Financial Services Loan Executive

• 1. Loan Sales Performance

• Achieve assigned daily, weekly, and monthly sales and disbursement targets
• Sell multiple loan products including Personal Loan, Business Loan, Home Loan, and Loan Against Property
• Focus on high-quality approvals and revenue generation
• Maintain balanced performance across banks and products

2. Lead Generation and Customer Acquisition

• Generate self-sourced leads through open market and referral channels
• Approach customers in residential areas, offices, corporates, and marketplaces
• Build a referral network for repeat business
• Convert leads into approved loan applications

3. Customer Interaction and Financial Advisory

• Understand customer financial needs, eligibility, and repayment capacity
• Explain product features, interest rates, EMI, tenure, and charges clearly
• Recommend the most suitable loan product and lender
• Maintain ethical and transparent sales practices

4. Documentation and Compliance

• Collect and verify complete KYC, income, and property documents
• Ensure eligibility as per bank, NBFC, and DSA guidelines
• Avoid fake, incomplete, or non-compliant documentation
• Follow regulatory and internal compliance standards

5. Follow Ups and Case Management

• Follow up with customers for pending documents and verifications
• Track applications from submission to approval and disbursement
• Coordinate with credit, operations, and bank teams to close cases

6. Field Activity and Market Coverage

• Conduct daily field visits in assigned areas
• Identify high-potential locations and customer segments
• Maintain strong market presence and visibility

7. Reporting and MIS

• Submit daily, weekly, and monthly sales and activity reports
• Update CRM or tracking sheets accurately
• Track pipeline, approvals, rejections, and disbursements

8. Relationship Management

• Maintain strong relationships with customers, banks, and NBFC partners
• Act as escalation point for critical customer issues
• Support smooth coordination between field and operations

9. Brand Representation and Ethics

• Represent company and lender brands professionally
• Ensure ethical sales practices and avoid mis-selling
• Maintain customer trust and satisfaction

Job Type: Permanent

Pay: ₹200,000.00 - ₹400,000.00 per year

Benefits:

• Health insurance
• Provident Fund

Experience:

• Loan: 1 year (Required)
• Banking: 2 years (Required)
• Field sales: 2 years (Preferred)

Work Location: In person