30 Loan Applications Jobs

As a Mortgage Underwriter, your primary responsibility will be to underwrite mortgage business and effectively manage the portfolio within the assigned branch or location. You will be entrusted with reviewing a wide range of complex loan applications in accordance with predefined guidelines, making informed decisions, or recommending them for approval to higher authorities. Your duties will include underwriting proposals based on established policies and procedures to meet agreed Service Level Agreements (SLAs) and effectively manage the business volumes of the city or area. This will involve conducting personal discussions with customers to evaluate their creditworthiness, ensuring the completion of credit and KYC documents, and conducting verifications through telephonic conversations, field visits, and collateral assessments. You will need to assess income to obligation ratios, loan to value ratios, and possess a comprehensive understanding of the rationale behind these calculations and their impact on loan performance over extended periods. Additionally, you will be responsible for maintaining Portfolio MIS, Delinquency MIS, and other operational MIS for the cluster while providing regular reports. Building and leveraging effective relationships with third parties to achieve the best outcomes for clients will be crucial. Handling client queries, utilizing industry knowledge and experience to address challenges, and striving for continuous improvement in service quality standards will be key aspects of your role. Critical review of credit proposals to identify industry, business, financial, management, and facility structure risks will be essential. You will also play a pivotal role in ensuring collateral and other credit risk mitigation to support approving authorities in decision-making processes. Facilitating quick turnaround times for credit lending proposals related to mortgage business, including loans against property and home loans, in collaboration with the sales team will be part of your responsibilities. Ongoing review of credit exposures to maintain their bankability, meticulous documentation of proposals, monitoring client and collateral creditworthiness, and taking necessary steps for risk mitigation will be integral to your role. Managing the credit underwriting function within your branch, working closely with local credit analysts and the sales team, and ensuring the recovery of quick mortality cases within specified timelines will be crucial for success in this position. Ideally, you should hold a Graduate or Masters/Post Graduate degree with certifications such as CA or MBA being preferable for this role.,

You will be responsible for underwriting mortgage business and managing the portfolio in the assigned branch/location. Your core responsibilities will include: Reviewing and assessing a broad range of complex loan applications within defined guidelines and making decisions or recommending them for approval to higher authorities. Underwriting proposals according to policies and procedures to meet agreed service level agreements (SLAs) and managing city/area business volumes. Conducting personal discussions with customers to determine creditworthiness, ensuring completion of credit/KYC documents, and conducting verification through telephonic, field, and collateral visits. Assessing income to obligation ratios, loan to value ratios, having in-depth knowledge of the rationale behind the calculation of ratios, and understanding their impact on loan performance over long tenures. Maintaining Portfolio MIS, Delinquency MIS, and other operations-related MIS for the cluster and providing regular reports. Building and leveraging effective relationships with third parties to achieve the best outcomes for clients. Taking ownership of client queries, using industry knowledge and experience to overcome challenges, and solve problems. Exceeding service quality standards and striving for continuous process improvement. Undertaking critical review of credit proposals to identify industry, business, financial, management, and facility structure risks. Ensuring collateral and other credit risk mitigation to facilitate decision-making on credit proposals. Enabling quick turnaround time of credit lending proposals for the mortgage business, including loan against property and home loan business, in close collaboration with the sales team. Conducting ongoing reviews of credit exposures to ensure bankability. Facilitating critical review and documentation of proposals, monitoring client and collateral creditworthiness from pre-sanction to post-disbursement phases, and taking risk mitigation steps when necessary while ensuring compliance with legal and documentation norms and policies. Managing the credit underwriting function of the branch, facilitating quick turnaround of credit lending proposals in liaison with local credit analysts and the sales team. Following up and ensuring recovery of quick mortality cases between 12-18 MOV. Qualifications required for this role include being a Graduate, Masters/Post Graduate, with certifications such as CA/MBA (preferable).,

As an underwriter for mortgage business at the assigned branch/location, your primary responsibility will be to review and assess a wide range of complex loan applications within specified guidelines. Based on your assessment, you will make decisions on loan approvals or recommend them to higher authorities for approval. You will be required to underwrite proposals in adherence to the established policies and procedures to meet the agreed Service Level Agreements (SLAs) and manage the business volumes in the city/area. This will involve conducting personal discussions with customers to evaluate their creditworthiness, ensuring completion of credit/KYC documents, and conducting verification through telephonic, field, and collateral visits. Additionally, you will need to analyze income to obligation ratios, loan to value ratios, and possess an in-depth understanding of the rationale behind these calculations and their impact on loan performance over extended periods. It will also be your responsibility to maintain Portfolio MIS, Delinquency MIS, and other operation-related MIS for the cluster while providing regular reports. Building and leveraging effective relationships with third parties to achieve the best outcomes for clients, handling client queries, and utilizing industry knowledge and experience to address challenges and solve problems will be crucial aspects of your role. You will be expected to exceed service quality standards, strive for continuous process improvement, and undertake critical reviews of credit proposals to identify risks. Ensuring collateral and other credit risk mitigation, facilitating quick turnaround time of credit lending proposals, ongoing review of credit exposures, and monitoring client and collateral creditworthiness from pre-sanction to post-disbursement phases are key responsibilities. You will also be required to manage the credit underwriting function of your branch, collaborate with local credit analysts and the sales team, and follow up on the recovery of overdue cases. To excel in this role, you should hold a Graduate or Masters/Post Graduate degree, with certifications such as CA or MBA being preferable.,

