Credit Officer

Equitas Small Finance Bank

2 - 7 years

2 - 7 Lacs

coimbatore tamil nadu india

Posted:2 months ago| Platform: Foundit logo

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Skills Required

credit analysis risk management financial guidance analytical abilities interpersonal skills relationship building

Work Mode

On-site

Job Type

Full Time

Job Description

Credit Officer

Roles and Responsibilities

Credit Analysis & Risk Management:
Conduct thorough
credit analysis
to assess customer creditworthiness.
Develop and implement effective credit policies and procedures to minimize risk.
Monitor and analyze
credit portfolio performance
to identify areas for improvement.
Collaboration & Guidance:
Collaborate with cross-functional teams to ensure seamless credit processing.
Provide expert guidance on credit-related matters to internal stakeholders.
Compliance & Development:
Stay updated with regulatory changes and industry trends to enhance credit operations.

Job Requirements

Experience & Knowledge:
Professional experience in the
BFSI industry
, preferably in a similar role.
Strong understanding of
credit principles
, including credit scoring and risk assessment.
Skills:
Excellent
analytical and problem-solving skills
with attention to detail.
Proficiency in credit software applications and systems.
Strong
communication and interpersonal skills
to build relationships.
The ability to work effectively in a fast-paced environment with multiple priorities.

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