337 Delinquency Management Jobs - Page 7

We are looking for a highly skilled and experienced Regional Credit Manager to manage all activities pertaining to the sanction life cycle of all borrower accounts in Mumbai. The ideal candidate will have 5-10 years of experience in credit appraisal, underwriting, and portfolio management. Roles and Responsibility Manage end-to-end credit approval for the designated region. Underwrite for all customer segments for corporate finance products and present to senior level. Authorize deviations raised and documented by underwriters in compliance with credit policy. Finalize review of credit memos and sign-off on approvals or declines after checking documentation requests. Lead a team of credit approvers to ensure portfolio quality and manage delinquencies. Develop, implement, review, and monitor various credit programs, providing training and coaching to upgrade team competency and improve processing efficiency. Oversee and initiate follow-ups with external vendors to ensure timely query resolution and report submission, eliminating undue delays. Coordinate with the recoveries team and generate business insights. Travel extensively to oversee branches in the territory to develop business, guide the team, and ensure a quality portfolio. Ensure compliance with all Audit/other regulatory regulations, processes, policies, and reports as per company systems. Job MBA/PGDBA/PGPM/CA or equivalent degree. Possess strong knowledge of credit appraisal, underwriting, and portfolio management. Demonstrate excellent leadership and team management skills. Exhibit strong analytical and problem-solving skills. Ability to work in a fast-paced environment and meet deadlines is essential. Strong communication and interpersonal skills are required.

We are looking for a highly skilled and experienced professional with 6 to 8 years of experience to join our team as a Manager - Collections in Amravati, Maharashtra. The ideal candidate will have a strong background in collections and recovery, with excellent communication and interpersonal skills. Roles and Responsibility Handle collections for the assigned area and achieve collection targets on various parameters like resolution, flows, credit cost, and roll rates. Ensure NPA''s are within the assigned budget and minimize them through active efforts. Increase fee income/revenue and develop initiatives to control and reduce vendor payouts. Conduct asset verifications and possession as per SARFESI/Section 9 process through court receivers. Track and control delinquency, focusing on non-starters and building relationships with key clients. Represent the organization in front of legal/statutory bodies as required by the legal team. Allocate work to field executives and ensure agencies perform as per defined SLA, with payments and audit receipts deposited within the defined SLA. Ensure adequate Feet on Street availability and obtain daily updates from all collection executives on the delinquent portfolio, initiating detailed account-level reviews of high-ticket accounts. Ensure compliance with all Audit/NHB/IRB regulations and company policies and procedures. Job GraduateYes. Masters/Postgraduate is optional. Minimum 6 years of experience in collections and recovery. Possess strong knowledge of banking operations, financial services, and broking. Demonstrate excellent communication, interpersonal, and problem-solving skills. Ability to work in a fast-paced environment and meet deadlines. Strong analytical and organizational skills are essential. Experience in managing teams and allocating work to field executives is required. Familiarity with auditing and regulatory requirements is necessary.

We are looking for a skilled professional with 6 to 8 years of experience to underwrite corporate finance business and manage the portfolio in an assigned area. The ideal candidate will have a strong background in credit analysis, customer application screening, evaluation, underwriting, and sanctioning of loans. Roles and Responsibility Support and collaborate with business teams to manage end-to-end credit approval for the designated region. Underwrite cases and present them to senior level. Authorize deviations documented by underwriters in compliance with credit policy. Finalize review of credit memos and sign-off on approvals or declines after checking documentation requests. Approve disbursement requests based on achieved adherence to requirements on agreement value and full documentation attainment at the branch level. Monitor and oversee PDD management, ensuring timely completion of personal discussion documents through customer visits in high-value cases. Oversee and initiate follow-ups with external vendors (FI, Legal & Technical valuations) to ensure timely query resolution/report submission and eliminate undue delays. Coordinate with the recoveries team and generate business insights. Lead a team of credit approvers to ensure portfolio quality and manage delinquencies. Engage in developing, implementing, reviewing, and monitoring various credit programs, providing training and coaching to continuously upgrade the competency of the team and improve processing efficiency. Ensure due diligence in credit analysis, customer application screening, evaluation, underwriting, and sanctioning of loans. Evolve underwriting norms customized to local market needs and enhance and execute consumer credit risk strategy. Job MBA/PGDBA/PGPM/CA or equivalent degree. Minimum 6 years of experience in credit appraisal or a related field. Strong knowledge of credit analysis, customer application screening, evaluation, underwriting, and sanctioning of loans. Excellent leadership and team management skills. Ability to work in a fast-paced environment and meet deadlines. Strong communication and interpersonal skills. Experience in banking, financial services, or broking industry is preferred. Additional Info The company offers opportunities for growth and development.