As a Mortgage Underwriter at our organization, you will be responsible for managing the mortgage business portfolio in the assigned branch or location. Your primary duties will involve reviewing and assessing a variety of complex loan applications, making decisions within defined guidelines, and recommending approvals to higher authorities. It will be essential to underwrite proposals in accordance with established policies and procedures to meet agreed service level agreements and effectively manage business volumes in the city or area. You will conduct personal discussions with customers to evaluate their creditworthiness, ensure completion of credit and KYC documents, and verify information through telephonic communication, field visits, and collateral inspections. Additionally, you will analyze income to obligation ratios, loan to value ratios, and have a deep understanding of the rationale behind these calculations and their impact on loan performance over extended periods. Maintaining Portfolio MIS, Delinquency MIS, and other operational MIS for the cluster will be part of your responsibilities, along with providing regular reports. Building strong relationships with third parties to achieve favorable outcomes for clients, addressing client queries effectively, and striving for continuous improvement in service quality are key aspects of this role. You will critically review credit proposals, identifying industry, business, financial, management, and facility structure risks. Ensuring appropriate collateral and credit risk mitigation measures are in place to support decision-making by approving authorities is crucial. Collaborating closely with the sales team, you will work towards quick turnaround times for credit lending proposals related to mortgage business, including loans against property and home loans. Ongoing review of credit exposures, documentation of proposals, monitoring client and collateral creditworthiness, and risk mitigation efforts are integral parts of your responsibilities from pre-sanction to post-disbursement phases. Managing the credit underwriting function within your branch, coordinating with local credit analysts and the sales team, and ensuring timely recovery of outstanding cases are also part of your role. Ideally, you should hold a graduate or post-graduate degree, with certifications such as CA or MBA being preferable. Your expertise in underwriting mortgages and managing credit risks will be instrumental in driving the success of our business operations.,

As a Mortgage Underwriter, your primary responsibility will be to underwrite mortgage business and manage the portfolio in the assigned branch/location. You will review and assess a broad range of complex loan applications within defined guidelines, making decisions or recommending them for approval to higher authorities. It is essential to underwrite proposals in accordance with laid-down policies and procedures to meet agreed Service Level Agreements (SLAs) and effectively manage city/area business volumes. Conducting personal discussions with customers to determine creditworthiness, ensuring completion of credit/Know Your Customer (KYC) documents, and conducting verifications through telephonic, field visits, and collateral inspections will be part of your routine tasks. You will need to assess income to obligation ratios, loan to value ratios, and have in-depth knowledge of the rationale behind these calculations and their impact on loan performance over extended tenures. Maintaining Portfolio Management Information System (MIS), Delinquency MIS, and other operational MIS of the cluster while regularly reporting on them will be crucial. Building and leveraging effective relationships with third parties to achieve the best outcomes for clients, addressing client queries using industry knowledge and experience, and striving for continuous process improvement are also key aspects of this role. You will critically review credit proposals to identify industry, business, financial, management, and facility structure risks contained within them. Ensuring collateral and other credit risk mitigation measures are in place to facilitate approving authorities" decisions on credit proposals is vital. Collaborating closely with the sales team, you will enable quick turnaround time of credit lending proposals for the mortgage business, which includes loan against property and home loan business. Undertaking ongoing reviews of credit exposures to ensure their bankability, facilitating critical review and documentation of proposals, monitoring client and collateral creditworthiness from pre-sanction to post-disbursement phases, and taking steps for risk mitigation when necessary will be part of your responsibilities. Managing the credit underwriting function of your branch, ensuring quick turnaround of credit lending proposals in coordination with local credit analysts and the sales team, and following up to ensure recovery of quick mortality cases between 12 - 18 months of vintage will be key to success in this role. Ideally, you should hold a Graduate or Masters/Post Graduate qualification, with additional certifications such as CA or MBA being preferable for this position.,

