1409 Credit Risk Jobs - Page 39

About Us. Standard. At ANZ, we're shaping a world where people and communities thrive, driven by a common goal: to improve the financial wellbeing and sustainability of our millions of customers.. About The Role. As a Quantitative Analyst within ANZ Market Risk, your role is to support the Markets business to meets its growth aspirations and its regulatory obligations through the validation of valuation and risk models across Traded and Non-Traded Market Risk and Counterparty Credit Risk. You will act as a subject matter expert to a range of stakeholders across Markets Risk and the wider Markets Business to maximise the flow of technical and practical knowledge within the group.. Banking is changing and we’re changing with it, giving our people great opportunities to try new things, learn and grow. Whatever your role at ANZ, you’ll be building your future, while helping to build ours.. Role Type: Permanent. Role Location: Acacia,Bengaluru. Work Hours: Regular. What will your day look like?. As an Quantitative Analyst, you are accountable for :. Design, model, develop and maintain independent market risk benchmark models. Provide effective challenge to model assumptions, mathematical formulation and implementation. Assess and quantify model risk due to model limitations and determine mitigating factors and controls.. Provide support fo development and maintenance of Markets Risk measurement systems and associated processes. Proactively remediate outstanding risk methodology issues including participation in risk methodology discussions with Technology teams and model developers (inclusive of third-party vendors).. Provide proactive quantitative risk support to Front Office, Markets Risk product managers, Markets Finance, Treasury and Banking Book. Maintain relationships with Risk Managers to maximise the flow of technical and practical knowledge within the Group.. Provide excellent key Stakeholder Management of internal & external stakeholders. Anticipate issues & influence decisions, negotiate outcomes and communicate them in an effective and timely manner; proactively identify project management issues affecting delivery and suggest solutions.. Establish a reputation for credibility, integrity and technical excellence of the team as a whole with stakeholders.. Assist in the provision of quantitative outcomes required to achieve excellent audit outcomes; prepare audit documentation on quantitative issues & explicit role in liaising with auditors as a quantitative SME as required.. Establish a good working culture (open, collaborative & efficient) in any small groups you are part of. Be seen as a role model within and outside the validation team. Help embed a great risk culture in ANZ. Ensure all initiatives are undertaken in accordance with established risk and compliance principles and policie. What will you bring?. To grow and be successful in this role, you will ideally bring the following:. Experience in Financial Markets across multiple asset classes. Experience in Market Risk in a quantitative role w/in Front Office or Risk. Sound knowledge of Financial Mathematics including derivatives products such as Interest Rate Derivatives, Foreign Exchange Options and Equity/Commodity derivatives. Expertise in C/C++ and Python. Experience in financial mathematics, quantitative models such as Hull-White, LGM, Libor Market Model, Stochastic Local Vol etc. Ability to communicate regulations, policies and procedures concepts to a wide variety of staff. You’re not expected to have 100% of these skills. At ANZ a growth mindset is at the heart of our culture, so if you have most of these things in your toolbox, we’d love to hear from you.. So why join us? (Global). From the moment you join ANZ, you'll be doing meaningful work that will shape a world where people and communities thrive.. But it's not just our customers who'll feel your impact. you'll feel it too. Because at ANZ, you'll have the resources, opportunities, and support you need to take the next big step in your career.. We're a diverse bunch at ANZ in different roles, different locations, doing different things. That's why we have a range of flexible working arrangements, so our people can 'make work, work for them'. We also provide a range of benefits including access to health and wellbeing services and discounts on selected products and services from ANZ and more.. At ANZ, you'll be part of an organisation where the different backgrounds, perspectives and life experiences of our people are celebrated. That's because we're committed to building a workplace that reflects the diversity of the communities we serve. We welcome applications from everyone and encourage you to talk to us about any adjustments you may require to our recruitment process or the role itself. If you are a candidate with a disability or access requirement, let us know how we can provide you with additional support.. To find out more about working at ANZ, visit https://www.anz.com.au/careers . You can apply for this role by visiting ANZ Careers and searching for reference number 97559.. Job Posting End Date. , 11.59pm, (Indian Standard Time). Show more Show less