We are looking for a highly skilled and experienced Collections Manager to join our team in Kolkata. The ideal candidate will have 6-10 years of experience in collections management, preferably in the banking or financial services industry. Roles and Responsibility Handle collections for assigned areas and achieve targets on resolution, flows, credit cost, and roll rates. Ensure NPA''s are within assigned budgets and minimize them through active efforts. Increase fee income/revenue and control vendor payouts. Conduct asset verifications and possession as per SARFESI/Section 9 process through court receivers. Track and control delinquency, focusing on non-starters. Build relationships with key clients to ensure timely collections and monitor defaulting customers. Represent the organization in front of legal/statutory bodies as required by the legal team and ensure the collection team adheres to legal guidelines. Allocate work to field executives and ensure agencies perform as per defined SLA, with payments and audit receipts deposited within the defined SLA. Ensure adequate Feet on Street availability area-wise/bucket-wise/segment-wise and obtain daily updates from all collection executives on the delinquent portfolio, initiating detailed account level reviews of high-ticket accounts. Ensure compliance with all Audit/Regulatory bodies and company policies and procedures. Job Post Graduate or Graduate in any discipline. Minimum 6 years of experience in collections management. Strong knowledge of auditing, budgeting, and compliance. Excellent communication and interpersonal skills. Ability to build relationships with key clients and monitor defaulting customers. Experience in representing the organization in front of legal/statutory bodies. Strong analytical and problem-solving skills.

We are looking for a highly skilled and experienced professional to join our team as a Strategy Support Sales Team - DSMG - Retail MFB - Strategy in Mumbai. The ideal candidate will have 2-7 years of experience. Roles and Responsibility Develop and implement proactive Pre-Delinquency Management (PDM) strategies to identify customers at risk of missing payments. Utilize AI-based risk models, BI dashboards, and early warning signals to segment high-risk borrowers and implement early interventions. Implement automated digital engagement tactics via SMS, WhatsApp, IVR calls, emails, and in-app notifications to encourage timely payments. Collaborate with sales teams and DSMG to improve collection efficiency in X bucket and enhance customer onboarding and risk profiling. Introduce customer education programs and financial literacy initiatives to promote responsible repayment behavior. Develop and execute high-delinquency recovery strategies to maximize collections from aged overdue accounts. Coordinate with legal, arbitration, and settlement teams to resolve X-Bucket cases through legal and out-of-court settlements. Implement skip tracing, asset repossession, and field collection strategies for untraceable or non-responsive customers. Strengthen recovery agent networks and external collection agency collaborations for high-risk accounts. Design performance-linked incentives and collection efficiency targets for X-Bucket recovery teams. Leverage LMS, CRM, and AI-driven analytics to track repayment behavior and optimize collection strategies. Implement self-service payment portals, digital repayment links, and fintech partnerships for seamless recoveries. Explore automated chatbots and AI-driven reminders to enhance early-stage interventions and X-Bucket recoveries. Work with BI teams to develop risk-based dashboards for tracking PDM and X-Bucket performance. Ensure strict adherence to RBI/NBFC collection regulations and ethical collection practices. Handle high-value and sensitive X-Bucket accounts for direct resolution and settlement negotiations. Collaborate with collections, legal, sales, and risk teams to align strategies and improve overall portfolio performance. Train and mentor collection officers and recovery agents on best practices in PDM and X-Bucket recoveries. Job Expertise in Pre-Delinquency (PDM) management and X-Bucket recovery strategies. Strong analytical skills in delinquency forecasting, risk segmentation, and collections optimization. Experience with digital collection tools, AI-based analytics, and fintech repayment solutions. Proficiency in Excel, SQL, and BI tools for performance tracking and reporting. Knowledge of RBI/NBFC collection regulations and ethical recovery practices. Excellent stakeholder management, negotiation, and compliance handling skills. MBA/PGDM in Finance, Business, or a related field.