As an Underwriter for mortgage business in the assigned branch/location, your primary responsibility will involve reviewing and assessing a diverse range of complex loan applications within specified guidelines. You will need to make decisions on these applications or recommend them for approval to higher authorities. Your role will also include underwriting proposals in accordance with established policies and procedures to meet agreed Service Level Agreements (SLAs) and manage the business volumes in the city/area. You will be required to conduct personal discussions with customers to evaluate their creditworthiness, ensure completion of credit/KYC documents, and carry out verification through telephonic conversations, field visits, and collateral inspections. It is essential to analyze income to obligation ratios, loan to value ratios, and possess a deep understanding of the calculations behind these ratios and their impact on loan performance over extended periods. Maintaining Portfolio Management Information System (MIS), Delinquency MIS, and other operation-related MIS for the cluster will be part of your routine tasks. You will also be responsible for creating and nurturing effective relationships with third parties to achieve the best outcomes for clients, addressing client queries, and leveraging your industry knowledge and experience to resolve challenges efficiently. Ensuring adherence to service quality standards, striving for continuous process enhancement, critically reviewing credit proposals to identify various risks, and recommending appropriate risk mitigation strategies will be crucial aspects of your role. You will collaborate closely with the sales team to facilitate quick turnaround times for credit lending proposals related to mortgage business, including loan against property and home loan business. Your responsibilities will further extend to ongoing monitoring of credit exposures, managing the credit underwriting function of your branch, coordinating with local credit analysts and the sales team for streamlined operations, and ensuring timely recovery of delinquent cases within specified timelines. The ideal candidate for this position should hold a Graduate or Masters/Post Graduate degree, with additional certifications such as CA/MBA being preferable. This role demands a meticulous approach towards underwriting, risk assessment, and client relationship management to drive the success of the mortgage business in the assigned branch/location.,

Build and maintain strong client relationships in the banking sector Provide financial advisory and customized banking solutions Identify cross-selling and up-selling opportunities for banking products Assist clients in loan applications, investments, and account management Ensure compliance with banking regulations and risk assessments Achieve sales targets and enhance customer satisfaction

As an Underwriter for mortgage business in the assigned branch/location, your primary responsibility will be to review and assess a variety of complex loan applications within defined guidelines. You will be required to make decisions or recommend applications for approval to higher authorities. It is essential to underwrite proposals in accordance with established policies and procedures to meet agreed Service Level Agreements (SLAs) and effectively manage the business volumes in the city/area. Your role will involve conducting personal discussions with customers to evaluate their creditworthiness. This includes ensuring the completion of credit and Know Your Customer (KYC) documents through telephonic, field, and collateral visits. You will need to analyze income to obligation ratios, loan to value ratios, and possess in-depth knowledge of the rationale behind these ratios and their impact on loan performance over extended periods. Maintaining Portfolio MIS, Delinquency MIS, and other operational MIS for the cluster will be part of your routine tasks, along with providing regular reports. Building and leveraging effective relationships with third parties to achieve the best outcomes for clients is crucial. Addressing client queries, utilizing industry knowledge and experience to overcome challenges, and ensuring service quality standards are exceeded are key aspects of your role. You will be responsible for critically reviewing credit proposals to identify industry, business, financial, management, and facility structure risks. Facilitating collateral and other credit risk mitigation measures to support the decision-making process on credit proposals is essential. Ensuring quick turnaround times for credit lending proposals related to mortgage business, such as loans against property and home loans, in collaboration with the sales team is a priority. Ongoing review of credit exposures to maintain their bankability, critically reviewing and documenting proposals, monitoring client and collateral creditworthiness from pre-sanction to post-disbursement phases, and taking risk mitigation steps when necessary are crucial tasks. Managing the credit underwriting function of your branch, ensuring quick turnaround of credit lending proposals in coordination with local credit analysts and the sales team, will be part of your daily responsibilities. Moreover, following up and ensuring the recovery of quick mortality cases between 12-18 MOV will be a key aspect of your role. Qualifications required for this position include a Graduate or Masters/Post Graduate degree, with certifications such as CA/MBA being preferable.,

As a Mortgage Underwriter, your primary responsibility will be to underwrite mortgage business and manage the portfolio in the assigned branch/location. You will be tasked with reviewing and assessing a wide range of complex loan applications within defined guidelines. Based on your assessment, you will need to make decisions or recommend them for approval to higher authorities. Your duties will include underwriting proposals in accordance with the established policies and procedures to meet the agreed service level agreements (SLAs) and effectively manage the business volumes in the city/area. This will involve conducting personal discussions with customers to evaluate their creditworthiness, ensuring the completion of credit/KYC documents, and performing verifications through telephonic, field, and collateral visits. You will be responsible for analyzing income to obligation ratios, loan to value ratios, and possessing an in-depth understanding of the rationale behind these calculations and their impact on loan performance over extended periods. Additionally, maintaining Portfolio MIS, Delinquency MIS, and other operational MIS of the cluster, along with regular reporting, will be part of your role. Building and leveraging effective relationships with third parties to achieve the best outcomes for clients, addressing client queries, and utilizing industry knowledge to overcome challenges are crucial aspects of this position. You will be expected to exceed service quality standards, strive for continuous process improvement, and critically review credit proposals to identify risks associated with industry, business, finance, management, and facility structure. To facilitate quick turnaround times of credit lending proposals for mortgage business, including loan against property and home loan business, close collaboration with the sales team will be essential. Furthermore, you will need to conduct ongoing reviews of credit exposures to ensure their bankability, implement risk mitigation strategies, monitor client and collateral creditworthiness throughout the credit lifecycle, and adhere to legal and documentation norms and policies. Managing the credit underwriting function of your branch, ensuring the recovery of quick mortality cases, and collaborating with local credit analysts and the sales team to expedite credit lending proposals will also be part of your responsibilities. In terms of qualifications, a graduate or postgraduate degree is required, with certifications such as CA or MBA being preferable for this role.,