Reference 25000691. Responsibilities. Client/stakeholder management. Client Centric. Report and escalate Client Incidents. Develop and maintain a strong connect with stake holders. Provide a quick/satisfactory resolution for issues. Build effective synergy with cross-functional units. Operational Excellence:. Deliver BAU per set benchmarks/ agreements. Monitor/Escalate errors and incidents. Identify production efficiencies and deliver. Monitoring all the below activities handled by the team to ensure better quality, controls are maintained.. Processing/Validating of Deals, Facilities and Outstanding in Loan IQ.. Review credit agreement to reconcile terms and conditions to deal structure. Handling of Loan Servicing activities.. Processing/Validating loan participations (new borrowings, increases, rollovers, pay-downs, commitment reductions). Daily transfer of loan proceeds; receipt of funds and matching incoming cash. Process/Validate Interest and Fee billing for the direct/Agented Loans, billing the customers and send pro-rata shares to the participants.. Process/Validate notice for breakage fee activity for fax to agent bank; follow-up with traders on rate to be assigned and process accordingly.. Process/Validate notices of activities to fax to all participants/customers for loan confirmation.. Handling of Swift Payments.. Review the reconciliation of positions, discrepancies in Interest and fee payments etc.. Preparation/posting of manual G/L entries as required.. Review various system generated reports to ensure proper monitoring of the facilities; investigating past due items, suspense, receivables, expiring SBLC, etc. Ensure all process requirements are documented fully, appropriately, and sign-off is obtained from all stakeholders periodically. Ensure compliance/regulatory adherence. Guide the team on complex production issues. Effectively manage the KRI/KP. Required. Profile required. A good academic background. Strong understanding of syndicated/bi-lateral financing and loan life cycle (Includes deal origination, transaction management, secondary trading, amendment/restructures and corresponding regulatory reporting). Knowledge on Basel Norms and credit risk. Knowledge of Financial Products (Especially Loans, Guarantee and Stand by Letter of Credit etc.).. Through knowledge of syndicated loan documentation. Full suite of Loan Servicing. Knowledge on Operational Risk.. Ensure the risks are well anticipated and managed. Why join us. We are committed to creating a diverse environment and are proud to be an equal opportunity employer. All qualified applicants receive consideration for employment without regard to race, color, religion, gender, gender identity or expression, sexual orientation, national origin, genetics, disability, age, or veteran status.. Business insight. At Societe Generale, we are convinced that people are drivers of change, and that the world of tomorrow will be shaped by all their initiatives, from the smallest to the most ambitious.. Whether you’re joining us for a period of months, years or your entire career, together we can have a positive impact on the future. Creating, daring, innovating and taking action are part of our DNA.. If you too want to be directly involved, grow in a stimulating and caring environment, feel useful on a daily basis and develop or strengthen your expertise, you will feel right at home with us!. Still hesitating?. You should know that our employees can dedicate several days per year to solidarity actions during their working hours, including sponsoring people struggling with their orientation or professional integration, participating in the financial education of young apprentices, and sharing their skills with charities. There are many ways to get involved.. We are committed to support accelerating our Group’s ESG strategy by implementing ESG principles in all our activities and policies. They are translated in our business activity (ESG assessment, reporting, project management or IT activities), our work environment and in our responsible practices for environment protection.. Diversity and Inclusion. We are an equal opportunities employer and we are proud to make diversity a strength for our company. Societe Generale is committed to recognizing and promoting all talents, regardless of their beliefs, age, disability, parental status, ethnic origin, nationality, gender identity, sexual orientation, membership of a political, religious, trade union or minority organisation, or any other characteristic that could be subject to discrimination.. Show more Show less

Date 27 May 2025 Location: Bangalore, KA, IN Company Alstom Could you be the full-time Project Cybersecurity Manager in [Bangalore] were looking for Your future role Take on a new challenge and apply your comprehensive cybersecurity expertise in a new cutting-edge field. Youll work alongside dedicated and collaborative teammates. You'll safeguard our projects by establishing and managing cybersecurity activities. Day-to-day, youll work closely with teams across the business (Engineering, Operations, IT), manage system architectures related to cybersecurity requirements and much more. Youll specifically take care of developing the Project Cybersecurity Management Plan, but also ensure compliance with security requirements and manage risk evaluations. Well look to you for: Establishing and ensuring adherence to the Project Cybersecurity Management Plan Distributing and ensuring compliance with applicable security requirements and regulations Planning security activities and managing efficient system architecture design Conducting cybersecurity risk analysis and managing project/business impacts Reviewing deployment documents from a cybersecurity perspective Defining and following up on action plans to resolve cybersecurity issues Ensuring cybersecurity awareness is propagated to the Alstom team and suppliers All about you We value passion and attitude over experience. Thats why we dont expect you to have every single skill. Instead, weve listed some that we think will help you succeed and grow in this role: Degree in Engineering or a related field Experience or understanding of cybersecurity management and deployment of security technologies Knowledge of cybersecurity risk analysis methods and industry standards (ISO 2700X, IEC 62443, NIST, etc.) Familiarity with security products and protocols A relevant certification (e.g., GICSP, CISSP, GSEC, CISM) Strong documentation and presentation skills Proven ability to collaborate across functions and communicate effectively Things youll enjoy Join us on a life-long transformative journey the rail industry is here to stay, so you can grow and develop new skills and experiences throughout your career. Youll also: Enjoy stability, challenges and a long-term career free from boring daily routines Work with cutting-edge security standards for rail signalling Collaborate with transverse teams and helpful colleagues Contribute to innovative projects that shape the future of mobility Utilise our flexible working environment Steer your career in whatever direction you choose across functions and countries Benefit from our investment in your development, through award-winning learning programs Progress towards leadership roles within the cybersecurity domain Benefit from a fair and dynamic reward package that recognises your performance and potential, plus comprehensive and competitive social coverage (life, medical, pension) You dont need to be a train enthusiast to thrive with us. We guarantee that when you step onto one of our trains with your friends or family, youll be proud. If youre up for the challenge, wed love to hear from you! Important to note As a global business, were an equal-opportunity employer that celebrates diversity across the 63 countries we operate in. Were committed to creating an inclusive workplace for everyone.