We are looking for a highly skilled and experienced professional to lead our collections team in Mumbai. The ideal candidate will have 6-9 years of experience in the banking or financial services industry, with a strong background in collections strategy, team leadership, and risk management. Roles and Responsibility Develop and implement data-driven strategies to maximize recoveries, reduce delinquencies, and enhance collections efficiency. Lead, motivate, and mentor the collections team to meet performance targets and drive continuous improvement. Monitor risks and ensure adherence to regulatory standards while mitigating potential issues in the collections process. Leverage data analytics to track performance, identify trends, and report key metrics to senior management. Collaborate with credit, operations, and risk teams to align collections strategy with business goals. Continuously refine collections processes, implementing automation and best practices to boost efficiency and performance. Job Strong knowledge of collections strategy, team leadership, and risk management. Experience with data analytics, MIS reporting, and process improvement. Ability to work closely with cross-functional teams and external agencies. Excellent communication, leadership, and problem-solving skills. Strong understanding of regulatory standards and compliance requirements. Ability to analyze complex data sets and provide insights to inform business decisions. Additional Info The company offers a dynamic and supportive work environment, with opportunities for growth and development.

We are looking for a skilled Regional Debt Manager to join our team at TATA CAPITAL LIMITED, located in Gorakhpur. The ideal candidate will have 2 to 7 years of experience and a strong background in retail MFB collections. Roles and Responsibility Manage and oversee the debt collection process for timely payments. Develop and implement strategies to reduce delinquencies and improve cash flow. Collaborate with cross-functional teams to resolve customer issues and enhance service quality. Analyze market trends and competitor activity to identify growth opportunities. Build and maintain relationships with key stakeholders, including customers, vendors, and internal teams. Monitor and report on key performance indicators to senior management. Job Strong knowledge of banking and financial services, particularly in retail MFB collections. Excellent communication and interpersonal skills to build strong relationships. Ability to analyze data and make informed decisions to drive business outcomes. Strong problem-solving and negotiation skills to resolve complex issues. Experience working in a fast-paced environment with multiple priorities and deadlines. Proficiency in MS Office and other relevant software applications.

Company Name Muthoot Fincorp Limited Job Title National Collection Head - Secured & Unsecured Lending Business Grade F1/F2/F3 Designation Location Chennai, Tamil Nadu Reports to Head, Secured & Unsecured Lending Business Span Of Control Muthoot Pappachan Group Brand Purpose To transform the life of the common man by improving their financial wellbeing Muthoot Pappachan s strategic objective & SULB leadership Taking forward the legacy of Muthoot Pappachan Group / Muthoot Fincorp s 134-year-old family business, focused on gold loan, across 3600 branches, by adding a larger share of diversified portfolio of products & solutions through SULB vertical. Find new ways to improve operational efficiencies and offer exceptional customer experiences, thereby transitioning from traditional ways of doing business, through a combined push for innovation with intense competition Find newer talent and explore wider markets to expand and grow our secured and unsecured lending business. We will continue to deliver end-to-end solutions tailored to our target group of MSME s of all sizes. Culture at Muthoot Pappachan Group We do everything to gain and maintain the Trust of all the stakeholders and don t do anything to lose their Trust . Trust is the overarching Core Value , one which, our other values have been built. Our Core Values Integrity Asking oneself before saying, doing, or deciding on anything, whether it s passing the test of integrity No unethical shortcuts, to save time, money, and energy Strict adherence to regulatory and other statutory bodies guidelines Transparency in all business deals Offer solutions to customers based on their needs only Encourage people to highlight any practices that go against this core value Collaboration Genuinely believe & treat the organization as your family Encourage people to build healthy professional relationship with members of other departments and functions Welcome feedback from other departments Encourage people from other departments to join for brainstorming sessions Look at the big picture (organization goals) rather than limiting the vision to the individual / department goal Help others to achieve their goals / tasks Excellence Maddeningly pursue excellence Look for best outcomes before finalizing the approach Maintain a constructive and critical mindset to gauge & ensure quality Open for constructive feedback from others to refine the final output Benchmark against the best only, should not be basis convenience We should look for continuous improvement Recognize and appreciate if we observe any superior performance Do not get settled for less at any cost display the go getter attitude Encourage people to stretch to achieve excellence Job Purpose Key Job Responsibilities Set up and monitor overall collections policy, processes, and monitoring mechanisms for unsecured and secured retail lending products, benchmarked with competition Set up an appropriate collection organization structure (in-house and outsourced) with appropriate spans of controls and productivity norms to ensure effective delinquency management Develop strong early warning signal mechanisms to manage portfolio quality and administer appropriate management interventions Manage overall costs and budgets to drive overall targeted collections business unit profitability Direct all recovery action and strategies across the various recovery channels and products Meet the recovery plan for the year portfolio review and feedback to credit on sourcing and portfolio trends Increasing Digitization across collections & ensuring strategy enhanced to ensure increased controls in collections Rationalize expenses by enhancing the collection strategy matrix Enhancing Recovery & Rate of recovery basis opportunities available Create a culture that embodies creativity, innovation, high integrity, performance orientation, and commitment to work manage outsourced collections vendors Knowledge, Skills & Attributes Digital Leadership Strategic Planning Analytical Ability Policy & Product implementation Key Stakeholders Internal CMD, CHRO, Vertical Head of Departments, Subordinates within Cross-Functional Teams. External Vendors, External Auditors, Regulatory authorities, Merchant Bankers, Investors, Credit Bureaus, and Rating Agencies. Role Requirements Educational Qualification Any UG/PG or MBA Experience Overall 15 years + with experience in handling a similar role in a Secured and Unsecured Lending Business, NBFC/HFC at National role

