Key Responsibilities: Acquire and manage customers for retail mortgage loans. Coordinate with credit and operations for smooth disbursements. Achieve monthly disbursal and fee income targets. Build referral networks with builders and property agents. Maintain documentation and ensure timely renewals. Requirements: Graduate/MBA with 2-3 years in mortgage or LAP sales. Knowledge of legal/technical checks and documentation. Relationship-building skills and market awareness. Field-oriented and result-driven approach. Skills Sales Highest Education Bachelor of Commerce Working Language Telugu English

Key Responsibilities: Drive micro mortgage product sales at branch level. Manage channel relationships and DSA networks. Ensure credit compliance and documentation accuracy. Monitor disbursements and maintain portfolio health. Achieve business targets and reduce NPAs. Requirements: Graduate/MBA with 4-7 years in affordable housing or micro mortgage sales. Strong understanding of mortgage products and rural markets. Good communication and team management skills. Proficient in loan origination and field operations. Skills Sales Highest Education Bachelor of Commerce Working Language Tamil Location - Kumbakonam,Mannargudi,Tanjore,Thanjavur

Key Responsibilities: Acquire and manage customers for retail mortgage loans. Coordinate with credit and operations for smooth disbursements. Achieve monthly disbursal and fee income targets. Build referral networks with builders and property agents. Maintain documentation and ensure timely renewals. Requirements: Graduate/MBA with 1-4 years in mortgage or LAP sales. Knowledge of legal/technical checks and documentation. Relationship-building skills and market awareness. Field-oriented and result-driven approach.

Key Responsibilities: Documentation & Advisory: Vetting and drafting loan documentation for secured/unsecured loans. Review and advise on legal risk in lending and operational transactions. Draft/review agreements including vendor contracts, MoUs, NDAs, lease deeds, etc. Litigation & Disputes: Handle and manage litigation and arbitration matters (civil/criminal/consumer). Liaise with external legal counsels, advocates, and law firms. Represent the bank in legal proceedings as required. Regulatory & Compliance: Ensure compliance with RBI regulations, banking laws, and internal policies. Provide legal opinion and guidance to internal departments on various regulatory and operational matters. Recovery & Support to Collections: Assist recovery teams with legal support for enforcement actions under SARFAESI, DRT, and other recovery laws. Draft/review notices under Section 138 of NI Act, loan recall, and other recovery-related communication. Risk Mitigation: Identify potential legal risks in business operations and suggest mitigation strategies. Conduct legal audits and reviews periodically. Skills Skill Legal Highest Education Bachelor of Law Working Language Telugu English

Key Responsibilities: Manage collections of overdue loans from customers at branch level. Conduct regular field visits for payment follow-ups. Maintain MIS, collection records, and escalate delinquent cases. Coordinate with third-party collection agencies. Ensure compliance with collection and regulatory norms. Strong interpersonal and negotiation skills. Proficiency in local language. Ability to work independently and on-field Skills Collection Highest Education Bachelor of Business Administration Working Language Tamil

Manage Receivables for the allotted set of customer of X and 0 -30 Bucket. Process Compliance Adhere to the laid down processes for repayment and relationship management with customer. Ensure payments are collected in time Continues Follow-up on Collection with the customer Customer Interaction(Locate and Notify customer) Receive payments and post amounts paid to customer account. Ensure Due date collections from customers are collected on time. Adherence to timelines on collections Meet clients whos loan are due to payments and receive the EMIs Interact the clients in a courteous manner and maintain punctuality in meeting them Update the details of all payments received and deposit the same in branch. Skills Sales Highest Education Bachelor of Computer Applications Working Language English, Tamil

Ensure regular filed visit to customer sourced by the branches Raise incident reports on the field visit done Ensure member Audit ,Center audit & Center meeting audit. Retail customer audit & risk property assessment Regular Branch visit to be done Resolution of gaps discrepancies identified as part of risk activity (Policy & process deviations) Identify the process & policy Gaps and ensure the same are plugged to avoid such incident dont repeat in future. Loan disbursement audit & cash audit FRO activity sheet to be followed regularly Regularly field visit to be done for risk identification. Skills Skill Risk & Quality Risk Analytics Highest Education B.Sc Working Language Marathi Hindi English