Credit who will verify whether all the loan applications are assessed as per the credit policy and whether deviations if any, are appropriately mitigated and documented. The candidate will be interacting with the customers, assessing them based on personal discussions & interviews, ensuring that all files are turned around within an acceptable timeline, and building a solid relationship with them. He will also be coordinating with the sales team and operations team for collecting accurate data. Ensuring proper security creation process for all secured loans Ensuring that all KYC guidelines issued by RBI from time to time have been adhered to Interacting with customers, assessing the applications, and ensuring that credit parameters have been adhered to Relationship Management: Coordinating with the sales and relationship managers for ensuring proper documentation and rectifying any audit queries Analytical skills and ability to process data on computer spreadsheets Comfortable in assessing clients without access to audited financials Deep understanding of risk and its various dimensions like operational risk, credit risk, market risk, etc Willingness and ability to travel within the city.

To underwrite and manage the portfolio in assigned branch/location Responsibilities : Review and assess a broad range of complex loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities. Under write proposals as per the laid down policies & procedure to honor the agreed SLAs and manage city/area business volumes. Conduct personal discussion with customers to establish credit worthiness and ensure completion of credit/KYC documents and verification- telephonic, field & collateral visits. Assess income to obligation ratios, in depth knowledge of rational behind calculation of ratios and its impact on loan performance during the loan tenure. Maintain Portfolio MIS, Delinquency MIS and other operations related MIS of the cluster and regularly reporting the same. Build and facilitate the best outcomes for clients by building and leveraging effective relationships with third parties Take ownership of client queries and use industry knowledge and experience to overcome challenges and solve problems Exceed service quality standards and strive for continuous process improvement Undertake critical review of the credit proposals with a view to bring out the industry, business, financial, management and facility structure risk contained in the credit proposal. Ensure collateral and other credit risk mitigation to facilitate the approving authority to take decision on the credit proposal. Enable quick turnaround time of credit lending proposals for the business in close liaison with the sales team. Undertake ongoing review of the credit exposures to ensure that the exposure continues to be bankable. Facilitate critical review and documentation of the proposals and effectively monitor the client & collateral creditworthiness from the pre-sanction to post disbursement phase & undertaking steps for risk mitigation, whenever required, while ensuring adherence to legal & documentation norms & policies Manage the credit underwriting function of his/her branch and facilitate quick turnaround of credit lending proposals for the branch in close liaison with the local credit analysts and sales team. Educational Qualification: Post Graduate/ Graduate in any discipline

Job Posting Title: Credit Risk Analyst Location: Thane What does a successful Candidate do at FISERV ? A self-starter, to perform tasks with autonomy and make decisions. An analytical mindset to learn and understand different business models and assess the potential risks Collaborate with internal and external stakeholders to drive the consensus on risk approach What will you do: Credit Risk Analyst role is an APAC level role which will include markets like India, Australia, South East Asia (HK, Singapore, Malaysia) Perform credit analysis and underwriting for prospective accounts Review credit history to assess credit worthiness of new prospective clients. Ensures a balanced risk and revenue trade-off consistent with credit policy and loss target expectations. Apply credit risk guidelines, policies and procedures in letter and spirit. Also conduct periodic reassessment of the policies and procedures based on the industry trends and portfolio performance. Manage the existing key merchant/partner portfolio to analyse/mitigate potential risk on periodic basis. Monitor operational performance on accounts and make a real time decision with respect to the potential risk/mitigants on the relationships Investigations include the gathering of data from various sources & systems and interpreting the data to manage the risk. What will you need to know: Ability to understand and evaluate financial statements comprehensively Ability to apply risk management concepts; collect and analyse exposure and loss data, respond efficiently and effectively to internal and external requests. A successful analyst must have the ability to work in a fast-paced environment, be able to make real time / accurate decisions and manage/mitigate potential risks in the portfolio Role needs good verbal and written communication skills to manage internal stake holders and external stake holders i.e. business team, legal team, compliance team and customers. Time management skills well as good negotiation ability is must. What would be great to have: Background in payment industry or fintech company Data analytics Prior experience in risk management