As a Mortgage Underwriter at our organization, you will be responsible for managing the mortgage business portfolio in the assigned branch or location. Your core responsibilities will include: Reviewing and assessing a wide range of complex loan applications within defined guidelines, making decisions, or recommending them for approval to higher authorities. Underwriting proposals in accordance with established policies and procedures to meet agreed service level agreements and manage business volumes in the city/area. Conducting personal discussions with customers to determine creditworthiness, ensuring completion of credit/KYC documents, and performing verification through telephonic, field, and collateral visits. Evaluating income to obligation ratios, loan to value ratios, and demonstrating in-depth knowledge of the rationale behind ratio calculations and their impact on loan performance over extended periods. Maintaining Portfolio MIS, Delinquency MIS, and other operational MIS for the cluster, and providing regular reports on the same. Building and leveraging effective relationships with third parties to achieve the best outcomes for clients. Taking ownership of client queries, using industry knowledge and experience to address challenges, solve problems, and exceed service quality standards. Undertaking a critical review of credit proposals to identify industry, business, financial, management, and facility structure risks, and ensuring adequate collateral and credit risk mitigation. Ensuring quick turnaround time for credit lending proposals in the mortgage business, including loan against property and home loan businesses, in collaboration with the sales team. Conducting ongoing reviews of credit exposures to maintain their bankability. Facilitating critical review and documentation of proposals, monitoring client and collateral creditworthiness from pre-sanction to post-disbursement phases, and taking risk mitigation steps as needed while adhering to legal and documentation norms. Managing the credit underwriting function of the branch, ensuring quick turnaround of credit lending proposals in collaboration with local credit analysts and the sales team. Following up and ensuring recovery of quick mortality cases between 12-18 MOV. Qualifications: - Graduate, Masters/Post Graduate Certifications: - CA/MBA (Preferable),

You will be responsible for underwriting mortgage business and managing the portfolio in the assigned branch/location. This includes reviewing and assessing a wide range of complex loan applications within defined guidelines, making decisions or recommending for approval to higher authorities. You will underwrite proposals according to established policies and procedures to meet agreed service level agreements and manage business volumes in the city/area. Additionally, your role will involve conducting personal discussions with customers to evaluate their creditworthiness, ensuring completion of credit/KYC documents, and conducting verifications through telephonic, field, and collateral visits. You will need to assess income to obligation ratios, loan to value ratios, and have in-depth knowledge of the rationale behind these calculations and their impact on loan performance over long tenures. Maintaining Portfolio MIS, Delinquency MIS, and other operations-related MIS of the cluster will be part of your responsibilities. You will be expected to build effective relationships with third parties to achieve the best outcomes for clients, take ownership of client queries, and leverage industry knowledge and experience to solve problems and overcome challenges. Your role will also involve critical review of credit proposals to identify industry, business, financial, management, and facility structure risks. You will ensure collateral and other credit risk mitigation to support the approving authority in decision-making, enable quick turnaround time of credit lending proposals for mortgage business, and conduct ongoing reviews of credit exposures. Moreover, you will facilitate critical review and documentation of proposals, monitor client and collateral creditworthiness from pre-sanction to post-disbursement phases, and take steps for risk mitigation while ensuring adherence to legal and documentation norms and policies. Managing the credit underwriting function of the branch, collaborating with local credit analysts and sales team, and ensuring recovery of quick mortality cases between 12 - 18 MOV will also be part of your responsibilities. Qualifications required for this role include a Graduate or Masters/Post Graduate degree. Certifications such as CA/MBA are preferable.,