Develop consistent pipeline of applications from good quality customers who require finance for purchase of New Commercial Vehicles through direct sourcing, Dealers, market references etc., Effectively manage relationships with all customers by responding to their requirements in a timely and professional manner. Ensure that all documentation and information related to loan proposals are obtained in a timely manner to practice First Time Right principle. Actively generate & pass on leads for cross-sell products like Saving Accounts, Current Accounts, Term Deposits, FASTag (wherever applicable) Ensure 100% compliance to Policies & Processes and all regulatory matters of RBI and other statutory bodies Skills Sales Highest Education Bachelor of Commerce Working Language English Tamil

Job Description Manage Receivables for the allotted set of customer of X and 0 -30 Bucket. Process Compliance Adhere to the laid down processes for repayment and relationship management with customer. Ensure payments are collected in time Continues Follow-up on Collection with the customer Customer Interaction(Locate and Notify customer) Receive payments and post amounts paid to customer account. Ensure Due date collections from customers are collected on time. Adherence to timelines on collections Meet clients whos loan are due to payments and receive the EMIs Interact the clients in a courteous manner and maintain punctuality in meeting them Update the details of all payments received and deposit the same in branch. Skills Sales Highest Education Bachelor of Engineering Working Language English Tamil

Processing & generating leads for Micro LAP & Micro Housing finance by accessing their income through personal discussion & field Visit. Track and Ensure Repayments of the Loan disbursed Lead generation & conversion for existing micro finance members who require MICRO LAP or MICRO Housing Ensure consistent delivery of Equitas products and services and prompt repayment in an efficient and cost effective manner Sourcing & Completion of Loan document application form filling and follow-up to be done till disbursement stage Skills Commercial Design Highest Education Bachelor of Business Administration Working Language English Tamil Location - Chennai,Thiruvannamalai,Tiruvannamalai,Vellore

Gathers and analyzes loan applicants financial data to evaluate risk. Assesses creditworthiness of individuals, companies, and institutions. Collaborates with other financial experts to approve or deny loans. Makes recommendations about whether to increase, adjust, extend, or close lines of credit. Undertakes risk analysis using regional, sector-specific, environmental, and other financial data. Prepares and presents credit reports. Completes quality assurance reviews. Gauges market trends. Monitors and adheres to collateral compliance covenants. Ensures that all loans are made in adherence with federal, state, and local financial regulations. Analyzes data to verify information and uncover fraud. Helps to update and improve credit rating criteria. Authors documents on credit risk and related financial matters. Skills Credit Highest Education Bachelor of Business Administration Working Language English Tamil

Processing generating leads for Micro LAP Micro Housing finance by accessing their income through personal discussion field Visit. Track and Ensure Repayments of the Loan disbursed Lead generation conversion for existing micro finance members who require MICRO LAP or MICRO Housing Ensure consistent delivery of Equitas products and services and prompt repayment in an efficient and cost effective manner Sourcing Completion of Loan document application form filling and follow-up to be done till disbursement stage Skills Image Masking Highest Education Bachelor of Computer Applications Working Language Tamil English Telugu

Processing & generating leads for Micro LAP & Micro Housing finance by accessing their income through personal discussion & field Visit. Track and Ensure Repayments of the Loan disbursed Lead generation & conversion for existing micro finance members who require MICRO LAP or MICRO Housing Ensure consistent delivery of Equitas products and services and prompt repayment in an efficient and cost effective manner Sourcing & Completion of Loan document application form filling and follow-up to be done till disbursement stage Skills Post-conflict Highest Education Bachelor of Arts Working Language English Tamil

The position is based out of Central Operations to support the Credit Card Operations of the bank under the Asset Operations from the stage of Product Launch, testing, Implementation and BAU Support. Operations include, but are not limited to, activities at various stages of the Credit Card Life Cycle right from the stage of launching the Credit Card Product and subsequently manage the BAU operational checks throughout the life cycle in the core systems. Provide support in designing the operational process for the launch of Credit Cards, keeping in mind the STP principles. Also, support the UAT testing and implementation of new processes / products from time to time. Processing & adherence to all SLAs at various stages of the operations to ensure seamless BAU. Further, liaise with all internal & external stakeholders to ensure the operational process is adhered and controls are maintained. To deliver process efficiency and improve the overall customer experience while ensuring strong controls and governance of both outsourced and inhouse activities. Brainstorm the team on new updates and process / system changes to ensure the right back-up. Also, act as a trainer for new joiners. Demonstrate the highest integrity and teamwork in interactions with the stakeholders & external parties. Skills Sales Highest Education Bachelor of Commerce Working Language Tamil English