Position Purpose The Private Capital Loan Cash Instruction Officer plays a critical role in the Private Capital Loan Solutions setup. The role will require technical expertise in processing and reviewing cash instructions with respect to PC Loan Solutions services delivered to the BNP Paribas client base. The role is responsible for the output and service delivery of the PC Loan Solutions team and will include the provision of technical expertise for all middle office and back office activities. This role will focus on the delivery of daily processing Loan cash settlement instructions (as ClearPar funding memo statement issued by a dedicated platform) received via a secured channel (e.g. CIDD) As part of the loan purchase activity, accepting cash instructions (funding memos) via a secured channel will enhance our service offering, making it more attractive to clients and aligning with market standards. Missions: Private Capital Loan Cash Instruction Officer is the privileged interlocutor to receive and process Loan cash instruction in the context of Loan trades. The corner stone of this activity is the correct cash processing performed on timely manner to respect the relevant cut off or SLA commitment. Private Capital Loan Cash Instruction Officer will have to deal with PC Loan Solutions Officer and be exposed to loan industry, providing the possibility to expand the knowledge of all team members. Primary Role Responsibilities The operational responsibility will include the review and delivery of the following activities: Process client instructions by analysing, validating and implementing those instructions. Performed call back for sensitive instructions when relevant. Identify and advise on any exceptional or irregular situations and put in place corrective measures in line with management validation. Manage email inboxes, phone calls and follow-up of requests from clients or internal teams. Extract the relevant information from systems and perform proper reconciliation of all details, while verifying documentation received and forwarding to relevant processing team (when applicable). Follow-up on set-ups and fill in the corresponding files/systems with relevant data. Management and monitoring of client or counterparty claims via internal workflow tools (value date adjustment, return of funds, etc.) Client testing follow-up - ensure that swift messages are properly integrated into systems when new clients are onboarded, or when new services are being introduced. Confirm that the checklist tasks are done and updated in accordance with the client's specificities. Advanced instruction monitoring Check and monitor failed instructions and provide the correct update to clients / Private Capital Loan Solutions Officer, including follow-up on client's instructions blocked by teams working in Credit Risk. Use with the relevant channel of communication for the corresponding risk Fully understand the association between cash incoming message, type of process (cash processing / compliance / risk), and team in charge. Control framework In close collaboration with local and regional management, the senior Loan Cash Instruction Officer will also ensure: Maintenance of local procedure to (i) comply with business requirement, (ii) in the scope of streamlining existing process Completeness and challenge of control framework and maintenance KPI Behavioral Skills: Ability to collaborate / teamwork o Brainstorm in group to define the best course of action. o Allocate tasks according to the group decision. Accuracy: o Implement preventive actions to avoid issues. o Follow up on to do list for the team. Ability to deliver on time / Results driven o Ensure to meet the agreed deadline. o Ensure that the outcome is always in line with the agreed expectation. Client focus: o Ensure to achieve internal and external client satisfaction. o Understand clients issues and propose solutions. Problem solving skills o Review and analyze different aspects related to a topic in a critical manner. o Make appropriate decisions based on the analysis. Proactivity o Undertake the relevant measures within the best timing. o Access action to perform ahead any issue Transversal Skills: Ability to understand, explain and support change o Ensure timely analysis o Provide with clear communication to stakeholders Ability to manage a project o Set priorities and adapt them when needed. o Action and methodically monitor progress by coordinating activities and allocate resources efficiently. Ability to develop and adapt a process o Modify any operational process to mitigate risk and/or gain efficiency Technical skills: o Advanced Excel knowledge o Considered as an asset: Neolink, Connexis, ClearPar, Sentry or equivalent Specific Qualifications (if required) Masters degree Relevant experience: Minimum of 2 years in cash processing Knowledge of cash network and Swift MT 103 / 202 Related alternative investment experience (Private debt / loans) within the financial services industry preferred Skills Referential Behavioural Skills : (Please select up to 4 skills) Ability to collaborate / Teamwork Ability to deliver / Results driven Decision Making Client focused Transversal Skills: (Please select up to 5 skills) Ability to develop and adapt a process Ability to inspire others generate people's commitment Ability to develop others improve their skills Ability to manage / facilitate a meeting, seminar, committee, training Ability to develop and leverage networks Education Level: Master Degree or equivalent Experience Level At least 10 years Other/Specific Qualifications (if required) Top Tier MBA graduates / Bachelor of Commerce graduates preferred

Position Purpose The Collateral Management IT department comprises of project managers, BAs and developers who are assigned specific projects. Predominately the team is located in Mumbai but has part of its BA, development team in London and NY. The candidate will join the Collateral Management IT team working as a Business Analyst BA requirement is within Collateral IT Domain. Collateral Domain is structured with following main streams of development, initiated project can be managed by any of the below listed stream 1. Third party Collateral Management System 2. Clearing Stream 3. Bilateral phased maintenance team 4. Regulatory stream The successful candidate will be expected to significantly contribute to the overall success of the project initiated under the project stream Responsibilities Direct Responsibilities 1. Responsible for clearly articulating target business processes and the business requirements and functional design to enable change: Initial Analysis a) Feasibility Studies b) Initial estimations c) Providing proposals, High level Solutions d) Working with project managers to identify target delivery dates 2. Implementation/Post Live Support a) Provide support for new/changed functionality where required b) Producing release notes, user guides/documentation, arranging functional Demos/Trainings 3. Testing Produce and execute Functional Test Packs or provide guidance where required to testing team. Regression Test Pack assessment Organize and manage end user testing where required. Escalation of environment issues preventing progress. 4. Functional Design and Documentation a) Obtaining/clarifying/elaborating business requirements. b) Functional solution design and documentation c) Re-estimation throughout project lifecycle when required. 5. Provide 3rd level support in line with defined Group processes. 6.Robust collaborative relationship with stakeholders 7.Key attitude /Competencies Delivery focused. Team worker, mentoring of junior Business Analyst Good Communication, engaging and able to work with global teams Ability to make decisions Technical Behavioral Competencies Business knowledge: A strong appreciation of Middle/Back Office functions Trade lifecycle Product knowledge: Interest rates derivatives, Credit Derivatives, Options, Fx options (Knowledge is required more in how these products might be represented in a Front Office, Back office system) An appreciation of Credit Risk framework Collateral Management framework Static data on Securities Market data prices P/L Accounting Regulatory initiatives such as Dodd Frank, EMIR, Clearing Required Business Analysis skills in IT system design IT system design and testing: Interfaces between systems (FO feeding Back offices, Back offices feeding settlement and Collateral systems, Collateral systems feeding external systems such as Trioptima, Acadiasoft, Clearing houses ) Good understanding of data flowing between systems throughout the trade life cycle. . Experience working in agile model . Essential technical skills: Experience with understanding complex systems, analyzing and resolving issues and writing functional and technical specifications, and test plans. Experience in coordinating a dispersed set of stakeholders (functionally and geographically) Experience with having organized and conducted all types of testing in a Banking environment. Experience with structured project methodology. Understanding of business analysis and systems analysis Experience in drafting test plans, test scenario and test cases Experience in executing functional testing Knowledge of analysis methodologies like entity-relation modelling, use cases, process / transformation analysis Be able to demonstrate an understanding of how business processes have been implemented and how data flows through those processes. Ability to be able to represent a data flow and system process into a Visio diagram for presentation purposes to stakeholders Ability to work with technology to assist with analysis eg SQL A good knowledge of Excel, MS word, Visio, PowerPoint is required. Essential personality skills: Good interpersonal and communications skills to work effectively with representatives of a diverse range of departments located in various sites and locations (Collateral Management Operations, IT, Credit Risk, Market Risk) and within various business lines (mainly Fixed Income, Equity Derivatives). Must be able to demonstrate that he/she can communicate well in writing and orally and manage relationships. Being able to work under pressure, in a challenging environment, and to deal with confrontational situations. Able to negotiate, to convince and find consensus. Pro-active in rearranging his/her priorities and solving issues where requested. Being prepared to work long hours when necessary. Has to be hands on, rigorous and methodical. Specific Qualifications (if required) Skills Referential Behavioural Skills : Ability to deliver / Results driven Decision Making Client focused Communication skills - oral written Transversal Skills: Analytical Ability Ability to understand, explain and support change Ability to develop and adapt a process Ability to manage / facilitate a meeting, seminar, committee, training Ability to develop and leverage networks Education Level: IT Experience in investment banking domain B.Tech/B.E or MBA(Finance) Experience Level At least 8 years Other/Specific Qualifications (if required)

