Job Description (Key Performance Indicators - Compliance, Profitability, Quality and Teamwork) Deputizing the Country CEO IN, during his absence, in supervising daily operations of FAB Mumbai Branch. Primarily responsible for overseeing the Branch s operation area which include, RBI and financial reporting, settlement, trade processing, IT support, and other general office administration of the FAB Mumbai Branch. Implements programs to ensure attainment of business plan for growth and profit Compliance with Regulatory Authority Directives - RBI, SEBI, CCIL, FEMA and other Statutory Bodies Compliance with Bank s Policy and Procedures and other Directives issued from time to time. Responsible for maintaining professional and high standards in every facet of customer service. Efficiently run the customer service committee in line with regulations and bank s policies. To co-ordinate and direct every aspect of operational activity to provide best customer service in the most efficient and cost-effective manner. Lead, guide and motivate a team of staff to achieve highest standard of performance and set objectives. To ensure all the activities relating banking operations are carried out in accordance with the Banks Accounting and Operations Manual and in compliance with RBI and other regulatory requirements. Guide, train and motivate the team in every aspect of their duties to achieve operational efficiency in all areas. Strictly ensure Audit Compliance - All Audit recommendations both internal and statutory should be timely implemented and monitored. Deal with inter-department and interbank correspondence relating to Operations under the directions and guidance of the Country CEO. Oversee risk management and liaise with legal on activities like letters of agreement, contracts, leases, and other legal documents and agreements Participiate in risk committees and highlight risks requiring management attention. Focus on elevated risks and ensure remediation Business insurance: procurement, monitoring and management Information technology - working with the manager of information technology, ensure the ongoing maintenance and updating of information systems and infrastructure, including hardware, software, and applications Office management: oversee administrative functions for the FAB Mumbai Branch Working with the Country CEO to provide staff support and guidance Be a key driver in the identification and sponsorship of core systems and technologies and that the goals of best practice and business excellence are continuously sought. Develop effective working relationships with business unit partners, business unit executives as well as peers at local and head office level and overseas offices to establish and implement agreed service levels on a commercial basis. Streamline workflows which include step by step tasks and guidelines to be carried out by the branch staff. Effectively deal with and resolve day-to-day operational issues. Support country CEO of all problems arising and all complex customers enquiries, report all exceptionally high value transactions and generally unusual queries as and when these arise. Ensure efficient working of operations of the branch including customers services in respect of customer transactions and ensure that the standard is maintained. Ensure proper flow of all outgoing mail pertaining to operation. Review inward correspondence received at the branch and allocates responsibilities for action required. Approve all large transaction over and above the limit set in AOM. Ensure that: Safe custody items are physically verified semi-annually against office copies by a designated employee independent of custodian function. Every transaction is properly authenticated and approved. All subsidiary records are agreed to general ledger accounts on monthly basis. Security arrangements are maintained to satisfactory level. All Security Items held in the Main Vault are physically verified and proved to general ledger, where applicable. Errors / Omissions are reported to the country CEO FAB India All administrative and operational matter of the staff are handled with reference to the country CEO FAB India. Daily vouchers/Prime records are stored in a vault/fireproof cabinet under dual control. Incident of fraud are reported to country CEO FAB India and Group Head of Operations immediately. Follow the incident management process Follow records management process at offsite storage Manage and provide strategic direction on Strategic Vendor Management (SVM) on an ongoing basis. Ensure vendor audits are performed in line with bank s policies and regulations Qualifications The incumbent is expected to possess at least 20 years of relevant working experience, of which at least 4 years as head of operations/CFO/COO with reputable financial institutions, prior experience in establis