We are looking for a highly skilled and experienced Regional Credit Manager to join our team in Mumbai. The ideal candidate will have 2-7 years of experience in credit management, underwriting, and risk assessment. Roles and Responsibility Support and collaborate with business teams to manage end-to-end credit approval for the designated region. Underwrite for all customer segments for corporate finance products and present to senior level. Authorize deviations raised and documented by underwriters in compliance with credit policy. Finalize review of credit memos and sign-off on approvals or declines after checking documentation requests. Oversee and initiate follow-ups with external vendors to ensure timely query resolution and report submission. Coordinate with the recoveries team and generate business insights. Engage in developing, implementing, reviewing, and monitoring various credit programs, providing training and coaching to continuously upgrade the competency of the team and improve processing efficiency. Travel extensively to oversee branches in the territory to develop business, guide the team, and ensure a quality portfolio. Ensure compliance with all Audit/other regulatory regulations, processes, policies, and reports as per company systems. Stay updated on key regulatory changes and competition practices and evaluate team members accordingly. Participate in all monitoring activities and collection follow-up/delinquency management. Maintain the quality of the portfolio and keep overall TAT within acceptable norms. Regularly update the team on updates/modifications in credit policies/processes. Job Minimum 2 years of experience in credit management, underwriting, or a related field. Strong knowledge of credit policies, underwriting, and risk assessment. Excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet deadlines. Strong analytical and problem-solving skills. Proficient in MS Office and other relevant software applications. A minimum degree of MBA/PGDBA/PGPM/CA or equivalent is required.

We are looking for a skilled professional to fill the role of Area Collections Manager in Amroha, Khair, and JM. The ideal candidate will have 2 to 7 years of experience in collections management. Roles and Responsibility Manage and oversee the collection process to ensure timely debt recovery. Develop and implement effective strategies to improve collection efficiency. Collaborate with internal teams to resolve customer complaints and issues. Analyze and report on collection performance metrics to identify areas for improvement. Ensure compliance with regulatory requirements and industry standards. Build and maintain relationships with key stakeholders, including customers and external partners. Job Strong knowledge of banking operations and financial services. Excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet deadlines. Strong analytical and problem-solving skills. Experience with collections management software and systems. Strong leadership and team management skills. A graduate or postgraduate degree is required. Additional Info The company name is TATA CAPITAL LIMITED, and the industry is Banking / Financial Services / Broking.

