DVP - Portfolio Risk

Job Description

Creating and managing dashboards and templates for portfolio review. Monitoring of portfolio performance against defined thresholds and benchmarks. Defining and tracking Early Warning Signals (EWS) to take timely and preventive measures Benchmarking against industry and peers ECL budgeting and tracking actual performance against the budget Tracking macro indicators and its impact on the company Loss projections based on recent performance updates Stress testing analysis Reporting for senior management and board/ committees Adhoc risk analysis as required Liaison with different teams and stakeholders in terms of understanding, co-ordinating and communicating the outputs from portfolio risk analysis Knowledge and experience Significant prior experience in an portfolio risk management of lending business. Experience in market risk and liquidity risk 8+ years of total experience with Indian NBFC experience preferred. Understanding of financial sector/ lending business risk metrics (PAR, DPD, AUM, vintage, Loss curves, roll rates) Wide range of products experience - Retail and MSME loans, Secured and unsecured loans, partnerships, structured finance products etc. Risk and financial reporting, and MIS production experience Experience with working at NBFCs or banks or consulting to Banks and NBFCs Key competencies/behaviours Interpersonal and influencing skills, including strong oral and written communication Strong work ethic Ability to solve problems in creative, practical ways Ability to build relationships with Stakeholders at all levels of seniority. Liaison between various teams across disciplines. High personal standards with respect to the quality of your own work The ability to work seamlessly as part of a wider team, furthering common goals and working within demanding deadlines Qualifications Required for the role Master s degree in a relevant quantitative/risk/finance discipline CA/ CFA or other professional financial qualification Highly proficient user of Microsoft Excel including data analysis tools Prior exposure to Tableau will be better About Credit Saison:Established in 2019, CS India is one of the country s fastest-growing Non-Bank Financial Company (NBFC) lenders, with verticals in wholesale, direct lending and tech-enabled partne...