1409 Credit Risk Jobs - Page 37

Asset Based Finance RequirementExperience in vehicle & commercial loan processing, drafting the contract, payout processing and sound knowledge of KYC, onboarding (UBO & Related parties), credit underwriting and governance. Experience3 to 4 years of experience in end-to-end loan processing, contracting, loan documentation and stakeholder interaction Responsibilities Experience with Vehicle loan, commercial loan, and lending operation. Should have in depth understanding in loan origination, onboarding, and documentation. Experience in credit spreading and governance. Should have sound understanding of drafting loan contracts and preparing payment structure as per customer requirement. Should have sound understanding of credit risk governance and underwriting. Should have sound knowledge of payout processing and documentation. Should be good with numbers and knowledge to prepare MIS. Should be quick and proactive in responding to customer queries. Experienced in dealing with client stake holders is a must. Mandatory Skills: Investment Banking(CLM). Experience1-3 Years.

: UL SYSTEMS AND CONTROLS INDIA PVT LTD Position Title : Commercial Controller Department : Finance Reporting To : Business Head. Location : Handewadi, Pune Experience : 6-7 Years Qualification : Bachelor s degree in finance, accounting, or a related field Skills Required Excellent analytical skills with the ability to evaluate financial information, perform risk assessments and make informed credit decisions. Exceptional communication and negotiation skills to interact with internal teams and external stakeholders as well as the ability to build rapport & effectively resolve conflicts. Strong time management and organizational skills with the ability to prioritise tasks and meet deadlines. Should have experience or work experience in the tender business. (Documentation part) Should have legal knowledge (Like should be able to read and understand the agreements) Should have knowledge of finance/accounting KRAs Financial review of proposals, contracts and invoices. Perform financial review of Major Projects Perform and present cashflow reviews on major projects. Track performance against the original bid, performance versus budget and performance versus forecast. Collaboration with group and site finance teams. Inputs for budget and forecast records. Conduct regular credit reviews and reassess credit limits based on payment history and changes in creditworthiness Supports Financial audits and provides recommendations for procedural improvements. Generating regular reports on accounts receivable, collections and credit risk to management, highlighting areas of concern or improvement opportunities. Embodying our company values, which are: be reliable, be caring, be transparent and be welling. Job Features Job Category Accounts Company Name: UL Group of Companies. Branch: UL SYSTEMS AND CONTROLS INDIA PVT LTD Position Title: Commercial Controller Department: Finance Reporting To: Business Head. Location: Handewadi, Pune Expe... Commercial Controller - UL Group Company Name : UL Group of Companies. Branch : UL SYSTEMS AND CONTROLS INDIA PVT LTD Position Title : Commercial Controller Department : Finance Reporting To : Business Head. Location : Handewadi, Pune Experience : 6-7 Years Qualification : Bachelor s degree in finance, accounting, or a related field Skills Required Excellent analytical skills with the ability to evaluate financial information, perform risk assessments and make informed credit decisions. Exceptional communication and negotiation skills to interact with internal teams and external stakeholders as well as the ability to build rapport & effectively resolve conflicts. Strong time management and organizational skills with the ability to prioritise tasks and meet deadlines. Should have experience or work experience in the tender business. (Documentation part) Should have legal knowledge (Like should be able to read and understand the agreements) Should have knowledge of finance/accounting KRA s Financial review of proposals, contracts and invoices. Perform financial review of Major Projects Perform and present cashflow reviews on major projects. Track performance against the original bid, performance versus budget and performance versus forecast. Collaboration with group and site finance teams. Inputs for budget and forecast records. Conduct regular credit reviews and reassess credit limits based on payment history and changes in creditworthiness Supports Financial audits and provides recommendations for procedural improvements. Generating regular reports on accounts receivable, collections and credit risk to management, highlighting areas of concern or improvement opportunities. Embodying our company values, which are: be reliable, be caring, be transparent and be welling. No file chosen Please fill our short form and one of our friendly team members will contact you back.