Regulatory Reporting / Credit Risk SAS 3+ years Summary We are seeking a detail-oriented and technically skilled Regulatory Reporting Analyst with strong expertise in SAS, Excel, and VBA. This role involves managing credit risk reporting processes, conducting impairment and stress testing analyses, and ensuring compliance with regulatory standards. Ideal candidates will have experience in the credit risk domain and the ability to optimize and automate large-scale reporting solutions. Location Pune, Bangalore, Gurgaon Your Future Employer A leading global financial institution offering excellent career growth opportunities and a collaborative work environment that values innovation, compliance, and operational excellence. Responsibilities Manage ledger entries and ensure accurate financial data for regulatory submissions. Conduct impairment analysis and provide insights on credit risk exposure. Perform stress testing and forecasting to evaluate risk under various economic scenarios. Optimize, automate, and maintain regulatory reports using SAS and Excel (VBA). Collaborate with internal stakeholders to gather requirements and deliver insightful, compliant reporting solutions. Requirements Minimum 3 years of experience in regulatory reporting, credit risk, or a related analytical domain. Strong hands-on expertise in SAS, Excel, and VBA for data analysis and automation. Sound understanding of credit risk concepts including impairment, forecasting, and stress testing. Excellent analytical thinking and attention to detail in working with large datasets. Bachelor's degree in Finance, Economics, Statistics, or a related field; advanced certifications are a plus. What is in it for you Competitive compensation package up to INR 30 LPA Work on strategic regulatory initiatives within a global setup Exposure to complex datasets and cross-functional collaboration Opportunity to develop domain expertise in credit risk and compliance reporting Fast-paced, performance-driven work culture with global learning opportunities Reach us – If you feel this opportunity is well aligned with your career progression plans, please feel free to reach out to me with your updated profile at radhika.agrawal@crescendogroup.in Disclaimer – Crescendo Global is specializes in Senior to C-level niche recruitment. We are passionate about empowering job seekers and employers with an engaging memorable job search and leadership hiring experience. Crescendo Global does not discriminate on the basis of race, religion, color, origin, gender, sexual orientation, age, marital status, veteran status, or disability status. Note – We receive a lot of applications on a daily basis, so it becomes a bit difficult for us to get back to each candidate. Please assume that your profile has not been shortlisted in case you don't hear back from us in 1 week. Your patience is highly appreciated. Scammers can misuse Crescendo Global’s name for fake job offers. We never ask for money, purchases, or system upgrades. Verify all opportunities at www.crescendo-global.com and report fraud immediately. Stay alert! Profile Keywords Crescendo Global, Jobs in Mumbai, Jobs for Regulatory Reporting Analyst, Credit Risk Jobs, SAS Reporting Jobs, Financial Analyst Roles, Excel VBA Jobs, Risk Reporting Careers, BFSI Reporting Jobs, Regulatory Compliance Jobs, Analyst Jobs in India, Credit Risk Reporting Jobs

