioritize tasks. Familiarity with real estate and property laws is a plus.