Roles and Responsibilities Manage a team responsible for credit underwriting, analysis, approval, and policy management. Review and analyze credit proposals from various sources (direct, indirect) to assess risk. Conduct thorough credit checks on customers using Cibil data, banking statements, income documents, etc. Develop expertise in commercial vehicle loans, fleet credit, used car loans, four wheeler loans, retail assets, auto finance products. Ensure compliance with regulatory requirements and internal policies related to credit risk management. Desired Candidate Profile 3-8 years of experience in Credit Management or similar role in NBFCs or banks dealing with Retail Assets/Auto Loans/Commercial Vehicles. CA/MBA/PGDM degree required; relevant certifications like IRDA/NCFM preferred but not mandatory. Strong understanding of Indian financial markets and regulations governing lending activities.

*Designing & developing a risk management framework. *Develop a risk management culture. *Develop various models & report matrices for tracking risk. *Co-ordination with various industry stakeholders, group companies & regulators Package: 55-65 LPA

Salary: 15 to 30 LPA Exp: 3 to 7 years Location: PAN India Notice: Immediate only..!! Key Skills: SQL, Power BI, Credit Risk, risk analytics, MIS, risk reporting Roles and Responsibilities Extract, manipulate, and analyze large datasets from various sources such as Hive, SQL databases, and ETL processes. Develop and maintain dashboards using Tableau to provide insights on banking performance, market trends, and customer behavior. Collaborate with cross-functional teams to identify key performance indicators (KPIs) and develop data visualizations to drive business decisions. Desired Candidate Profile 3-8 years of experience in Data Analytics or related field with expertise in Banking Analytics, Credit risk . Strong proficiency in tools like SQL, Advance SQL knowledge preferred. Experience working with big data technologies like Hadoop ecosystem (Hive), Spark; familiarity with Python programming language required.

Role & responsibilities Key critical role required to be the techno-functional person. Coordinate and embed technical standards, increase the maturity of the team, drive best practices, and ensure quality reliable, robust solutions are driven throughout the engineering team. Take accountability for delivery of systems changes to the assigned POD and drive artifacts delivery as per plan. Provide management support across other Work stream in project as required. Work closely with diverse Business and IT teams & gain a detailed understanding of the Business requirements. Identify solution options and perform solution option evaluations to get the best solution agreed. Supporting IT teams in issue resolution around the agreed solution to ensure that the release schedule remains on track and that functional issues are solved through appropriate, agreed solutions. Embed Agile and Devops practices within the team. Work with the key stakeholders to deliver innovative solutions within the bank. Proactively push team to innovate with ideas to drive the department forward. Ensuring quality of deliverables and code. Establish industry standard practices of code reviews, quality checks etc. Removal of manual processes within the team and automate. Provide solutions for performance tuning of applications and improvement on the same. Proven proactive reporting of issues and follow through to resolution. Familiarity with HSBC Risk-Based Project Management (RBPM) and Agile Project Methodology Experience of working with global distributed team. Innovative and independent thinker Knowledge of effective delivery practices within an agile/scrum delivery cycle Data analysis tool expertise (e.g. SQL knowledge, database tools) Preferred candidate profile 7-10+ years experience in large-scale software development Good to have knowledge of Google Cloud Platform Appreciation of Liquidity, IRR and NCCR reporting (NSFR, LCR, NCCR Capital calculation methodology (STANDARDISED) Credit Risk Mitigation methods (Netting, Collateral) Specialist in-depth experience of investment banking, specifically OTCs, Credit Derivatives, Securities Financing Transactions (Repos and Stock, Borrow, Lending) and Exchange Traded Products is essential. Demonstrable experience of data sourcing, liaising with upstream systems and ensuring end-to-end clarity of requirements across multiple teams Experience within IT/Finance/Risk change delivery programmes/projects is required. Knowledge of SQL Queries. Demonstrable experience in the areas described above in a medium to large software delivery environment. A proven track record of the successful delivery of large-scale projects in previous domains to tight deadlines Excellent interpersonal skills, written and verbal. Effective communication to team members and to senior stakeholders Delivery of releases in an agile delivery environment as well as traditional waterfall delivery High levels of enthusiasm and a desire to deliver the best quality products possible along with maintaining very high service levels. Strong technical skills to fully understand the development process. Perks and benefits