Tasks and Responsibilities: Design and maintain high-quality technical solutions for Risk and Marketing data while collaborating with stakeholders to address emerging business challenges. Identify and resolve data/process issues, anticipate trends and highlight the shortcomings in the data processing steps Develop SAS codes using advanced SAS to execute marketing and risk fraud strategies Develop SQL scripts to be executed during production deployments on SQL server Develop Python notebooks for User Acceptance Testing and System Integration Testing Day to day task include creating python notebooks for data validations, data analysis and data visualization, creating SAS jobs using advanced SAS concepts, creating automated SQL scripts Create python scripts to automate manual data processing tasks, combine multiple code snippets into single python notebooks Required Skills and Qualifications: 3-5 years of experience as SAS, SQL and Python developer with strong hands on experience Good hands-on experience in SAS programming. SAS Certified associates preferred. In-depth knowledge of Python software development, including frameworks, tools, and systems (NumPy, Pandas, SciPy, PyTorch, etc.) Hands on experience in writing SQL queries to fetch data from Microsoft SQL Server Excellent analytical and problem-solving skills Excellent communication skills and client management skills Good to have experience in base SAS/Intermediate SAS

Independently validate credit risk models (PD, LGD, EAD, Scorecards, IFRS 9/CECL, Basel) to ensure accuracy, robustness, and regulatory compliance. Assess model assumptions, methodologies, and performance metrics (AUC, KS, PSI, backtesting). Review model documentation and challenge conceptual soundness per Basel, SR 11-7, IFRS 9, and CCAR guidelines. Role & responsibilities Preferred candidate profile looking for immediate joiners only

About the Role At Lendingkart we are looking for individuals who will be assisting the Credit Risk Head & CRO in active portfolio management strategies, including collections strategy. Some high level things you would own but not limited to: 1. Undertaking data analytics of LKs credit portfolios and providing weekly, monthly and quarterly credit risk reporting over the health and composition of the book to the management. This involves collaborating with the internal data science, finance & other teams as may be required. 2. Identify more meaningful ways to analyze and present insights and highlight the risks in the credit portfolios, including early stress build up, EWS, triangulation with external data sources, if any. 3. Develop recommendations to adjust credit policies by utilizing statistical scoring, segmentation and simulation techniques. 4. Documentation of various monitoring reports, portfolio/policy changes with rationale and data. 5. Manage Risk Appetite metrics What you would possess already: 1. A minimum of 8-10 years of experience, in NBFCs & FinTech’s in Credit Risk Analytics & Portfolio Management/Reporting. 2. Hands-on experience & ability to work as an individual contributor in carrying out statistical analysis using appropriate software and statistical programming languages e.g. Excel, SQL, Python, Power BI etc. 3. The ability to conduct complex risk analyses and provide senior management with business insights of portfolio quality and product and portfolio trends, and portfolio performance. 4. Strong communication skills (written and oral) . 5. Working experience in running projects within the Portfolio Management space which may include system changes, IFRS ECL implementation etc.

We are looking for a highly skilled and experienced Field Risk Officer to join our team at Equitas Small Finance Bank. Roles and Responsibility Conduct thorough risk assessments and analyses to identify potential threats to the organization. Develop and implement effective risk mitigation strategies to minimize losses. Collaborate with cross-functional teams to ensure compliance with regulatory requirements. Monitor and report on key performance indicators (KPIs) related to risk management. Provide expert guidance on risk-related matters to stakeholders. Stay up-to-date with industry trends and developments in risk management. Job Requirements Strong understanding of risk management principles and practices. Excellent analytical and problem-solving skills. Ability to work effectively in a fast-paced environment. Effective communication and interpersonal skills. Strong attention to detail and organizational skills. Experience working with financial institutions or similar organizations is preferred.

We are looking for a highly skilled and experienced Credit Manager to join our team at Equitas Small Finance Bank. Roles and Responsibility Manage and oversee the credit function, ensuring compliance with regulatory requirements and internal policies. Develop and implement effective credit risk management strategies to minimize losses. Conduct thorough credit assessments and provide recommendations on loan approvals or denials. Collaborate with cross-functional teams to ensure seamless credit processing and disbursement. Monitor and analyze credit portfolio performance, identifying areas for improvement and implementing corrective actions. Ensure adherence to all relevant laws, regulations, and industry standards related to credit management. Job Requirements Strong knowledge of credit underwriting principles, including credit scoring and risk modeling. Experience working with affordable housing products, such as home loans and LAP. Excellent analytical and problem-solving skills, with the ability to interpret complex data sets. Effective communication and interpersonal skills, enabling strong collaboration with stakeholders. Ability to work in a fast-paced environment, meeting deadlines and delivering high-quality results. Proficiency in credit management systems and software applications, with strong technical skills.

As a Credit Risk Analyst , the role encompasses analyzing and appraising the companies along with assessing risks and highlighting the same to the senior management. We are looking for someone with experience in financial analysis with basic understanding of accounting standards. Strong numeracy, analytical and research skills. You will be responsible for review of project/concession agreement(s) entered into with state level/central authorities. (applicable in Infrastructure Risk) Key Responsibilities Risk Analysis Credit risk analysis and assessment of credit proposals across industries. Appraising credit risk involved in proposed transaction and assigning internal credit rating for the company and the banking facilities proposed. Draft and Review Review of project/concession agreement(s) entered into with state level/central authorities. (applicable in Infrastructure Risk). Credit monitoring and project progress reviews (applicable in Infrastructure Risk). Articulating risk views at sanctioning forums. Articulation/presentation of credit analysis to senior management within CRMG. Knowledge on Regulations Familiarity/knowledge of RBI Circulars pertaining to asset classification, project under implementation, large exposure framework and updates on Master Circular issued every year in July of each year. Stakeholder Management Interfacing with other support groups such as Legal, Compliance and Credit Monitoring teams. Analyzing and appraising the companies along with assessing risks and highlighting the same to the senior management. Qualifications & Skills Educational Qualification Chartered Accountant, MBA Finance IT Competence with proficiency in MS Office Word, Excel (including financial modelling) and Power Point