The unit is responsible for managing the Group Compliance system monitoring and validation programme (as the second line of defence) to provide assurance that the Group is operating in line with regulatory requirements and internal compliance policies and procedures. This entails planning, development and implementation of a risk-based Group Compliance system Validation plan, working with other Compliance units to undertake reviews and issuing reports that provide assurance as well as highlighting deficiencies so that they can be corrected. The function also aids in the development of compliance reports to support the EXCO, Compliance Operating Committee, GCC and MRMC. The Transaction Monitoring SAS AML Model Validation Specialist will be responsible for validating and ensuring the accuracy and effectiveness of AML (Anti-Money Laundering) models used for transaction monitoring. This role requires a deep understanding of SAS AML solutions, statistical modeling, and regulatory requirements. KEY ACCOUNTABILITIES: Job Specific Accountabilities Policies, Systems, Process & Procedures Follow all relevant departmental policies, processes, standard operating procedures, and instructions so that the work is carried out in a controlled and consistent manner. Key Responsibilities: Conduct comprehensive validation of sanctions screening models, including data integrity, model performance, and output accuracy. Perform detailed data analysis to assess the performance and accuracy of AML models, identifying any potential weaknesses or areas for improvement. Develop and implement validation methodologies and frameworks in line with industry best practices and regulatory guidelines. Perform quantitative and qualitative analysis to assess model risk and performance. Collaborate with model developers, compliance teams, and other stakeholders to address validation findings and improve model robustness. Prepare detailed validation reports and documentation for internal and regulatory review. Stay updated with the latest regulatory requirements, industry trends, and advancements in transaction monitoring technologies. Provide recommendations for model improvements and enhancements based on validation results. Work closely with the AML team, data scientists, and IT department to implement and validate models effectively. Generate regular reports on model performance, validation results, and any necessary adjustments or recalibrations. Reporting Collaborate with Compliance SMEs, work closely with Subject Matter Experts (SMEs) in Compliance to develop Management Information (MI) dashboards related to compliance systems validation. Create periodic review plans and regularly report the status of these reviews to senior management. Track and ensure timely closure of any pending issues identified in previous reviews. Contribute to the development of the annual review plan in accordance with regulatory requirements, internal audit (GIA) guidelines, and any ad hoc requirements. Qualifications Minimum Qualification Bachelor s or master s degree in Finance, Economics, Statistics, Mathematics, Computer Science, or a related field. Proven experience in model va

Analyse financial information to gain in depth understanding into the movements in financial metrics across different divisions and customer segments. Enhance automation initiatives around the reporting and analysis of MIS to improve efficiencies and identify unexpected movements and behavior. Ensure integrity of financial information through the execution of daily control checks through group finance consolidation systems. Assist with activities for month end close as per the workday calendar to ensure all processes are managed in an optimal manner. Manage internal stakeholder expectations through pro-active engagement and problem-solving attitude. Continuous interaction with all relevant stakeholders for feedback to ensure high quality of end deliverables. Enhance skillsets to improve value added services for stakeholders by automation of processes and focus towards improved information management with enhanced quality and controls. Key Accountabilities: Generic Accountability Stakeholder management Financial information management Job Context: Specific Accountability Assist with tracking the work-day calendar activities to ensure all monthly activities are completed as per agreed schedule and highlight any exceptions and risks to the process. Ensure monitoring of daily data loads and perform key analysis to ensure integrity of financial information through reports and dashboards. Prepare periodic reports on adjustments processed in the system for further analysis on initiatives to reduce the manual corrections. Assist with resolution of user queries raised through the ITSM issues log and ensure regular discussions with stakeholders for resolution. Discuss issues with IT Support team and following up to resolve any open issues. Identification and permanent resolution of recurring issues. Assist with the documentation of key processes and ensure periodic review and updates with any change in the process flow Enhance analytical skills through development of reporting and dashboarding views providing insights into the financial performance Identify opportunities to improve existing processes to maximize value and provide the best processes for stakeholders. Ensure end-to-end understanding of data, information, systems and processes within the organisation, from origination of information through to information consumption Qualifications Minimum Qualification Bachelor s or master s degree in finance. Minimum Experience Two years in a similar role.

