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2.0 - 7.0 years
4 - 9 Lacs
Bengaluru
Work from Office
Job role: Lead and Guide a Team of 5 to 7 DSTs and ensure productivity Interaction with manufacturers/dealers/sub-dealers in semi-urban and rural market for sourcing business Tie-up with channel partners & associates for sales program Ensure development of direct and indirect team Interaction with credit for loan applications and operations for smooth disbursement Follow-up on Infant delinquent cases and managing PDDs Job requirements: Min. 2 yrs. of work experience in vehicle financing (preferably CV/CE/MUVs) Knowledge of Sale-Purchase Broker Go Getter Attitude Strong Customer Orientation Self Motivated Good relationship Management
Posted 1 day ago
3 - 5 years
1 - 5 Lacs
Ludhiana, Moga
Work from Office
Evaluate loan applications (secured/unsecured) as per credit policy. Analyze financial statements, CIBIL scores, and repayment capacity. Approve/reject proposals within delegated authority limits. Mitigate risks by ensuring collateral adequacy and proper documentation. Train branch staff on credit appraisal processes and fraud detection. Monitor portfolio quality and highlight early warning signals (EWS). Liaise with legal teams for recovery actions on NPA accounts. Ensure compliance with RBI guidelines (e.g., IRAC norms, restructuring). Optimize TAT for credit decisions without compromising due diligence. Prepare MIS reports on sanctions, disbursements, and delinquencies.
Posted 1 month ago
1 - 3 years
2 - 5 Lacs
Kotputli, Jaipur
Work from Office
Act as the primary point of contact for customers in the Unsecured Credit Vertical . Assist clients with loan applications, documentation, and disbursement processes. Cross-sell banking products (e.g., credit cards, deposits, insurance) to existing customers. Resolve customer queries and complaints promptly to ensure satisfaction. Monitor portfolio performance and follow up on delinquent accounts. Conduct customer awareness sessions on financial products. Collaborate with credit teams to ensure timely approvals/rejections. Maintain CRM records and generate reports on customer interactions. Achieve branch-specific targets for customer acquisition and revenue. Ensure adherence to compliance and risk management policies. Highest Education Bachelor of Arts Working Language English
Posted 1 month ago
0 - 1 years
1 - 2 Lacs
Navi Mumbai
Work from Office
Should be able to speak fluently in Bhojpuri or local language of Uttar Pradesh .Good Communication. Able to take decision independently. Job Responsibilities: Assess and evaluate loan applications based on financial and creditworthiness. Analyze financial statements, credit reports, and repayment history. Ensure compliance with credit policies and risk management guidelines. Work closely with sales teams to process loan approvals efficiently. Prepare credit reports and recommend approvals/rejections.
Posted 3 months ago
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