As a Mortgage Underwriter at our organization, you will be responsible for managing the mortgage business portfolio at the assigned branch/location. Your primary duties will include reviewing and assessing a variety of complex loan applications, making decisions or recommendations for approval, and ensuring compliance with established policies and procedures to meet service level agreements. You will be required to conduct personal discussions with customers to evaluate their creditworthiness, verify credit/KYC documents through telephonic, field, and collateral visits, and analyze income to obligation ratios and loan to value ratios. Maintaining Portfolio MIS, Delinquency MIS, and other operational reports for the cluster will be crucial, along with building effective relationships with third parties to achieve the best outcomes for clients. In addition, you will play a key role in the critical review of credit proposals, identifying industry, business, financial, management, and facility structure risks, and ensuring appropriate credit risk mitigation strategies are in place. Quick turnaround time on credit lending proposals, ongoing credit exposure reviews, and effective monitoring of client and collateral creditworthiness will be part of your responsibilities. You will collaborate closely with the sales team, local credit analysts, and approving authorities to facilitate the underwriting process, manage client queries, and drive continuous process improvement. Your focus will be on exceeding service quality standards, resolving challenges, and ensuring adherence to legal and documentation norms and policies. The ideal candidate for this role should have a Graduate or Masters/Post Graduate qualification, with CA/MBA certifications being preferable. Strong analytical skills, attention to detail, and the ability to manage multiple tasks efficiently will be essential for success in this position. Your dedication to maintaining high service quality standards and driving continuous improvement will be key to achieving success in this role.,

As a Mortgage Underwriter at our organization, your primary role will be to underwrite mortgage business and effectively manage the portfolio within the assigned branch or location. You will be responsible for reviewing and assessing a variety of complex loan applications, making decisions within defined guidelines, and recommending approvals to higher authorities when necessary. Your attention to detail and adherence to policies and procedures will ensure that agreed Service Level Agreements (SLAs) are met and that city/area business volumes are effectively managed. Personal discussions with customers are a key aspect of this role, as you will need to establish creditworthiness, ensure the completion of credit/KYC documents, and conduct verification through telephonic, field, and collateral visits. Your ability to assess income to obligation ratios, loan to value ratios, and understand the rationale behind these calculations will be crucial for evaluating loan performance over extended periods. Maintaining Portfolio MIS, Delinquency MIS, and other operational MIS reports for the cluster will be part of your regular responsibilities. Additionally, building and leveraging effective relationships with third parties to achieve the best outcomes for clients, resolving client queries, and striving for continuous process improvement are essential aspects of this role. You will be expected to critically review credit proposals, identify risks, ensure appropriate risk mitigation measures, and facilitate quick turnaround times for credit lending proposals related to mortgage business, including loans against property and home loans. Ongoing review of credit exposures, documentation of proposals, monitoring client and collateral creditworthiness, and managing the credit underwriting function of the branch will also be within your scope of responsibilities. A successful candidate for this position should hold a graduate or post-graduate degree, with certifications such as CA or MBA being preferable. Additionally, efficient follow-up and recovery of quick mortality cases within specified timelines will be part of your responsibilities in this role.,

As a Mortgage Underwriter at our organization, you will play a crucial role in underwriting mortgage business and effectively managing the portfolio in the assigned branch/location. Your responsibilities will include reviewing and assessing a wide range of complex loan applications, conducting personal discussions with customers to establish creditworthiness, maintaining portfolio MIS, and ensuring compliance with policies and procedures. You will be expected to underwrite proposals within defined guidelines, assess income to obligation ratios, loan to value ratios, and critically review credit proposals to identify potential risks. Additionally, you will work closely with the sales team to facilitate the quick turnaround of credit lending proposals for mortgage business, including loans against property and home loans. Building and leveraging effective relationships with third parties, exceeding service quality standards, and continuously striving for process improvement are key aspects of this role. You will also be responsible for managing the credit underwriting function of your branch, monitoring credit exposures, and ensuring timely recovery of cases. The ideal candidate for this position should have a Graduate or Masters/Post Graduate degree, with certifications such as CA or MBA being preferable. Strong analytical skills, industry knowledge, and the ability to effectively mitigate credit risks are essential for success in this role. If you are looking for a challenging yet rewarding opportunity to contribute to the success of our mortgage business, we encourage you to apply for the Mortgage Underwriter position and be a part of our dynamic team.,