We are looking for a highly skilled and experienced Relationship Manager to join our team at Equitas Small Finance Bank. Roles and Responsibility Manage relationships with existing clients to ensure timely repayment of loans and maintain high customer satisfaction. Identify new business opportunities through networking and referrals to expand the client base. Conduct thorough credit assessments and provide personalized solutions to meet client needs. Develop and implement effective sales strategies to achieve monthly targets. Collaborate with internal teams to resolve customer complaints and issues promptly. Maintain accurate records of client interactions and transactions. Job Requirements Proven experience in Micro Finance, preferably in MLAP, with a strong understanding of financial products and services. Excellent communication and interpersonal skills are required to build strong relationships with clients and colleagues. Strong analytical and problem-solving skills are necessary to assess credit risk and provide effective solutions. Ability to work in a fast-paced environment and meet deadlines while maintaining attention to detail. Proficiency in using technology and software applications to manage client data and transactions. Strong knowledge of banking regulations and compliance requirements is essential.

We are looking for a highly skilled and experienced Credit Analyst to join our team at Equitas Small Finance Bank. Roles and Responsibility Conduct thorough credit analyses and assessments to determine client creditworthiness. Develop and maintain relationships with clients to understand their financial needs and provide tailored solutions. Collaborate with cross-functional teams to identify and mitigate potential risks associated with credit lending. Analyze market trends and competitor activity to stay informed about industry developments. Prepare comprehensive reports and presentations to communicate findings and recommendations to stakeholders. Stay up-to-date with regulatory changes and industry best practices to continuously improve credit analysis processes. Job Requirements Strong understanding of credit cards, credit, and underwriting principles. Excellent analytical and problem-solving skills, with attention to detail and the ability to interpret complex data. Effective communication and interpersonal skills, enabling strong relationship building with clients and colleagues. Ability to work in a fast-paced environment and meet deadlines while maintaining high-quality standards. Proficiency in relevant software applications and systems, with the ability to learn new technologies quickly. Strong knowledge of the BFSI industry, including current trends and regulatory requirements.

We are looking for a highly skilled and experienced Relationship Manager to join our team at Equitas Small Finance Bank. Roles and Responsibility Manage relationships with existing clients to ensure timely repayment of loans and maintain high customer satisfaction. Identify new business opportunities through networking and referrals to expand the client base. Conduct thorough credit assessments and provide personalized solutions to meet client needs. Develop and implement effective sales strategies to achieve business targets. Collaborate with internal teams to resolve customer complaints and issues promptly. Maintain accurate records of client interactions and transactions. Job Requirements Proven experience in Micro Finance, preferably in MLAP, with a strong understanding of financial products and services. Excellent communication and interpersonal skills are required to build strong relationships with clients and colleagues. Strong analytical and problem-solving skills are necessary to assess credit risk and provide effective solutions. Ability to work in a fast-paced environment and meet deadlines while maintaining attention to detail. Proficiency in using technology and software applications to manage client data and transactions. Strong knowledge of banking regulations and compliance requirements is essential.

We are looking for a highly skilled and experienced Credit Officer to join our team at Equitas Small Finance Bank. Roles and Responsibility Manage and process credit applications efficiently. Conduct thorough credit assessments and risk analyses. Develop and maintain relationships with clients to understand their financial needs. Collaborate with internal teams to ensure seamless credit operations. Monitor and report on credit portfolio performance and risk management. Identify opportunities to cross-sell and upsell relevant products and services. Job Requirements Strong knowledge of credit underwriting principles and practices. Excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet deadlines. Proficiency in credit software and systems. Strong analytical and problem-solving skills. Experience in managing credit portfolios and identifying risks. A graduate or postgraduate degree is required.

We are looking for a highly skilled and experienced Credit Manager to join our team at Equitas Small Finance Bank. Roles and Responsibility Manage and oversee the credit function, ensuring compliance with regulatory requirements and internal policies. Develop and implement effective credit risk management strategies to minimize losses. Conduct thorough credit assessments and provide recommendations on loan approvals or denials. Collaborate with cross-functional teams to ensure seamless credit processing and disbursement. Monitor and analyze credit portfolio performance, identifying areas for improvement and implementing corrective actions. Ensure adherence to all relevant laws, regulations, and industry standards related to credit management. Job Requirements Strong knowledge of credit underwriting principles, including credit scoring and risk modeling. Experience in managing large volumes of data and providing actionable insights to stakeholders. Excellent analytical and problem-solving skills, with the ability to interpret complex financial data. Effective communication and interpersonal skills, enabling strong collaboration with diverse teams. Ability to work in a fast-paced environment, meeting deadlines and delivering high-quality results. Proficiency in Microsoft Office applications, particularly Excel, Word, and PowerPoint.

