3 - 6 years
10 - 20 Lacs
Posted:2 months ago|
Platform:
Work from Office
Full Time
Job Opportunity- Credit Analysis - Large Corporate- Bangalore Senior Credit Analyst - Large corporates Skill : Experience in analyzing global / regional large corporate & mid-sized corporates would also be accommodated Location- Bangalore Role & responsibilities Preparing credit applications / annual reviews of counterparties to assess their credit quality, recommending appropriate credit limits, obligor rating, terms and conditions that address client credit risk and transaction risk. Assure Annual Reviews and obligor risk ratings of assigned portfolio are done within prescribed timelines. Assure post approval activities and other credit related tasks are completed on time. Interact regularly with onshore stakeholders on deliverables and timelines and deliver as per expectations Preferred candidate profile Strong financial analytical skills and understanding of accounting (local GAAP and IFRS), legal, and regulatory issues governing relevant sectors Good understanding of various legal agreements (term sheet, Credit Agreement, ISDA & CSA, GMRA, GMSLA, SBLC agreement) and ability to assess credit terms and conditions, including financial covenants, security and collateral Knowledge of capital markets / traded products, commercial financing facilities and investment banking products Strong writing skills particularly assessing and summarizing financial transactions (credit requests, covenant waivers, etc.) and making a recommendation Ability to prepare financial models / forecasts for various scenarios Ability to complete work with minimal or no supervision and accommodate shifting priorities Perks and benefits
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