We are looking for a highly skilled and experienced Collection Manager to join our team at TATA CAPITAL LIMITED in Noida - Sector 62. The ideal candidate will have a strong background in collections management with 6-10 years of experience. Roles and Responsibility Manage and oversee the collection process to ensure timely debt recovery. Develop and implement effective strategies to improve collection efficiency. Collaborate with internal teams to resolve customer complaints and issues. Analyze and report on collection performance metrics to senior management. Identify and mitigate potential risks associated with the collection process. Ensure compliance with regulatory requirements and industry standards. Job Strong knowledge of banking and financial services operations. Excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet deadlines. Proficient in MS Office and other relevant software applications. Strong analytical and problem-solving skills. Experience in managing and leading a team of collection professionals.

We are looking for a highly skilled and experienced professional with 3 to 8 years of experience to join our team as a Manager - Collections in Coimbatore. The ideal candidate will have a strong background in collections and recovery, with excellent communication and interpersonal skills. Roles and Responsibility Handle collections for the assigned area and achieve collection targets on various parameters. Ensure NPA''s are within the assigned budget and minimize them through active efforts. Increase fee income/revenue and control vendor payouts. Conduct asset verifications and possession as per SARFESI/Section 9 process through court receivers. Track and control delinquency, focusing on non-starters. Build relationships with key clients to ensure timely collections and monitor defaulting customers. Represent the organization in front of legal/statutory bodies as required by the legal team and ensure the collection team adheres to legal guidelines. Allocate work to field executives and ensure agencies perform as per defined SLA, with payments and audit receipts deposited within the defined SLA. Ensure adequate Feet on Street availability and obtain daily updates from collection executives on the delinquent portfolio, initiating detailed account level reviews of high-ticket accounts. Ensure compliance with all Audit/NHB/IRB regulations and company policies and procedures. Job GraduateYes. Masters/Postgraduate is optional. Minimum 3 years of experience in collections or a related field. Possess strong knowledge of collections, recovery, and financial services. Demonstrate excellent communication, interpersonal, and problem-solving skills. Ability to work in a fast-paced environment and meet deadlines. Strong analytical and organizational skills are essential. Experience in managing teams and allocating work to field executives is preferred.

We are looking for a highly skilled and experienced Regional Credit Manager to join our team in Kolkata. The ideal candidate will have 4 to 9 years of experience in credit appraisal, underwriting, and portfolio management. Roles and Responsibility Manage the entire credit approval process for corporate finance products. Support business teams in managing end-to-end credit approval for the designated region. Underwrite for all customer segments and present to senior level. Authorize deviations documented by underwriters in compliance with credit policy. Lead a team of credit approvers to ensure portfolio quality and manage delinquencies. Develop, implement, review, and monitor various credit programs. Oversee and initiate follow-ups with external vendors to ensure timely query resolution and report submission. Coordinate with the recoveries team and generate business insights. Travel extensively to oversee branches in the territory to develop business, guide the team, and ensure a quality portfolio. Ensure compliance with all Audit/other regulatory regulations and company processes, policies, and reports. Job MBA/PGDBA/PGPM/CA or equivalent degree. Minimum 4 years of experience in credit appraisal, underwriting, and portfolio management. Possess strong knowledge of credit policy, underwriting, and risk management. Demonstrate excellent leadership and team management skills. Exhibit strong analytical and problem-solving skills. Ability to work in a fast-paced environment and meet deadlines is essential.

We are looking for a skilled Regional Credit Manager to manage all activities pertaining to the sanction life cycle of all borrower accounts in Delhi. The ideal candidate will have 4 to 6 years of experience and support and co-partner with business teams to manage end-to-end credit approval for the designated region. Roles and Responsibility Support and collaborate with business teams to manage end-to-end credit approval for the designated region. Underwrite for all customer segments for corporate finance products and present to senior level. Authorize deviations raised and documented by underwriters in compliance with credit policy. Finalize review of credit memos and sign-off on approvals or declines after checking documentation requests. Lead a team of credit approvers to ensure portfolio quality and manage delinquencies. Develop, implement, review, and monitor various credit programs, providing training and coaching to upgrade team competency and improve processing efficiency. Oversee and initiate follow-ups with external vendors to ensure timely query resolution and report submission, eliminating undue delays. Coordinate with the recoveries team and generate business insights. Travel extensively to oversee branches in the territory to develop business, guide the team, and ensure a quality portfolio. Ensure compliance with all Audit/other regulatory regulations, processes, policies, and reports as per company systems. Job MBA/PGDBA/PGPM/CA or equivalent degree. Minimum 4 years of experience in a related field. Possess strong knowledge of credit appraisal, underwriting, and financial services. Demonstrate excellent leadership and team management skills. Exhibit strong analytical and problem-solving skills. Ability to work in a fast-paced environment and meet deadlines is essential.