Role & responsibilities Develop, support, and enhance statistical models to predict the risk of credit downgrade and default. Apply expertise in Fixed Income / Credit Risk, including Probability of Default (PD), Loss Given Default (LGD), and other credit risk measures. Analyse and interpret financial instruments, derivatives, and portfolio management principles to improve risk assessment. Utilize Python, SQL, and Excel to work on large datasets, extract insights, and automate data processing workflows. Develop automated processes and tools to improve efficiency and accuracy in data production and risk modelling. Lead Bottom-Up Data Production processes, ensuring effective planning, monitoring, and timely completion of deliverables. Collaborate with key stakeholders including Deal Teams, Execution, Technology, and Risk Reporting to enhance the Quant Credit Infrastructure. Utilize SQL to extract and manipulate data from large-scale databases, ensuring data integrity and accuracy. Manage and optimize project workflows using Asana/JIRA and other project management tools. Preferred candidate profile 5+ years of experience in a project/process management team within the finance domain. Strong knowledge of corporate accounting concepts and financial reporting. Solid understanding of credit risk concepts and downgrade risk assessment. Advanced proficiency in Microsoft Office (Excel, PowerPoint); VBA is a plus. Proven ability to implement Spreading Policy in corporate financials, particularly in SIP and Direct Lending. Strong organizational and analytical problem-solving skills. High attention to detail and persistence in ensuring data quality. Ability to work autonomously with minimal supervision. Intermediate/Advanced SQL skills for database management and data extraction. Python proficiency for automation and model development. Experience in project management tools like Asana, JIRA. Strong academic background with a business-related degree (MBA preferred) CFA certification is a plus.

We are seeking a detail-oriented professional to be part of a newly formed team for credit risk governance. Responsibilities for this role include governance, reporting, working with stakeholders across the enterprise, regulatory support and building capabilities. The incumbent will report to the Manager, Governance in Credit Risk Oversight. Key Responsibilities: Governance o Maintain Credit Risk Management Policy o Maintain credit risk standards, procedures (in collaboration with functional team) and templates (eg: reports, MEMO etc) o Ensure adherence to credit risk board approved plan and findings resolution o Conduct QC checks on 2LOD review reports Reporting o Create the Quarterly Aggregate Credit Risk Assessment Report o Report RAF results and escalations and Control and Compliance (C&C) metrics o MIS reporting to partner teams (eg, findings tracker, Smart Monitoring alert reports) o Perform ad-hoc analytics and reporting on credit findings (eg, finding themes etc) Internal Audit, Regulatory and ERM Support o Coordinate with functional team on IAG and regulatory requests o Coordinate and prepare meeting materials for quarterly interagency meeting o MRA and regulatory recommendation remediation Capabilities o Support the Portfolio Analytics team to develop next generation MIS capability o Collaborate with GRC capabilities team to support Archer and other foundational capabilities o Develop automated tools to write and QC review reports using LLM models Experience and Background: Strong data & analytical skills Able to demonstrate strong knowledge of risk and financial management Good communication and interpersonal skills; able to clearly articulate or interpret technical documents, regulatory guidelines, and complex project requirements in a concise manner to various stakeholders Outstanding multi-tasking and project management skills Superb collaboration and teamwork aptitude, to work with colleagues and stakeholder across various AXP offices globally Self-confident with a strong sense of integrity and the ability and willingness to challenge and be challenged; Strong Microsoft Excel, PowerPoint skills; Extremely high attention to detail Self-starter and enthusiastic attitude Advanced degree in quantitative or a related field

