Credit Risk Analyst -Digital Lending

1 - 4 years

1 - 4 Lacs

Posted:2 weeks ago| Platform: Naukri logo

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Job Type

Full Time

Job Description

Credit Risk Analyst Digital Lending

Job Title : Credit Risk Analyst Digital Lending

Location : Chennai, Hyderabad, Bangalore

Experience : 1-4

Role Summary:

Key Responsibilities:

  • Analyze borrower profiles, repayment behavior, and creditworthiness.
  • Develop risk scoring models and lending criteria.
  • Monitor loan performance and identify early warning signals.
  • Collaborate with underwriting, product, and compliance teams.
  • Prepare risk reports and support regulatory audits.

Qualifications:

  • 35 years in credit risk analysis or financial modelling.
  • Strong analytical skills and proficiency in Excel, SQL, and statistical tools.
  • Experience with digital lending platforms and credit bureau data.
  • Understanding of RBI lending norms and risk management framewor

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