2570 Housing Loan Jobs - Page 32

We are looking for a highly motivated and experienced Relationship Manager to join our team at Equitas Small Finance Bank. The ideal candidate will have 1-2 years of experience in the BFSI industry, preferably in micro mortgages. Roles and Responsibility Manage relationships with existing customers to ensure timely payment of EMIs and minimize defaults. Identify new business opportunities through networking and referrals to expand the customer base. Conduct site visits to assess customer needs and provide personalized solutions. Develop and implement strategies to increase sales revenue and market share. Collaborate with internal teams to resolve customer queries and issues promptly. Maintain accurate records of customer interactions and transactions. Job Requirements Strong knowledge of micro mortgage products and services. Excellent communication and interpersonal skills. Ability to work independently and as part of a team. Strong analytical and problem-solving skills. Familiarity with financial regulations and compliance requirements. Experience in relationship management and sales growth.

We are looking for a highly skilled and experienced Relationship Manager to join our team in the retail mortgages sector. The ideal candidate will have 2-3 years of experience in the BFSI industry, preferably with Equitas Small Finance Bank. Roles and Responsibility Manage and maintain strong relationships with existing clients to ensure customer satisfaction and retention. Identify new business opportunities and develop strategies to acquire new customers. Conduct market research and competitor analysis to stay informed about industry trends. Collaborate with internal teams to provide excellent customer service and support. Develop and implement effective sales plans to meet or exceed monthly targets. Provide guidance and support to junior team members to enhance their skills and performance. Job Requirements Strong knowledge of retail mortgages and related products. Excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet deadlines. Strong analytical and problem-solving skills. Experience working with cross-functional teams and building strong relationships with stakeholders. Familiarity with industry regulations and compliance requirements.

We are looking for a highly skilled and experienced Relationship Manager to join our team at Equitas Small Finance Bank. The ideal candidate will have 1-7 years of experience in the BFSI industry, preferably in micro mortgages. Roles and Responsibility Manage relationships with existing clients to ensure timely payment of EMIs and minimize defaults. Identify new business opportunities through networking and referrals. Conduct site visits to assess client needs and provide personalized solutions. Develop and implement strategies to increase sales revenue. Collaborate with internal teams to resolve customer queries and issues. Maintain accurate records of client interactions and transactions. Job Requirements Strong knowledge of micro mortgage products and services. Excellent communication and interpersonal skills. Ability to work independently and as part of a team. Strong analytical and problem-solving skills. Familiarity with financial regulations and compliance requirements. Experience in relationship management and sales is desirable.

We are looking for a highly motivated and experienced Relationship Manager to join our team at Equitas Small Finance Bank. The ideal candidate will have 1-2 years of experience in the BFSI industry, preferably in micro mortgages. Roles and Responsibility Manage relationships with existing clients to ensure timely repayment of loans. Identify new business opportunities through networking and referrals. Conduct site visits to assess client needs and provide personalized solutions. Develop and implement strategies to increase sales and revenue growth. Collaborate with internal teams to resolve customer queries and issues. Maintain accurate records of client interactions and transactions. Job Requirements Strong knowledge of micro mortgages and financial products. Excellent communication and interpersonal skills. Ability to work independently and as part of a team. Strong analytical and problem-solving skills. Familiarity with banking operations and procedures. Ability to meet sales targets and achieve revenue goals.

We are looking for a highly motivated and experienced Relationship Manager to join our team at Equitas Small Finance Bank. The ideal candidate will have 1-2 years of experience in the BFSI industry, preferably in micro mortgages. Roles and Responsibility Manage relationships with existing clients to ensure timely payment of EMIs and minimize defaults. Identify new business opportunities through networking and referrals to expand the client base. Conduct site visits to assess client needs and provide personalized solutions. Develop and implement strategies to increase sales revenue and market share. Collaborate with internal teams to resolve customer queries and issues promptly. Maintain accurate records of client interactions and transactions. Job Requirements Strong knowledge of micro mortgage products and services. Excellent communication and interpersonal skills. Ability to work independently and as part of a team. Proficiency in using technology and software applications. Strong analytical and problem-solving skills. Ability to meet sales targets and achieve performance goals.