JD Ideal candidate is likely one with 8 years work experience and very data, banking domain focused, especially with regulatory requirement Business requirements analysis Conversion of business reqts to technical user stories Stakeholder management User Acceptance Test team support Credit Risk knowledge Collateral & Valuations general understanding Regulatory knowledge particularly Basel IV(PS9/24) Previous project experience Dynamic work environment - working under tight deadlines & on an agile way Risk, Credit, Business Analyst

Advanced Business Analyst who has profound experience in doing data Analysis using SQL. Knowing SAS/Python is an added advantage. Experience in Credit Risk is MUST Well versed and comfortable in handling Huge Datasets. Good Analytical and problem-solving skills. Should be able to understand the Business terminologies and act as a very good barrier between Business and IT development team. Independently Convert the Business requirements into High level and low-level Solution design. Should be able to support in UT, ST and end-to-end UAT testing. Added advantage in creating functional test cases and validating the results. It is very important to have good communication skills and an agile team player. Minimum 8-10 years of IT experience and minimum 3-4 years of Analyst experience in Credit Risk , overall 5 years of Data Analyst experience Team would be required to assess the current status iof documentation and take it ahead to have full view on documentation, whjich client is expected to take it ahead for ECB approval. Credit, Business Analysis, Risk

JD - Credit Processing Associate Experience : 1 to 2 years of experience in loan processing or credit operations preferred Freshers with good communication and basic banking knowledge can also apply. Job responsibilities: Process loan application as per policy. Maintain file data in Centralized MIS and sales source Check and verify KYC, income and properly documents Coordinate with BC (BSS Microfinance) credit team and sale team Prepare application summary for credit approval. Highlight any risk or mismatch to credit manager Track pending documents and ensure timely follow-up Ensure rejection message are sent to customer and records are maintained Monitor TAT (turnround time) and escalate delays if needed Maintain proper digital and physical file records Skills Required: Knowledge of loan documentation and credit process Familiarity with Sales source and Centralized MIS Good Excel and communication skills Team coordination and follow-up ability

Digital Projects Lead – Credit Cards (M7) About the Role: We are seeking a strategic and innovative Digital Project Lead to lead the end-to-end development and optimization of our Credit Card digital projects. In this role, you'll manage a team of project managers focused on enhancing the digital customer experience, driving adoption, and delivering business growth through our digital initiatives for the business. Key Responsibilities: Product Strategy & Roadmap: Define and own the digital roadmap for the credit card business, aligning with overall business goals and customer needs. Team Leadership: Lead, mentor, and grow a team of project managers for digital projects. Stakeholder Management: Collaborate with marketing, credit risk, operations, compliance, and tech teams to deliver digital projects for the business. Ensure necessary project approvals are procured from all stakeholders. Data & Insights: Use customer insights, analytics, and competitive intelligence to drive feature development and prioritization. Regulatory Compliance: Ensure all digital project initiatives comply with regulatory guidelines and internal policies. Required Skills and Experience The candidate should possess the following attributes: Post Graduate with 10+ years of work experience in banking / financial services / securities in the business process / ORM teams, Experience in credit cards / retail lending processes will be preferable. Experience in driving key projects and digitization processes for business Should possess good communication / interpersonal / problem solving skills and has to be a quick learner.

JD – Credit Manager The key responsibilities of the role will be as follows: Assessment of credit worthiness of potential customers. Structuring & customizing the products to suit the customer’s requirements keeping in mind the risk profile, cash flows and security. Presenting the proposals to Approving authorities Work closely with the Business Team. Responsible for the end to end monitoring of the portfolio Candidate Profile Preferably 3-4 years of experience in Banks / NBFCs in a Credit role Good analytical & managerial skills. Good Communication and proposal writing Skills. Experience in Large Corporate 20 to 25 cr+

Key Responsibilities Credit Assessment : Risk Management : Loan Approval Process : Evaluate loan applications and creditworthiness of applicants based on financial data and other relevant factors. Perform detailed analysis of financial statements, bank statements, and credit reports. Assess repayment capacity and recommend appropriate loan structures. Identify, analyze, and mitigate potential credit risks. Ensure compliance with internal credit policies and regulatory guidelines. Conduct periodic portfolio reviews to identify early warning signals. Coordinate with sales and operations teams for smooth processing of loan applications. Approve or recommend loans within delegated authority limits. Liaise with legal and technical team for finalization.

