Job
Description
As a Credit Underwriter at WeCredit, you will play a crucial role in assessing loan applications, evaluating creditworthiness, and making informed decisions that align with the company's risk appetite and business goals. You will have the opportunity to review and analyze loan applications, financial documents, and credit reports in order to make clear, data-driven underwriting decisions within defined turnaround times. It will be important to ensure compliance with internal policies, regulatory norms, and credit risk standards while collaborating with sales, collections, and operations teams for seamless customer journeys. Additionally, you will continuously refine underwriting criteria based on performance and market trends, and document decisions while maintaining accurate underwriting records. Qualifications: - Bachelor's degree in Finance, Economics, Business, or related field - 1-3 years of experience in credit underwriting, preferably in NBFCs or fintech companies - Strong understanding of credit risk, financial ratios, and lending practices - Proficiency in MS Excel and credit scoring tools - High attention to detail and strong analytical skills - Ability to work independently and make sound judgments - Experience in underwriting unsecured loans or digital lending platforms is preferred If you're someone who enjoys working with data, has a sharp eye for risk, and thrives in a dynamic environment, WeCredit would love to hear from you! Please Note: WeCredit partners with leading NBFCs to provide customers with the best online financial solutions, including quick and hassle-free loans. The skilled team at WeCredit assists customers every step of the way, from completing loan documents to ensuring fast disbursal of funds. As a Credit Underwriter at WeCredit, you will play a crucial role in assessing loan applications, evaluating creditworthiness, and making informed decisions that align with the company's risk appetite and business goals. You will have the opportunity to review and analyze loan applications, financial documents, and credit reports in order to make clear, data-driven underwriting decisions within defined turnaround times. It will be important to ensure compliance with internal policies, regulatory norms, and credit risk standards while collaborating with sales, collections, and operations teams for seamless customer journeys. Additionally, you will continuously refine underwriting criteria based on performance and market trends, and document decisions while maintaining accurate underwriting records. Qualifications: - Bachelor's degree in Finance, Economics, Business, or related field - 1-3 years of experience in credit underwriting, preferably in NBFCs or fintech companies - Strong understanding of credit risk, financial ratios, and lending practices - Proficiency in MS Excel and credit scoring tools - High attention to detail and strong analytical skills - Ability to work independently and make sound judgments - Experience in underwriting unsecured loans or digital lending platforms is preferred If you're someone who enjoys working with data, has a sharp eye for risk, and thrives in a dynamic environment, WeCredit would love to hear from you! Please Note: WeCredit partners with leading NBFCs to provide customers with the best online financial solutions, including quick and hassle-free loans. The skilled team at WeCredit assists customers every step of the way, from completing loan documents to ensuring fast disbursal of funds.