We are looking for a highly motivated and experienced Branch Sales Manager to lead our micro mortgage sales team. The ideal candidate will have 2-5 years of experience in the BFSI industry, preferably with a background in small finance banks. Roles and Responsibility Develop and implement effective sales strategies to achieve business objectives. Lead and manage a team of sales professionals to meet targets. Build and maintain relationships with key stakeholders, including customers and partners. Analyze market trends and competitor activity to identify opportunities. Collaborate with cross-functional teams to drive business growth. Monitor and control expenses to ensure profitability. Job Requirements Proven experience in sales management, preferably in the BFSI industry. Strong understanding of micro mortgages and related products. Excellent leadership and communication skills. Ability to analyze data and make informed decisions. Strong problem-solving and negotiation skills. Experience working in a fast-paced environment and meeting deadlines.

We are looking for a highly motivated and experienced Relationship Manager to join our team at Equitas Small Finance Bank. The ideal candidate will have 0-4 years of experience in the BFSI industry, preferably with knowledge of micro mortgages. Roles and Responsibility Develop and maintain strong relationships with clients to understand their financial needs and provide tailored solutions. Identify new business opportunities and grow existing customer relationships through effective sales strategies. Conduct market research to stay updated on competitor activity and industry trends. Collaborate with internal teams to ensure seamless delivery of products and services. Provide exceptional customer service and support to resolve client queries and concerns. Analyze customer feedback and suggest improvements to enhance overall satisfaction. Job Requirements Strong understanding of micro mortgages and related products. Excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet sales targets. Strong analytical and problem-solving skills. Proficiency in using technology and software applications. Ability to build rapport with customers from diverse backgrounds.

We are looking for a highly skilled and experienced Relationship Manager to join our team at Equitas Small Finance Bank. The ideal candidate will have 1-4 years of experience in the BFSI industry, preferably in micro mortgages. Roles and Responsibility Manage relationships with existing clients to ensure timely repayment of loans. Identify new business opportunities through networking and referrals. Conduct site visits to assess client needs and provide personalized solutions. Develop and implement strategies to increase sales revenue. Collaborate with internal teams to resolve customer queries and issues. Maintain accurate records of client interactions and transactions. Job Requirements Strong knowledge of micro mortgage products and services. Excellent communication and interpersonal skills. Ability to work independently and as part of a team. Strong analytical and problem-solving skills. Familiarity with financial regulations and compliance requirements. Experience in relationship management and sales development.

We are looking for a highly motivated and experienced Branch Sales Manager to lead our micro mortgage sales team. The ideal candidate will have 1-8 years of experience in the BFSI industry, preferably with a background in small finance banks. Roles and Responsibility Develop and implement effective sales strategies to achieve business objectives. Lead and manage a team of sales professionals to meet targets. Build and maintain relationships with key stakeholders, including customers and partners. Analyze market trends and competitor activity to identify opportunities. Collaborate with cross-functional teams to drive business growth. Monitor and control expenses to ensure profitability. Job Requirements Proven experience in sales management, preferably in the BFSI industry. Strong understanding of micro mortgages and related products. Excellent leadership and communication skills. Ability to analyze data and make informed decisions. Strong problem-solving and negotiation skills. Experience working in a fast-paced environment and meeting deadlines.

We are looking for a highly skilled and experienced Relationship Manager to join our team at Equitas Small Finance Bank. The ideal candidate will have 1-3 years of experience in the BFSI industry, preferably in micro mortgages. Roles and Responsibility Manage relationships with existing clients to ensure timely payment of EMIs and minimize defaults. Identify new business opportunities through networking and referrals. Conduct site visits to assess client needs and provide personalized solutions. Develop and implement strategies to increase sales revenue. Collaborate with internal teams to resolve customer queries and issues. Maintain accurate records of client interactions and transactions. Job Requirements Strong knowledge of micro mortgage products and services. Excellent communication and interpersonal skills. Ability to work independently and as part of a team. Strong analytical and problem-solving skills. Familiarity with financial regulations and compliance requirements. Proficiency in using technology and software applications.