Role Name: Department Wholesale Banking – Credit Location Mumbai Number of Positions 1 Reporting Relationships VP Position Grade M4/M5 Preparation of Credit Appraisal notes for MNC clients. Discuss with business on Terms and Conditions for risk assessments Discuss with customers for obtention of information for preparation of CRANs. Monitor the accounts based on the terms stipulated by Sanctioning Authority. Prepare Monthly/Quarterly Monitoring Reports for the portfolio. Escalate with action plan for non-compliances. Visit the units and submit inspection reports. Manage and address any escalations related to risk assessments Job : Experience required for the Job3-6 years in Credit Underwriting for Large Corporates. Experience in Pharma sector credit analysis would be preferred (not mandatory). CA / MBA Good verbal, written communication & presentation skills.

Role Name: Department Wholesale Banking – Credit Location Mumbai Number of Positions 1 Reporting Relationships Credit Manager Position Grade M4/M5 Preparation of Credit Appraisal notes for SME clients. Discuss with business on Terms and Conditions for risk assessments Discuss with customers for obtention of information for preparation of CRANs. Monitor the accounts based on the terms stipulated by Sanctioning Authority. Prepare Monthly/Quarterly Monitoring Reports for the portfolio. Escalate with action plan for non-compliances. Visit the units and submit inspection reports. Manage and address any escalations related to risk assessments Job : Experience required for the Job3-6 years in Credit Underwriting for Large Corporates. Experience in Pharma sector credit analysis would be preferred (not mandatory). CA / MBA Good verbal, written communication & presentation skills.

Credit Underwriting & policy Implementation.:- underwriting credit proposals while adhering to credit policies , risk framework & regulatory guidelines. Portfolio Risk Management.:- Monitor delinquency, managing existing portfolio customers, identifying early warning signals for potential NPA’s. Team Management & stakeholder Collaboration.:- alignment with organizational goals, encouraging team work and conducting training with various departments like sales, Operation, Legal & Technical. Compliance & Audit readiness.:- ensure internal credit policies, regulatory norms, internal audit compliance & improvement in credit assessment efficiency. Market and Competitor analysis.:- stay updated on industry trends, competitor strategies, market risk & identify new opportunities for overall growth of location.

We are looking for a highly skilled and experienced Receivable Officer to join our team at Equitas Small Finance Bank. The ideal candidate will have 1-2 years of experience in the BFSI industry, preferably with knowledge of Emerging Enterprise Banking. Roles and Responsibility Manage and oversee the receivables process to ensure timely recovery of outstanding amounts. Develop and implement strategies to minimize non-performing assets (NPA) and improve cash flow. Collaborate with cross-functional teams to resolve customer issues and enhance overall customer satisfaction. Analyze financial data to identify trends and areas for improvement in the receivables process. Ensure compliance with regulatory requirements and internal policies related to receivables management. Provide exceptional customer service by responding promptly to customer inquiries and resolving disputes professionally. Job Requirements Strong understanding of financial concepts, including accounting principles and credit risk assessment. Excellent communication and interpersonal skills, with the ability to work effectively with customers and internal stakeholders. Proficiency in using financial software applications, such as Excel or other relevant tools. Ability to analyze complex financial data and provide actionable insights to support business decisions. Strong problem-solving skills, with the ability to think critically and creatively to resolve challenging issues. Experience working in a fast-paced environment, prioritizing multiple tasks and meeting deadlines.