You will be responsible for underwriting mortgage business and managing the portfolio in the assigned branch/location. This includes reviewing and assessing a wide range of complex loan applications within defined guidelines, making decisions or recommending them for approval to higher authorities. You will underwrite proposals in adherence to the laid down policies & procedures to meet the agreed Service Level Agreements (SLAs) and manage the business volumes in the city/area. Your role will involve conducting personal discussions with customers to evaluate their creditworthiness, ensuring completion of credit/KYC documents, and conducting verifications through telephonic, field visits, and collateral visits. It is essential to assess income to obligation ratios, loan to value ratios, and have a comprehensive understanding of the rationale behind these calculations and their impact on loan performance over long tenures. You will be required to maintain Portfolio Management Information System (MIS), Delinquency MIS, and other operations-related MIS of the cluster, providing regular reports. Building and leveraging effective relationships with third parties to achieve the best outcomes for clients is crucial. Taking ownership of client queries, utilizing industry knowledge and experience to solve problems and exceed service quality standards are also key responsibilities. Your tasks will include critically reviewing credit proposals to identify industry, business, financial, management, and facility structure risks. Ensuring collateral and other credit risk mitigation to support the approving authority in decision-making, quick turnaround time of credit lending proposals, and ongoing review of credit exposures will be part of your role. You will facilitate critical review and documentation of proposals, monitor client & collateral creditworthiness from pre-sanction to post-disbursement phases, and take steps for risk mitigation as necessary while ensuring compliance with legal & documentation norms & policies. Managing the credit underwriting function of your branch, ensuring quick turnaround of credit lending proposals, and collaborating closely with local credit analysts and sales team are vital responsibilities. Moreover, you will be responsible for following up and ensuring recovery of quick mortality cases between 12 - 18 MOV. Qualifications required for this role include a Graduate degree, with preference given to candidates holding Masters/Post Graduate qualifications. CA/MBA certifications are preferable.,

You will be responsible for underwriting mortgage business and managing the portfolio in your assigned branch/location. Your core responsibilities will include reviewing and assessing a broad range of complex loan applications, conducting personal discussions with customers to establish creditworthiness, assessing income to obligation ratios, maintaining portfolio MIS, and ensuring compliance with policies and procedures to meet agreed SLAs. Additionally, you will be expected to build effective relationships with third parties, take ownership of client queries, strive for continuous process improvement, and facilitate quick turnaround of credit lending proposals for mortgage business. You will also be responsible for reviewing credit exposures, ensuring risk mitigation, and managing the credit underwriting function of your branch. To excel in this role, you should have a Graduate or Masters/Post Graduate qualification and preferably hold certifications such as CA or MBA. Your ability to critically review credit proposals, manage credit risk, and ensure adherence to legal and documentation norms will be crucial in this position. Moreover, your role will involve monitoring client and collateral creditworthiness from pre-sanction to post-disbursement phase and undertaking necessary steps for risk mitigation. Finally, you will be required to follow up and ensure recovery of quick mortality cases within specified timelines.,

As a Mortgage Underwriter at our organization, you will be responsible for managing the mortgage portfolio in the assigned branch/location. Your primary duties will include reviewing and assessing a variety of complex loan applications, underwriting proposals according to established policies, conducting personal discussions with customers to determine creditworthiness, and maintaining various reports related to the portfolio. You will need to possess a deep understanding of income to obligation ratios, loan to value ratios, and the factors affecting loan performance over extended periods. Furthermore, you will be expected to collaborate with third parties to provide the best possible outcomes for clients, address client queries, and continuously strive for process improvement. Additionally, you will play a crucial role in the credit underwriting function of your branch, ensuring quick turnaround times for credit lending proposals related to mortgage business. It will be essential for you to conduct critical reviews of credit proposals, facilitate risk mitigation strategies, and monitor the creditworthiness of clients and collateral throughout the lending process. To excel in this role, you should hold a Graduate or Masters/Post Graduate degree, with certifications such as CA or MBA being preferable. Your ability to manage credit underwriting effectively, maintain high service quality standards, and contribute to the overall success of the mortgage business will be key to your success in this position.,

The Mortgage Underwriting Manager must have a solid background in managing the eligibility of loan applications for residential mortgages (1-4 family) loans. This pivotal role involves analyzing and verifying loan applications, scrutinizing the 4 Cs, assessing risks, and determining loan eligibility. It is essential to ensure the smooth, accurate, and timely flow of information and documentation to provide quality and efficient services. Key responsibilities include having a deep understanding of mortgage underwriting and Agency automated underwriting systems, familiarity with agency guidelines and internal lender guidelines, comprehensive analysis of various types of income and assets, and meticulous management of credit, income, and assets to evaluate individual risk. The Manager is also responsible for overseeing property documentation, maintaining knowledge of loan product guidelines and industry regulations, and contributing to the prevention and resolution of mortgage fraud. Moreover, the role involves driving continuous improvement in transaction quality and delivery, managing key performance indicators, evaluating the effectiveness of quality interventions, enhancing quality management processes, and ensuring compliance with audit SLAs. The Mortgage Underwriting Manager must provide constructive feedback, support recruitment teams, facilitate audits, and follow-ups to maintain quality and compliance standards. The ideal candidate should possess Six Sigma Green Belt certification, effective people management skills, the ability to drive initiatives to completion, and strong analytical and quantitative skills. Excellent communication skills are crucial for managing client and leadership interactions. Proficiency in transaction quality systems, tools, and technologies is required, along with process-oriented thinking, decision-making abilities, and the capacity to meet deadlines in a 24X7 work environment. Qualifications for this role include a Bachelor's Degree, a minimum of 10 years of experience in US residential mortgage underwriting, and at least 5 years of experience in transactional quality. This position is located in Pune, India.,

