Live Underwriter-US Mortgage(Minimum Exp of 2 yrs as hands on Live Underwriter)

Positions:

50

Experience:

Location:

Notice Period:

Qualification:

Shift:

US Shift (6/7 PM to 3/4 AM) - Monday to Friday

Experience Requirements

• 4 to 6 years of US mortgage underwriting experience, with at least 2+ years in Live Underwriting.
• Strong knowledge of FNMA, FHLMC, GNMA, and investor guidelines.
• Comprehensive understanding of Conventional, FHA, VA, and USDA loans.
  

Roles And Responsibilities

• Conduct credit analysis based on borrower’s Income, Assets, Liabilities, and Collateral (4C’s of Underwriting) to assess creditworthiness.
• Evaluate complete loan documents and provide approval or denial decisions.
• Perform a thorough review of Collateral, including Appraisal analysis and Property Valuation.
• Expertise in Income calculation for various income types, including Salaried income, Business income, Retired income, Other income, and Rental income.
• Complete credit report analysis to verify trade lines, derogatory accounts, public records, and credit reconciliations.
  

Preferred Skills

• Strong analytical and decision-making abilities.
• Attention to detail and accuracy in financial assessments.
• Familiarity with mortgage processing software and underwriting systems.
• Excellent communication and documentation skills.
• Excellent command over spoken and written English
  

If you meet the above qualifications and are looking for an exciting opportunity in US Mortgage Underwriting, we encourage you to apply!