We are looking for a highly skilled and experienced Sales Manager to join our team in Kurnool. The ideal candidate will have 6-9 years of experience in sales management, preferably in the banking or financial services industry. Roles and Responsibility Manage and lead a team of sales professionals to achieve business objectives. Develop and implement effective sales strategies to drive growth and revenue. Build and maintain strong relationships with clients and stakeholders. Analyze market trends and competitor activity to identify opportunities and threats. Collaborate with cross-functional teams to achieve business goals. Monitor and control expenses to ensure profitability and efficiency. Job Proven track record of achieving sales targets and driving business growth. Strong leadership and management skills with the ability to motivate and inspire teams. Excellent communication and interpersonal skills to build strong relationships. Ability to analyze data and make informed decisions to drive business outcomes. Strong problem-solving and negotiation skills to resolve conflicts and issues. Experience in managing and leading high-performing teams to achieve business objectives.

Co ordination with Collection and Sales Team for Delinquency Management . Co ordination with Central Ops team and internal audit team to ensure process, policy adherence is implemented and audit observations are rectifies and complied. Ensure effective utilization of System reports for various analysis pertaining to product, credit parameters.

Co ordination with Collection and Sales Team for Delinquency Management . Co ordination with Central Ops team and internal audit team to ensure process, policy adherence is implemented and audit observations are rectifies and complied. Ensure effective utilization of System reports for various analysis pertaining to product, credit parameters.

Co ordination with Collection and Sales Team for Delinquency Management . Co ordination with Central Ops team and internal audit team to ensure process, policy adherence is implemented and audit observations are rectifies and complied. Ensure effective utilization of System reports for various analysis pertaining to product, credit parameters.

Co ordination with Collection and Sales Team for Delinquency Management . Co ordination with Central Ops team and internal audit team to ensure process, policy adherence is implemented and audit observations are rectifies and complied. Ensure effective utilization of System reports for various analysis pertaining to product, credit parameters.

Co ordination with Collection and Sales Team for Delinquency Management . Co ordination with Central Ops team and internal audit team to ensure process, policy adherence is implemented and audit observations are rectifies and complied. Ensure effective utilization of System reports for various analysis pertaining to product, credit parameters.

Co ordination with Collection and Sales Team for Delinquency Management . Co ordination with Central Ops team and internal audit team to ensure process, policy adherence is implemented and audit observations are rectifies and complied. Ensure effective utilization of System reports for various analysis pertaining to product, credit parameters.

Co ordination with Collection and Sales Team for Delinquency Management . Co ordination with Central Ops team and internal audit team to ensure process, policy adherence is implemented and audit observations are rectifies and complied. Ensure effective utilization of System reports for various analysis pertaining to product, credit parameters.

Co ordination with Collection and Sales Team for Delinquency Management . Co ordination with Central Ops team and internal audit team to ensure process, policy adherence is implemented and audit observations are rectifies and complied. Ensure effective utilization of System reports for various analysis pertaining to product, credit parameters.

Co ordination with Collection and Sales Team for Delinquency Management . Co ordination with Central Ops team and internal audit team to ensure process, policy adherence is implemented and audit observations are rectifies and complied. Ensure effective utilization of System reports for various analysis pertaining to product, credit parameters.

Co ordination with Collection and Sales Team for Delinquency Management . Co ordination with Central Ops team and internal audit team to ensure process, policy adherence is implemented and audit observations are rectifies and complied. Ensure effective utilization of System reports for various analysis pertaining to product, credit parameters.