Skill required: Commercial Banking Operations - Core Banking Designation: Banking Operations New Associate Qualifications: BCom Years of Experience: 0 to 1 years About Accenture Combining unmatched experience and specialized skills across more than 40 industries, we offer Strategy and Consulting, Technology and Operations services, and Accenture Song all powered by the worlds largest network of Advanced Technology and Intelligent Operations centers. Our 699,000 people deliver on the promise of technology and human ingenuity every day, serving clients in more than 120 countries. Visit us at www.accenture.com What would you do We help clients address quality and productivity issues, keep pace with customer expectations, navigate regulatory and operational pressures and ensure business sustainability by transforming their banking operations into an agile, resilient operating model.The Corporate banking /Wholesale banking team is responsible for helping clients and organizations processes trade finance transactions by providing superior service delivery to trade customers whilst safeguarding the bank from risks associated with this business.Develop and deliver core banking solutions for the applications that process the essential functions of banks, including account management, interest calculations, cash deposits and withdrawals processing, customer management and product management. What are we looking for Experience in Banking Domain Roles and Responsibilities: In this role you are required to solve routine problems, largely through precedent and referral to general guidelines Your primary interaction is within your own team and your direct supervisor In this role you will be given detailed instructions on all tasks The decisions that you make impact your own work and are closely supervised You will be an individual contributor as a part of a team with a predetermined, narrow scope of work Please note that this role may require you to work in rotational shifts Qualification BCom

Skill required: Insurance Services - Property and Casualty Insurance Designation: Risk Engineering Analyst Qualifications: BE Years of Experience: 3 to 5 years About Accenture Combining unmatched experience and specialized skills across more than 40 industries, we offer Strategy and Consulting, Technology and Operations services, and Accenture Song all powered by the worlds largest network of Advanced Technology and Intelligent Operations centers. Our 699,000 people deliver on the promise of technology and human ingenuity every day, serving clients in more than 120 countries. Visit us at www.accenture.com What would you do Risk Engineering provides guidance on risk mitigation for multiple disciplines and occupancies. The objective is to enable global property underwriters to make more informed underwriting decisions.The team performs the risk assessment of various commercial and industrial occupancies from a property insurance loss prevention perspective in support of global Account Engineers and Underwriters. The types of risk include large variety of occupancies like commercial and residential real estate, hospitals, hotels, IT parks, shopping and other service-oriented occupancies as well as all industrial manufacturing occupancies. What are we looking for Engineering graduate with strong engineering foundation in any of the core Mechanical, Chemical, Electrical and Civil engineering disciplines with 1-5 years of experience.Should be able to understand basic engineering equipment terminology, technical specification etc.Eye for details with strong analytical, problem solving skills and good understanding of basic MS toolsPrior experience in data migration/analysis and MIS will be preferredExcellent interpersonal, written and verbal communications skills as the activity involves frequent interaction with onshore partners Roles and Responsibilities: Perform risk assessments of various Commercial occupancies from a Property Insurance Loss Prevention perspective in support of Global Account Engineers and Underwriters.The risk assessments will be completed by conducting an analysis of submitted values, as well as various construction, protection and occupancy features which would be determined through the receipt of loss prevention survey reports from a variety of sources.The candidate must be able to interpret these reports and be able to translate the information into risk quality ratings and fire/Nat Cat loss estimates following company guidelines and utilizing available tools and utilities. Qualification BE

Evaluate model development data quality, methodology Perform proper documentation Conduct in-depth analysis of large data sets and support the review and maintenance process of relevant models and model validation documentation. Required Candidate profile 2+ years experience in model development or model validation experience in the retail section of a U. S. financial services/banking hands-on and proven experience utilizing Python, Spark , SAS, SQL,

