Insurance Underwriting Specialist/ Insurance Raters, Health Benefits

Job Title:

Location & Shift

• Work From Office: Calicut (Kozhikode), Kerala
• Shift: Night shift (exact timings to be specified by HR)
• Availability: Immediate joiners preferred
• Experience: 2-5 years (into insurance rating)

About the Company

Previse Solutions (also referred to as Previse IT Solutions), founded in January 2019 and headquartered in Gaithersburg, MD, is a trusted IT products and services company. We specialize in Agile software development, cloud migration, system integration, and call center optimization for both commercial and Federal clients.

Our proprietary SaaS platform, myOmniDesk, delivers AI- and cloud-powered contact centre management redefining service efficiency and customer experience.

Role Overview

Insurance Rater (Insurance Enrolment Specialist)

Key Responsibilities

• Review and accurately process insurance enrolment applications in the backend system.

• Analyze, rate, and compare insurance quotes

  , ensuring coverage options align with product-specific guidelines.

• Calculate premiums

  , evaluate risk factors, and set appropriate rates for disability (long-term and short-term), medical, dental, and life insurance policies.
• Verify documentation, ensuring data integrity and compliance in insurance quoting and binding processes.
• Troubleshoot discrepancies in quotes or enrolment data and escalate issues as needed.
• Collaborate closely with underwriters, team leads, and supervisors to meet compliance and performance targets.
• Maintain up-to-date knowledge of industry regulations and underwriting guidelines.
• Operate effectively during night shifts, demonstrating reliability and attention to detail in high-volume backend operations.

Who Were Looking For

Education

Skills & Experience

• Experience evaluating or rating

  insurance quotes

  , specifically across long-term disability, short-term disability, medical, dental, and life insurance lines.
• Proficient in

  premium calculation

  , risk evaluation, and policy feature assessment.
• Strong analytical, numerical, and problem-solving abilities to handle complex quoting and enrolment scenarios.
• Excellent written and verbal communication skills for clear documentation and interdepartmental coordination.
• Detail-oriented, with a solid focus on accuracy and data integrity.
• Comfortable working night shifts and available to start immediately.

Compensation & Benefits

• Salary

  : Industry Standards.

• Incentives

  : Performance-based incentives and shift allowances.
• Inclusion of standard statutory benefits (e.g., Provident Fund) as per local labour norms.

Why Join Us

• Be a part of a rapidly growing, innovation-driven company with a stellar reputation.
• Launch your career in a structured and supportive nightshift BPO environment.
• Gain significant exposure to high-volume backend operations focused on insurance rating, quoting, and underwriting processes.