Direct sales of HDFC Home loan products. *Sourcing business through open market through different channels. *Fulfilling the leads. Implement & develop sales activities to achieve target. *Sourcing through DSA, Builders & Connectors Required Candidate profile Candidate Should Have Good Communication Skills Home Loan Sales The job requires extensive traveling so the candidate must be willing to travel within the city. Bike is Mandatory

We are Hiring Area Sales Manager for a leading microhousing company based in several locations like Agra, Lucknow . Candidates with minimum 10 years of experience in Housing Finance can apply. Job title: Cluster Sales Manager Microhousing Business Location: Agra, Lucknow CTC: up to 10 LPA Experience: 10+ Years Qualification: Graduation Key Responsibilities Leadership & Strategy Lead and manage sales across the assigned microhousing cluster to meet revenue, disbursement, and profitability targets. Create and execute region-specific sales strategies, aligned with corporate goals. Team Management & Development Oversee and mentor Area/Branch Sales Managers, defining clear targets and accountability frameworks. Recruit, train, and coach talent; foster high-performance culture within a multi-branch environment. Business Growth & Portfolio Oversight Drive new customer acquisition and deepening of the microhousing loan portfolio. Analyze sales data, market trends, and performance KPIs to proactively adjust strategies. Financial & Compliance Management Ownership of cluster P&L, monitoring cost controls, portfolio quality, asset performance, delinquency, and audit compliance. Ensure strict adherence to internal risk guidelines, regulatory norms, and credit policies. Stakeholder & Customer Relations Maintain partnerships with builders, developers, banking correspondents, and regulatory bodies. Serve as key escalation point for client queries and major operational issues. Reporting & Coordination Deliver timely MIS reports and business reviews to senior leadership detailing cluster performance, challenges, and recovery plans. Collaborate across functionsMarketing, Credit, Operations, Legalto align efforts and resolve issues. Experience: 10-15 years in microhousing or micro-lending finance, with at least 5 years managing branch sales. Track Record: Proven ability to build teams, achieve clusters disbursement and revenue targets, and manage large portfolios. Skills: Strategic sales planning and execution Strong people leadership, data-driven, analytical mindset Excellent communication, stakeholder management, and negotiation capabilities Proficiency in CRM and MIS/reporting tools Familiarity with regulatory frameworks (NHB, RBI) and audit processes For further assistance contact /whatsapp: 9354909515, 9354909517 or write to kajal@gist.org.in hema@gist.org.in

Business/ Financials Aligning with bank Branches & other Ujjivan teams (Micro-Banking & others) for increasing Traffic for MM Increase distribution by interacting closely with MB team and other internal sources Targets on number & value of files for Log-in, approval, disbursement of HL Collection of Bounced cases for no zero-default track of all customers sourced FTR on all files Customer (Both Internal & External) Attend and address customer queries and grievances within the defined TAT. Managing internal and external customer relationship to ensure customer satisfaction. Ensure customers are educated about all products/services offered by Ujjivan. Ensure lower customer attrition by providing different products as per customer requirement. Focus on lower TAT as per laid down standards. Internal Process Manage and nurture the team reporting into this role FTR on all work/processes/ files Well spread file flow of log-in and disbursal over a month Documentation and preparation of process manuals. Innovation & Learning Work towards grooming self for next level of Area Manager with help of supervisor. Completion of goal setting and appraisal on time

Perform the following under the guidance/direction of Supervisor/Manager With help of Supervisor/ Manager, Identify the customers for protentional Business Collect the documents from Customers and validate as per the organization norms Logging the case in the system as per SOP and follow the process for disbursement. Fulfil - the Sanction ratio as per organisation requirement Meeting the Customer requirements & cross- sell multiple products, under the guidance of Supervisor/ Manager. With help of Manager / Supervisor, empanelment of new vendor and develop relationships with them With help of Manager / Supervisor, ensure compliance to all Audit / RBI regulations.

