Lead- Group Underwriting

Role Overview: At Prudential India Health, we are looking for a talented Lead - Group Underwriting to join our Zero to One team on a mission to make Indians healthier and bridge the health protection gap. As a Lead - Group Underwriting, you will be responsible for designing, implementing, and managing a customer-centric group underwriting function powered by Data & Technology. You will collaborate with various functions to ensure the seamless functioning of underwriting processes and develop innovative plans in the group health space. Key Responsibilities: - Design, implement, launch, and manage a customer-centric group underwriting function powered by Data & Technology. - Develop detailed standard operating procedures for comprehensive onboarding and underwriting management processes. - Build processes and teams focusing on automation, scalability, and productivity. - Collaborate with cross-functional teams including Technology, Product & Actuarial, Claims, Compliance, Risk Management, Sales, and Finance. - Responsible for day-to-day underwriting of new business/renewal, creation of RFQs, and clearance of quotations. - Automate system-generated quotation processes, liaise with stakeholders, and ensure clearance of quotations meeting SLAs. - Evaluate pricing for quotes based on various factors and communicate effectively with stakeholders. - Conduct market research on underwriting practices and create bundled plans for partners in collaboration with internal teams. - Coordinate and work closely on creating KPIs to monitor group performance. Qualifications Required: - Postgraduate or Graduate with a strong understanding of Group health business. - 12-14 years of experience in Insurance, with at least 6 years in group Underwriting. - Proficiency in excel, power query, data analytics, SQL, or other relevant tools. - Ability to make informed decisions, solve problems creatively, and possess excellent communication and negotiation skills. - Thrive in collaborative environments and demonstrate high resilience when faced with ambiguity or failure. - Strong clinical knowledge and decision-making skills, with a passion for leveraging digital tools to enhance customer experience. Location: Mumbai Title: Senior Manager / Lead - Group Underwriting,