You will be responsible for underwriting mortgage business and managing the portfolio in the assigned branch/location. Your core responsibilities will include reviewing and assessing a broad range of complex loan applications within defined guidelines, underwriting proposals as per policies and procedures, conducting personal discussions with customers to establish creditworthiness, maintaining various MIS reports, building effective relationships with third parties, exceeding service quality standards, and facilitating quick turnaround time for credit lending proposals. You will need to have in-depth knowledge of income to obligation ratios, loan to value ratios, and be able to critically review credit proposals to identify risks. Additionally, you will ensure collateral and credit risk mitigation, monitor credit exposures, and manage the credit underwriting function of the branch. Recovery of quick mortality cases will also be part of your responsibilities. Qualifications required for this role include a Graduate degree, with preference given to candidates with Masters/Post Graduate qualifications. Certifications such as CA/MBA are also preferable for this position.,

You will be responsible for underwriting and managing the portfolio in the assigned branch or location. This involves reviewing and assessing a wide range of complex loan applications within defined guidelines and making decisions or recommending them for approval to higher authorities. You will need to underwrite proposals according to the laid-down policies and procedures to meet agreed service level agreements and manage business volumes in the city or area. Your role will include conducting personal discussions with customers to evaluate their creditworthiness, ensuring completion of credit/KYC documents, and verifying information through telephonic, field, and collateral visits. You must assess income to obligation ratios, understand the rationale behind ratio calculations, and comprehend their impact on loan performance over the loan tenure. Maintaining Portfolio MIS, Delinquency MIS, and other operational MIS of the cluster and providing regular reports are key aspects of your responsibilities. Building effective relationships with third parties to achieve the best outcomes for clients, owning client queries, and utilizing industry knowledge to address challenges and solve problems are critical tasks. You will be expected to exceed service quality standards, drive continuous process improvement, and undertake a critical review of credit proposals to identify industry, business, financial, management, and facility structure risks. Ensuring collateral and other credit risk mitigation, facilitating quick turnaround of credit lending proposals, and monitoring credit exposures for bankability are essential functions. Managing the credit underwriting function of the branch, collaborating closely with local credit analysts and the sales team, and ensuring adherence to legal and documentation norms and policies are integral parts of your role. Educational Qualification: Post Graduate/ Graduate in any discipline.,

Looking for Loan Assistant Manager role for well reputed MNC Bank located in Noida . Role & responsibilities To evaluate credit worthiness by processing loan applications and documentation within specified limits To maintain and update accounting records To determine all applicable ratios and metrics and set up debt payment plans To issue Sanction letter as per the terms and conditions of approved Term Sheet and Justify decisions in case of rejection and report on them Credit Monitoring Updates the borrower credit rating; Update the knowledge on types of loans and other financial services Verification Constitutional documents (MOA, Partnership Deed etc.) Authorizations (BR, Partnership, Letters etc.) for availing g facilities, creating security, execution of documents and scrutiny of executed documents to ensure proper execution. Compliances ROC / CERSAI compliances, arranging filing of necessary forms with ROC and CERSAI. Preparation Loan files containing counterpartys contact point and each lenders payment instruction. Sends any payment notice, reset interest rate and period notice to participating lenders and borrower. Disbursement & Distribution Disburse fund to borrower and distributes fund to participating lenders. Distributes any updated documents to borrower and participating lenders. Review & Assess Loan policies and procedure and makes necessary changes, if any between branch and HO Policy from time to time. Financial information on timely basis. All new appraisals of collaterals and monitor collateral values. Customer needs explore all options and introduce different types of loans Reporting (conducting all the below works after reporting Team Head) to RBI / to HQ on a timely basis / to the Regulatory authorities as and when required on required Information/data Preferred candidate profile Over 5 yrs (Preferable experience on Corporate Loan) Certification related to Loan Bachelors Degree in Economics, Finance or any other related Course. Masters degree (If Any) will be an added advantage Responsible for credit origination, monitoring credit facilities and maintaining credit files in compliance with regulatory guidelines, performing business development

You will be responsible for underwriting mortgage business and managing the portfolio in the assigned branch/location. Your core responsibilities will include reviewing and assessing a broad range of complex loan applications within defined guidelines, underwriting proposals as per policies and procedures, conducting personal discussions with customers to establish creditworthiness, maintaining Portfolio MIS and Delinquency MIS, building effective relationships with third parties, exceeding service quality standards, and facilitating the best outcomes for clients. Additionally, you will be required to undertake a critical review of credit proposals, ensure collateral and other credit risk mitigation, enable quick turnaround time of credit lending proposals for mortgage business, facilitate ongoing review of credit exposures, manage the credit underwriting function of your branch, follow up and ensure recovery of quick mortality cases, and ensure adherence to legal and documentation norms. To qualify for this role, you should be a Graduate with a preference for Masters/Post Graduate degree. Certifications such as CA/MBA are preferable. If you are looking to join a dynamic team and contribute to the success of the mortgage business, this role offers an opportunity for you to utilize your underwriting skills and expertise in managing credit portfolios effectively.,

