Credit Officer

The Credit Officer will be responsible for assessing and processing loan applications, verifying documents, and evaluating the creditworthiness of applicants. The role includes preparing appraisal reports, recommending loan sanctions, ensuring compliance with lending norms, and monitoring timely repayment. The officer will conduct field visits, support recovery of overdue accounts, and maintain accurate credit records. Building strong customer relationships, guiding members on loan products, and ensuring adherence to regulatory and organizational policies are key aspects of the position. Candidates should have a background in finance or commerce, knowledge of credit and lending practices, good communication and analytical skills, and relevant experience in banking, NBFC, or co-operative institutions.

Job Types: Full-time, Permanent, Fresher

Pay: ₹17,000.00 - ₹21,000.00 per month

Benefits:

• Cell phone reimbursement
• Health insurance
• Paid sick time
• Provident Fund

Work Location: In person