To underwrite and manage the portfolio in assigned branch/location 1. Review and assess a broad range of complex loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities. 2. Under write proposals as per the laid down policies & procedure to honor the agreed SLAs and manage city/area business volumes. 3. Conduct personal discussion with customers to establish credit worthiness and ensure completion of credit/KYC documents and verification- telephonic, field & collateral visits. 4. Assess income to obligation ratios, in depth knowledge of rational behind calculation of ratios and its impact on loan performance during the loan tenure. 5. Maintain Portfolio MIS, Delinquency MIS and other operations related MIS of the cluster and regularly reporting the same. 6. Build and facilitate the best outcomes for clients by building and leveraging effective relationships with third parties 7. Take ownership of client queries and use industry knowledge and experience to overcome challenges and solve problems 8. Exceed service quality standards and strive for continuous process improvement 9. Undertake critical review of the credit proposals with a view to bring out the industry, business, financial, management and facility structure risk contained in the credit proposal. 10. Ensure collateral and other credit risk mitigation to facilitate the approving authority to take decision on the credit proposal. 11. Enable quick turnaround time of credit lending proposals for the business in close liaison with the sales team. 12. Undertake ongoing review of the credit exposures to ensure that the exposure continues to be bankable. 13. Facilitate critical review and documentation of the proposals and effectively monitor the client & collateral creditworthiness from the pre-sanction to post disbursement phase & undertaking steps for risk mitigation, whenever required, while ensuring adherence to legal & documentation norms & policies 14. Manage the credit underwriting function of his/her branch and facilitate quick turnaround of credit lending proposals for the branch in close liaison with the local credit analysts and sales team. Post Graduate/ Graduate in any discipline

We are looking for a highly skilled and experienced Relationship Manager to join our team at Equitas Small Finance Bank. Roles and Responsibility Manage relationships with existing clients to ensure timely repayment of loans and maintain high customer satisfaction. Identify new business opportunities through networking and referrals to expand the client base. Conduct thorough credit assessments and provide personalized solutions to meet client needs. Develop and implement effective sales strategies to achieve monthly targets. Collaborate with internal teams to resolve customer complaints and issues promptly. Maintain accurate records of client interactions and transactions. Job Requirements Proven experience in Micro Finance, preferably in MLAP, with a strong understanding of financial products and services. Excellent communication and interpersonal skills are required to build strong relationships with clients and colleagues. Strong analytical and problem-solving skills are necessary to assess credit risk and provide effective solutions. Ability to work in a fast-paced environment and consistently meet sales targets. Knowledge of banking regulations and compliance requirements is essential. Experience working with small finance banks or similar institutions is preferred.

We are looking for a highly skilled and experienced Relationship Manager to join our team at Equitas Small Finance Bank. Roles and Responsibility Manage relationships with existing clients to ensure timely repayment of loans and maintain high customer satisfaction. Identify new business opportunities through networking and referrals to expand the client base. Conduct thorough credit assessments and provide personalized solutions to meet client needs. Develop and implement effective sales strategies to achieve monthly targets. Collaborate with internal teams to resolve customer complaints and issues promptly. Maintain accurate records of client interactions and transactions. Job Requirements Proven experience in Micro Finance, preferably in MLAP, with a strong understanding of financial products and services. Excellent communication and interpersonal skills are required to build strong relationships with clients and colleagues. Strong analytical and problem-solving skills are necessary to assess credit risk and provide effective solutions. Ability to work in a fast-paced environment and consistently meet sales targets. Knowledge of regulatory requirements and compliance procedures is essential. Proficiency in using technology and software applications to manage client data and transactions.

We are looking for a highly skilled and experienced Credit Officer to join our team at Equitas Small Finance Bank. Roles and Responsibility Manage and analyze credit data to determine client creditworthiness. Develop and implement effective credit risk management strategies. Conduct thorough credit assessments and provide recommendations. Collaborate with cross-functional teams to achieve business objectives. Monitor and report on credit portfolio performance and risks. Identify opportunities to improve credit processes and procedures. Job Requirements Strong knowledge of credit principles, practices, and regulations. Excellent analytical, communication, and problem-solving skills. Ability to work effectively in a fast-paced environment and meet deadlines. Proficiency in credit software and systems. Strong understanding of financial markets and economic trends. Experience working with small and medium enterprises is preferred.

We are looking for a highly skilled and experienced Receivable Executive to join our team at Equitas Small Finance Bank. Roles and Responsibility Manage and oversee the receivables process to ensure timely payments and minimize bad debts. Develop and implement effective strategies to improve receivables management and reduce credit risk. Collaborate with cross-functional teams to resolve customer complaints and disputes. Analyze and report on receivables performance metrics to identify areas for improvement. Ensure compliance with regulatory requirements and internal policies related to receivables management. Provide excellent customer service to clients and stakeholders regarding receivables-related issues. Job Requirements Strong knowledge of financial concepts, including accounting, finance, and economics. Experience in managing receivables operations, preferably in the BFSI industry. Excellent communication, interpersonal, and problem-solving skills. Ability to work in a fast-paced environment and meet deadlines. Proficiency in MS Office and other relevant software applications. Strong analytical and reporting skills, with attention to detail and accuracy.