About Bluevine Bluevine is transforming small business banking with innovative solutions like checking, lending, and credit all tailored to help entrepreneurs thrive. With best-in-class technology, advanced security, and a deep understanding of the small business community, we re empowering entrepreneurs to grow with confidence. Backed by leading investors like Lightspeed Venture Partners, Menlo Ventures, 83North, and Citi Ventures, we ve been supporting SMBs since 2013, serving over 500,000 customers nationwide and growing a dynamic global team of 500 people. Our missionTo fuel small businesses with the financial tools they need to succeed. At Bluevine, you ll be part of a collaborative, fast-paced team that s reshaping the future of banking. Ready to make an impact This is a hybrid role . At Bluevine, we pride ourselves on our collaborative culture, which we believe is best maintained through in-person interactions and a vibrant office environment. All of our offices have reopened in accordance with local guidelines, and are following a hybrid model. In-office days will be determined by location and discipline. ABOUT THE ROLE: The successful candidate will be responsible for underwriting loans in accordance with the company s policy and risk appetite while maintaining focus on risk tolerance, growth, and profitability objectives. This position requires a high level of technical expertise, sound judgment and attention to detail with the ability to analyze complex information to assess credit risk, create appropriate loan structures, and ensure compliance with applicable regulations, credit policy/ procedures, in an effort to mitigate loss, delinquency and overall risk. What youll do Underwrite Small business loan applications in accordance to company s policy and procedures Analyze application data including financial statements, bank statements, tax returns and business and personal credit reports Determine Credit worthiness and structure loans within established guidelines and expectations Additional tasks and projects as assigned by manager What we look for Small Business Lending experience required, solid credit fundamentals in a commercial environment. Formal credit training a plus 2+ years of Underwriting experience working in a Commercial underwriting role at a FinTech/bank/financial institution Bachelor s degree in Finance, Accounting, Economics or related field preferred Collaborative mindset and strong communication skills Detail oriented individual with strong analytical skills #LI-MS1 #LI-Hybrid Benefits & Perks Excellent group health coverage and life insurance Stock options Hybrid work model Meal allowance Transportation assistance (terms and conditions apply) Generous paid time off plan, Holidays Company-sponsored mental health benefits Financial advisory services for both short- and long-term goals Learning and development opportunities to support career growth Community-based volunteering opportunities

Risk Analyst-Counterparty Credit Risk is responsible for assessing, monitoring,reporting on counterparty credit risk exposure across trading activities.working with traders,risk managers,stakeholders to ensure risk is effectively measured & managed

Responsible for Credit underwriting of Rural_ LAP proposals for L&T Finance Ltd. PRINCIPAL ACCOUNTABILITIES: Ensure credit underwriting in line with defined credit policy of Rural_ LAP Business Ensure appropriate judgement is taken on the credit proposals to ensure the quality of portfolio Understand credit policy and processes as well as credit environment Ensure detailed PD is done for all the proposals Further few customers need to be physically visited inline with requirement Ensure the quality of Credit approval note and the Credit approval mails Ensure the TAT for all the proposals is maintained inline with the prescribed standards Ensure the productivity for underwriting proposals is maintained inline with the prescribed standards Ensure all MIS is maintained timely and correctly Contribute to the new project initiatives Qualifications CA/Post-graduate in Finance Functional Skills Attention to Detail, Critical Thinking, Sound Knowledge of Risk Management & Credit, Process Oriented, Time Management Relevant and total years of Experience 3-5 years in an underwriting team of a top tier bank/ NBFC/ fintechs in India.

Responsible for Credit underwriting of Rural_ LAP proposals for L&T Finance Ltd. PRINCIPAL ACCOUNTABILITIES: Ensure credit underwriting in line with defined credit policy of Rural_ LAP Business Ensure appropriate judgement is taken on the credit proposals to ensure the quality of portfolio Understand credit policy and processes as well as credit environment Ensure detailed PD is done for all the proposals Further few customers need to be physically visited inline with requirement Ensure the quality of Credit approval note and the Credit approval mails Ensure the TAT for all the proposals is maintained inline with the prescribed standards Ensure the productivity for underwriting proposals is maintained inline with the prescribed standards Ensure all MIS is maintained timely and correctly Contribute to the new project initiatives Qualifications CA/Post-graduate in Finance Functional Skills Attention to Detail, Critical Thinking, Sound Knowledge of Risk Management & Credit, Process Oriented, Time Management Relevant and total years of Experience 3-5 years in an underwriting team of a top tier bank/ NBFC/ fintechs in India.