Key Objective of the Job: Responsible for achieving the collections target in the assigned area while ensuring that SOPs and legal norms are followed as per process and organizational policy for X - Bucket Major Deliverables: 1. Handle collections for the assigned area and achieve collection targets on various parameters like resolution, flows, credit cost and roll rates (depending on the bucket) 2. Ensure that the NPA's are kept within assigned budget and active efforts are made to minimize it. 3. Increase the fee income / revenue and develop initiatives to control and reduce the amount of vendor payouts 4. Conduct asset verifications and possession as per SARFESI / Section 9 process through court receivers. 5. Track & control the delinquency of the area (Bucket & DPD wise) and focus on nonstarters 6. Ensure customer satisfaction by ensuring quick resolution of customer issues within specified TAT 7. Build relationships with key clients to ensure timely collections are made and monitor defaulting customers by ensuring regular follow with critical/complex customers to identify reasons for defaulting 8. Represent the organization in front of legal/ statutory bodies as required by the legal team and ensure that the collection team adheres to the legal guidelines provided by the law in force 9. Allocate work to the field executives and ensure that all the agencies in the location perform as per defined SLA, ensuring payments and audit receipts get deposited within the defined SLA. 10. Ensure that there is adequate Feet on Street availability area-wise /bucket-wise/ segment-wise and obtain daily updates from all collection executives on delinquent portfolio & initiate detailed account level review of high-ticket accounts 11. Ensure compliance to all Audit / Regulatory bodies as well as policies and procedures of the company Educational Qualification: MBA/PGDBA/PGPM or Equivalent

Perform the following under the guidance/direction of Supervisor/Manager With help of Supervisor/ Manager, Identify the customers for protentional Business Collect the documents from Customers and validate as per the organization norms Logging the case in the system as per SOP and follow the process for disbursement. Fulfil - the Sanction ratio as per organisation requirement Meeting the Customer requirements & cross- sell multiple products, under the guidance of Supervisor/ Manager. With help of Manager / Supervisor, empanelment of new vendor and develop relationships with them With help of Manager / Supervisor, ensure compliance to all Audit / RBI regulations.

Perform the following under the guidance/direction of Supervisor/Manager With help of Supervisor/ Manager, Identify the customers for protentional Business Collect the documents from Customers and validate as per the organization norms Logging the case in the system as per SOP and follow the process for disbursement. Fulfil - the Sanction ratio as per organisation requirement Meeting the Customer requirements & cross- sell multiple products, under the guidance of Supervisor/ Manager. With help of Manager / Supervisor, empanelment of new vendor and develop relationships with them With help of Manager / Supervisor, ensure compliance to all Audit / RBI regulations.

Perform the following under the guidance/direction of Supervisor/Manager With help of Supervisor/ Manager, Identify the customers for protentional Business Collect the documents from Customers and validate as per the organization norms Logging the case in the system as per SOP and follow the process for disbursement. Fulfil - the Sanction ratio as per organisation requirement Meeting the Customer requirements & cross- sell multiple products, under the guidance of Supervisor/ Manager. With help of Manager / Supervisor, empanelment of new vendor and develop relationships with them With help of Manager / Supervisor, ensure compliance to all Audit / RBI regulations.