The role involves underwriting and managing the portfolio in the assigned branch/location. You will be responsible for reviewing and assessing a wide range of complex loan applications within defined guidelines. Based on your assessment, you will make decisions or recommend them for approval to higher authorities. It is imperative to underwrite proposals as per the laid-down policies and procedures to meet the agreed Service Level Agreements (SLAs) and manage business volumes in the city/area. As part of your responsibilities, you will conduct personal discussions with customers to determine their creditworthiness. This includes ensuring the completion of credit/Know Your Customer (KYC) documents and conducting verifications through telephonic conversations, field visits, and collateral inspections. You will need to assess income to obligation ratios, possess in-depth knowledge of the rationale behind calculating ratios, and understand their impact on loan performance throughout the loan tenure. Maintaining Portfolio Management Information System (MIS), Delinquency MIS, and other operations-related MIS of the cluster will be crucial. You must regularly report on these metrics. Building and leveraging effective relationships with third parties to achieve the best outcomes for clients is also a key aspect of the role. You will be expected to take ownership of client queries, utilize industry knowledge and experience to address challenges, and strive for continuous improvement in service quality standards. Critical review of credit proposals is essential to identify industry, business, financial, management, and facility structure risks. Ensuring collateral and other credit risk mitigation measures are in place to support the approving authority's decision-making process is vital. To enable quick turnaround times for credit lending proposals, close collaboration with the sales team is necessary. Ongoing review of credit exposures is required to maintain their bankability. Additionally, monitoring client and collateral creditworthiness from pre-sanction to post-disbursement phases, taking steps for risk mitigation as needed, and ensuring compliance with legal and documentation norms and policies are part of the role. You will manage the credit underwriting function of your branch and work closely with local credit analysts and the sales team to facilitate swift credit lending proposal approvals. The educational qualification required for this role is a Post Graduate/Graduate degree in any discipline.,

You will be responsible for underwriting mortgage business and managing the portfolio in the assigned branch/location. This includes reviewing and assessing a wide range of complex loan applications within defined guidelines, making decisions or recommending for approval to higher authorities. You will underwrite proposals in accordance with established policies and procedures to meet agreed service level agreements and manage city/area business volumes. Conducting personal discussions with customers to evaluate creditworthiness, ensuring completion of credit/KYC documents, and verifying information through telephonic, field, and collateral visits will be part of your responsibilities. You should have a deep understanding of income to obligation ratios, loan to value ratios, and the rationale behind calculating these ratios, along with their impact on loan performance over extended periods. Maintaining Portfolio MIS, Delinquency MIS, and other operational MIS of the cluster, and providing regular reports will be essential. Building effective relationships with third parties to achieve optimal outcomes for clients, owning client queries, utilizing industry knowledge and experience to address challenges, and exceeding service quality standards are key aspects of the role. Your duties will also involve critically reviewing credit proposals to identify industry, business, financial, management, and facility structure risks. Ensuring collateral and other credit risk mitigation measures are in place to support decision-making on credit proposals, facilitating quick turnaround times for credit lending proposals, and undertaking ongoing reviews of credit exposures to maintain their bankability will be part of your responsibilities. You will also be responsible for overseeing the credit underwriting function of your branch, collaborating closely with local credit analysts and the sales team to expedite credit lending proposals. Additionally, you will be expected to manage the creditworthiness of clients and collateral from pre-sanction to post-disbursement phases, taking necessary steps for risk mitigation while ensuring compliance with legal and documentation norms and policies. Following up on and ensuring the recovery of quick mortality cases between 12-18 MOV will also be part of your role. Qualifications required for this position include a Graduate or Masters/Post Graduate degree, with certifications such as CA/MBA being preferable.,

Job Description: As a member of our team, your primary responsibilities will include checking and booking bills from suppliers and contractors. You will be required to handle financial accounting tasks using SAP or another ERP package, along with bank reconciliation duties. Additionally, you will be responsible for preparing CMA data, submitting loan applications to Banks, and managing the opening of local and foreign letters of credit, foreign remittances, and purchase of foreign currencies. Your role will also involve managing taxation matters related to charitable trusts, capitalizing CWIP upon project completion, maintaining fixed assets records, conducting physical verification of fixed assets, and ensuring reconciliation with fixed asset records. You will be an integral part of the core team function in the SAP FICO module, which includes activities such as company, cost center, profit center creation, master creation, budget upload/revision, and account opening. Furthermore, you will be expected to take on any other responsibilities that may be assigned to you. This position offers a unique opportunity to contribute to various financial and accounting functions within the organization.,