Risk Advisor

Key Responsibilities

Credit Risk & Underwriting

• Work on credit appraisals for mid-market corporates and financial institutions analysing financial statements, cash flows, business models, and management quality.
• Draft credit notes, rating rationales, and detailed risk assessments.
• Participate in client meetings, due diligence, and industry/peer benchmarking.
• Partner with business teams to evaluate deal structures, covenants, and risk mitigants.
  

Portfolio & Sector Risk

• Track portfolio health through exposure analytics, rating changes, and early warning indicators (EWI).
• Assist in building sectoral risk frameworks by analysing macro and micro trends.
• Contribute to stress testing, scenario modelling, and limit utilisation monitoring.
• Support quarterly portfolio reviews, dashboards, and presentations.
  

Modelling & Analytics

• Collaborate with Data Science and Tech teams to build credit models, scorecards, and visual dashboards.
• Support validation, back-testing, and continuous improvement of risk models.
• Help automate reporting and monitoring of key risk metrics.
  

Policy & Governance

• Assist in drafting and refining risk policies, SOPs, and internal guidelines.
• Monitor compliance against risk appetite thresholds and escalate deviations.
• Coordinate with audit and compliance teams for reviews and documentation.
  

Desired Skills & Qualifications

• MBA (Finance) / CA / CFA / FRM preferred, with

  2–6 years

  of experience in credit, risk, or financial analysis.
• Strong command over financial statement analysis, ratios, and cash flow modelling.
• Prior exposure to underwriting in an NBFC or bank is a plus
• Detail-oriented, analytical, and business-first mindset.
• Excellent communication skills — written and verbal.