Credit Risk Modeling

Aspyra Hr Services

2 - 7 years

20 - 35 Lacs

pune gurugram bengaluru

Posted:18 hours ago| Platform:

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Skills Required

probability of default credit risk modelling risk modeling model development credit risk scorecards predictive modeling loss forecasting sas lgd model building ead ccar ecl behavioral modeling xgboost cecl statistical modeling irb scorecard ifrs collections python

Work Mode

Hybrid

Job Type

Full Time

Job Description

Job Title: Credit Risk Scorecard Model Developer

Location: Pan India (Hybrid)

Type: Full Time

Role Overview

Responsible for developing and maintaining
credit risk scorecards

(application, behavioral, and collection)
to support lending decisions and portfolio management.
Key Responsibilities
Build
scorecard models
using Logistic Regression, WOE/IV, and other statistical methods.
Extract, clean, and prepare data for model development.
Evaluate model performance (KS, Gini, PSI, ROC, Lift).
Document models and ensure compliance with
Basel / IFRS9 / internal risk governance
.

Required Skills

2+ years
in Credit Risk Modeling / Scorecard Development.
Proficient in
SAS / Python / R
and strong in statistics.
Understanding of
credit lifecycle
and regulatory requirements.
Excellent analytical and communication skills.

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