ensure that day-to-day surveillance activities are executed per agreed procedures; progress the enhancement of surveillance controls and process; help uphold fair and orderly financial markets, and fulfilling regulatory requirements; and act as an independent partner to the First Line of Defence to endorse a solid culture of compliance. KEY ACCOUNTABILITIES: Strategic Contribution Surveillance is a growing area within FAB so the incumbent will be expected to have entrepreneurial flare in taking surveillance to a global best practice level. The Manager will execute both trade and communication surveillance using tools developed by vendors such as Bloomberg and TradingHub, along with internal or manual controls where required. BAU will involve ensuring ongoing governance and oversight of surveillance controls ensuring they remain fit for purpose and building and maintaining robust relationships with key stakeholders ensuring robust oversight of trade and communication alerts. Qualifications Minimum Experience A minimum of 3 years experience in a Compliance Surveillance role. Good understanding of market abuse risks and international regulations.

The Group Fraud Risk & Investigations function is part of the group s Risk Management function and provides second line Fraud Risk oversight for the firm s front office and support / control functions. The role of Specialist Fraud Investigator is to support the VP Fraud Investigations in the delivery of the function s objective related to investigations. This entails conducting investigations into incidents of actual and suspected fraud, bribery & corruption, data breaches and other incidents of misconduct as detailed in the Fraud Policy. The role holder will be responsible to gather evidence, interview suspects and witnesses, evaluate findings, conduct root cause analysis, draw conclusions, file the required regulatory incident reports, make appropriate recommendations and write detailed investigation reports. Key Accountabilities: Strategic Contribution Provide guidance and on the job training for junior colleagues and conduct knowledge sharing to facilitate achievement of team objectives and completion of tasks in an efficient manner which is consistent with operating procedures and policy. Promote the organization s values and ethics in all activities within the team to support the establishment of a value drive culture within the bank. Budgeting and Financial Performance Monitor the financial performance of a given area of activity versus budgets and ensure all activities are carried out in line with the approved guidelines while promptly reporting on any variances to management. Policies, Systems, Processes & Procedures Provide inputs and implement policies, systems and procedure for the assigned team so that all relevant procedural/legislative requirements, fulfilled while delivering a quality, cost-effective service. Continuous Improvement Participate in the identification of opportunities for continuous improvement and sustainability of systems, processes and practices considering global standards, productivity improvement and cost reduction. Reporting Prepare sectional statements and reports timely and accurately to meet FGB-NBAD and department requirements, policies and quality standards. Job Context: Job Specific Accountabilities Assist the VP Fraud Investigations to execute the Functional Operating Model components of the Fraud Investigations capability. Receive cases for investigation and conduct risk assessments to identify immediate loss mitigation and recovery actions required. Take direction from AVP and VP fraud Investigations as to the investigation plan. Where required ensure immediate escalation of the incident as per department escalation matrix. Assess the preliminary facts of the incident to determine whether the incident qualifies as a potential insurance claim with appropriate escalation/reporting. Gather information, documents, data, evidence required to determine the facts surrounding the incident. Interview suspects and witnesses (including staff) where required. Collaborate and coordinate investigation/actions with other Bank functions such as Internal Audit, IT, HR, Legal, Compliance dependent on the need of each case. Assess investigations findings, interpret evidences, conduct a root cause analysis, quantify the loss or potential financial exposure, write a comprehensive investigation report containing appropriate risk mitigation and remedial recommendations. Utilise available data analysis and forensic tools and techniques to identify patterns, anomalies and potential areas of concern. Ensure that CBUAE STR or SAR reports are filed timeously and that any requests for additional information are responded to within prescribed timelines. Proactively identify and anticipate potential systemic risk, evolution of, or new versions of fraud trends to facilitate preventative action. Act as subject matter expert and provide input to the creations of fraud awareness and training material as well as participating in the delivery of the material when required. Network with industry peers to share intelligence and best practices. Stay updated with latest trends in banking fraud, technology, and investigation techniques. Promote a culture of risk awareness across the organization within the team. Qualifications Minimum Qualification Bachelor s degree in Criminal Justice, Law, Finance, Business, or a related field. Minimum Experience & Competencies