Key Responsibilities: Identify new business opportunities in assigned territory Develop relationships with channel partners, institutions, and influencers Promote all retail banking products including loans, accounts, and insurance Conduct market research and lead generation Achieve monthly sales targets and customer acquisition Requirements: Graduate/MBA with years in business development or sales Strong selling, networking, and relationship-building skills Ability to work independently and achieve results Understanding of banking and lending products

Manage & ensure 100% collection for all the Micro finance members allotted . Ensure leads are generated for retail asset product like LAP /HL Has to Ensure & adhere process compliance as defined by the organization while achieving the business targets Process Compliance Adhere to the laid down processes for repayment and relationship management with customer. Ensure payments are collected in time Continues Follow-up on Collection with the customer Customer Interaction(Locate and Notify customer) Adherence to timelines on collections Interact the clients in a courteous manner and maintain punctuality in center meetings Skills Sales Highest Education Bachelor of Arts Working Language Marathi

Key Responsibilities: Manage collections of overdue loans from customers at branch level. Conduct regular field visits for payment follow-ups. Maintain MIS, collection records, and escalate delinquent cases. Coordinate with third-party collection agencies. Ensure compliance with collection and regulatory norms. Strong interpersonal and negotiation skills. Proficiency in local language. Ability to work independently and on-field Skills Collection Highest Education Bachelor of Business Administration Working Language Tamil Location - Kumbakonam,Pattukottai,Tanjore,Thanjavur

Company Description Equitas Small Finance Bank is committed to enabling individuals, families, businesses, and communities in their financial aspirations with seamless banking services. The bank values being good neighbors and actively engages in philanthropic efforts to give back to the community. Their mission is to revolutionize the banking experience with fairness and transparency. Role Description This is a full-time on-site role located in Bengaluru for a CASA Acquisition Roles - BM/RM/PB/BDM/PAM/BDO CASA/RO Current Account at Equitas Small Finance Bank. The role involves day-to-day tasks related to customer acquisition and relationship management. Qualifications Strong CASA Acquisitions experienceExcellent Communication skillsExperience in the bankBachelor's degree in any stream

Acquire high-net-worth individual (HNI) clients through direct sourcing, referrals, and networking. Understand the investment, banking, and lifestyle needs of premium customers and offer customized solutions. Sell premium banking products such as high-end savings accounts, credit cards, wealth management services, and insurance. Conduct regular client meetings to build relationships and identify cross-selling and up-selling opportunities. Coordinate with wealth managers, financial advisors, and relationship teams to deliver comprehensive services. Prepare detailed financial profiles and risk assessments to recommend suitable investment products. Ensure onboarding of clients with high ticket sizes as per the banks defined premium segment threshold. Assist clients in documentation, KYC compliance, and digital activation during the acquisition process. Collaborate with product and marketing teams to drive targeted acquisition campaigns. Ensure superior customer service through proactive engagement and issue resolution. Achieve monthly and quarterly acquisition targets in line with organizational goals. Leverage social and professional networks, corporate connects, and events for lead generation. Monitor client feedback and market trends to suggest enhancements in premium offerings. Maintain MIS and dashboards for pipeline tracking, conversions, and revenue contribution. Conduct portfolio reviews with acquired clients to assess satisfaction and retention. Ensure full compliance with regulatory and internal guidelines during customer acquisition. Attend industry events and forums to enhance brand visibility and identify prospects. Train and mentor junior acquisition officers or sales executives in premium customer handling. Work closely with operations to ensure smooth account setup and service delivery. Uphold high standards of integrity, professionalism, and client confidentiality.

Draft/review loan agreements, mortgages, and recovery notices. Represent the bank in DRT, SARFAESI, and civil court proceedings. Advise management on compliance with RBI, SEBI, and IBC regulations. Liaise with external advocates for litigation management. Ensure proper documentation for secured transactions (e.g., property titles). Handle customer legal queries related to defaults/foreclosures. Train staff on changes in banking/financial laws. Review vendor contracts (e.g., IT, security services) for risk mitigation. Maintain records of pending cases and legal expenses. Assist in due diligence for mergers/acquiring distressed assets.