To underwrite mortgage business and manage the portfolio in assigned branch/location Core Responsibilities: o Review and assess a broad range of complex loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities. o Under write proposals as per the laid down policies & procedure to honour the agreed SLAs and manage city/area business volumes. o Conduct personal discussion with customers to establish credit worthiness and ensure completion of credit/KYC documents and verification- telephonic, field & collateral visits. o Assess income to obligation ratios, loan to value ratios, in depth knowledge of rational behind calculation of ratios and its impact on loan performance over long tenures. o Maintain Portfolio MIS, Delinquency MIS and other operations related MIS of the cluster and regularly reporting the same. o Build and facilitate the best outcomes for clients by building and leveraging effective relationships with third parties o Take ownership of client queries and use industry knowledge and experience to overcome challenges and solve problems o Exceed service quality standards and strive for continuous process improvement o Undertake critical review of the credit proposals with a view to bring out the industry, business, financial, management and facility structure risk contained in the credit proposal. o Ensure collateral and other credit risk mitigation to facilitate the approving authority to take decision on the credit proposal. o Enable quick turnaround time of credit lending proposals for the mortgage business comprising of loan against property, and home loan business in close liaison with the sales team. o Undertake ongoing review of the credit exposures to ensure that the exposure continues to be bankable. o Facilitate critical review and documentation of the proposals and effectively monitor the client & collateral creditworthiness from the pre sanction to post disbursement phase & undertaking steps for risk mitigation, whenever required, while ensuring adherence to legal & documentation norms & policies o Manage the credit underwriting function of his/her branch and facilitate quick turnaround of credit lending proposals for the branch in close liaison with the local credit analysts and sales team. o Follow up and ensure recovery of quick mortality cases between 12 -18 MOV. Qualification : Graduate, Masters/Post Graduate Certifications : CA/MBA (Preferable)

To drive sales and ensure business targets are achieved o Aggressively drive the sales numbers and achieve the business targets for Retail loan products and through cross selling while continuing to enhance and upgrade the client relationships. o Retain and expand the company's base of customers for retail loan product so as to ensure repeat business or referralso Maximize sales through a network and relationships to ensure strong business o Develop and maintain strong liaisons with the clients for repeat business or referrals. o Ensure the files are processed from login stage to disbursement and liaise with internal departments (Operations and Credit) for completion. o Optimize team productivity by effectively managing the team of relationship managers so as to assure achievement of team results and thereby meet the business targets and profitability of the area o Align with the team on ground lead generation activities for Sales. o Lead and supervise the team for the implementation of the growth agenda through appropriate training, motivation and deployment strategies o Constantly keep abreast on market trends and competitor intelligence so as to build and develop effective sales and marketing strategies o Use understanding of the markets / competition / process and products available in the markets to provide positive feedback to the central product and policy team to stay ahead in the market. o Ensure compliance to all Audit / RBI regulations as well as processes, policies and reports as per company designed systems. Post Graduate/ Graduate in any discipline

Dear Candidate, Greetings from Panobiz Business Technologies Pvt Ltd!! Panobiz Business Technologies Pvt. Ltd. is into Sales Management for a leading private sector bank and we are looking for Sales Manager - HL to be part of our management team. Job Role and Responsibilities: Develop and implement sales plans and strategies to achieve sales targets for HL & LAP products. Builder relationships to be established and business generated. Manage HL/LAP through Direct Sales Teams and DSA Empanelment of new Builder, DSA and DST in the market Lead, motivate, and coach a team of sales executives to maximize their potential and performance. Identify and cultivate relationships with potential customers, including individuals, businesses, and builders, to generate leads and drive business growth. Analyse market trends, competitor activities, and customer feedback to identify opportunities for growth and innovation. Ensure compliance with regulatory requirements and internal policies in all sales activities. Prepare regular sales reports and forecasts for management review. Foster a positive and collaborative work environment that encourages teamwork, creativity, and professional growth. Deliverables: Recruit, train and motivate channel sales team Achieve sales targets Guide channel sales team and introduce clients to them Maintain knowledge on all bank products and services and assist to resolve customer queries Develop new relationships with customers to increase revenue and accounts Qualifications & Skills Graduation/ Post-Graduation from a recognized institute Good communication (both verbal and written) skill in both English and the local language Excellent lead generation and conversion skill Ability to handle pressure and meet deadlines High sales orientation to meet the sales targets consistently Ability to manage complex client situations Ability to coach and mentor others Ability to manage risk and uncertainty for self and team within a dynamic priority-setting environment If interested, please share us your updated resume at hema@panobiz.in Please refer your friends as well. Regards HR Manager Panobiz

Achieving business targets as laid down by acquiring new client relationships and maintaining them. Graduate in any discipline Identify target areas for prospective business Pre-screen customer segments as per the organization norms Ensure the number of log in along with disbursement Ensure high customer satisfaction level by proactively understanding customer needs and cross- sell multiple products as per the requirements Execute sales promotion activities to build customer interest in the TCFSL brand Build strong client relationships both internally and externally and build a strong brand identification with potential customers. Ensure vendor empanelment and develop relationships with new vendors. Develop strong distribution channels Ensure compliance to all Audit / RBI regulations.

Perform the following under the guidance/direction of Supervisor/Manager With help of Supervisor/ Manager, Identify the customers for protentional Business Collect the documents from Customers and validate as per the organization norms Logging the case in the system as per SOP and follow the process for disbursement. Fulfil - the Sanction ratio as per organisation requirement Meeting the Customer requirements & cross- sell multiple products, under the guidance of Supervisor/ Manager. With help of Manager / Supervisor, empanelment of new vendor and develop relationships with them With help of Manager / Supervisor, ensure compliance to all Audit / RBI regulations.

We are Hiring Cluster Sales Manager for a leading microhousing company based in several locations like Agra, Lucknow and Varanasi. Candidates with minimum 10 years of experience in Housing Finance can apply. Job title: Cluster Sales Manager Microhousing Business Location: Agra, Lucknow and Varanasi CTC: up to 14 LPA Experience: 10+ Years Qualification: Graduation Key Responsibilities Cluster Leadership & Strategy Lead and manage sales across the assigned microhousing cluster to meet revenue, disbursement, and profitability targets. Create and execute region-specific sales strategies, aligned with corporate goals. Team Management & Development Oversee and mentor Area/Branch Sales Managers, defining clear targets and accountability frameworks. Recruit, train, and coach talent; foster high-performance culture within a multi-branch environment. Business Growth & Portfolio Oversight Drive new customer acquisition and deepening of the microhousing loan portfolio. Analyze sales data, market trends, and performance KPIs to proactively adjust strategies. Financial & Compliance Management Ownership of cluster P&L, monitoring cost controls, portfolio quality, asset performance, delinquency, and audit compliance. Ensure strict adherence to internal risk guidelines, regulatory norms, and credit policies. Stakeholder & Customer Relations Maintain partnerships with builders, developers, banking correspondents, and regulatory bodies. Serve as key escalation point for client queries and major operational issues. Reporting & Coordination Deliver timely MIS reports and business reviews to senior leadership detailing cluster performance, challenges, and recovery plans. Collaborate across functions Marketing, Credit, Operations, Legal to align efforts and resolve issues. Ideal Candidate Profile Experience: 10-15 years in microhousing or micro-lending finance, with at least 5 years managing multi-branch clusters. Track Record: Proven ability to build teams, achieve clusters disbursement and revenue targets, and manage large portfolios. Skills: Strategic sales planning and execution Strong people leadership, data-driven, analytical mindset Excellent communication, stakeholder management, and negotiation capabilities Proficiency in CRM and MIS/reporting tools Familiarity with regulatory frameworks (NHB, RBI) and audit processes For further assistance contact /whatsapp: 9354909515, 9354909517 or write to kajal@gist.org.in hema@gist.org.in

Role & responsibilities Generate leads and source housing loan applications through field visits, referrals, builders, and channel partners. Explain loan products and services to prospective customers. Ensure proper documentation and KYC collection from customers. Coordinate with internal teams for credit appraisal and disbursement. Achieve monthly sales targets and maintain customer relationships.