Identifying prospects, converts them to leads by explaining the features/terms and conditions and close the business. Adhere end to end process of sourced business – Sourcing, Document Completion, Booking etc Payment tracking of complete subscription till the end & dues collection. Ensure the allocated income target. Negotiating with Corporates/Residents association for group deals.
Drive chit sales and meet business targets Oversee daily branch operations and customer service Manage collections, auctions, and documentation Lead and motivate branch staff and field agents Ensure compliance and timely reporting Requirements 5+ years in financial services (2+ years in a leadership role) Strong sales, leadership, and communication skills Knowledge of chit fund sales preferred
Lead branch operations to achieve business growth and profitability. Drive sales and marketing of chit fund products in the Mysuru region. Manage, mentor, and train branch staff for performance excellence. Ensure superior customer service and retention. Oversee chit auctions, prize distributions, and payout processes. Maintain compliance, documentation, and secure branch administration. Monitor branch finances, collections, and reporting accuracy. Identify business opportunities and expand local market presence. Implement risk management and adhere to regulatory requirements. Represent the brand locally and build strong community relationships.
Management of Prize Money Distribution Process- Final sign off for each disbursal by scrutinizing profile, documentation, process & risk Controller of Receivables- Stock Taking of receivables & Payment track for the debt outstanding Management of Prize Money Distribution by complying Security Norms & Financial Delegation Implement Process flow of credit – Prize money Distribution Review the credit policy periodically & suggest changes/modification In-person verification of customer where ever required Final sign off for each disbursal by scrutinizing profile, documentation, process & risk Controller of entire credit monitoring process Review of In-personal verification & authenticity Review of authenticity of documentation Stock Taking of receivables & Payment track for the debt outstanding Report for recovery/legal action to collect the money owned Other duties as delegated from time to time
Recruitment & management of Direct Sales Team and ensuring Productivity Enrollment of Agents & Driving them for business Achieving the Business Development Goal for the branch – ATR, Chit Group & No of Subscribers Achieving the P & L goal for the branch Responsible Maintaining and increasing the standard of customers Service Responsible for process & compliance to ensure 100% compliance of internal & statutory norms Controller of Receivables- Stock Taking of receivables & Payment track for the debt outstanding Managing the entire channel for ensuring productivity & profitability Plan, Design and management regular activities for creating valid leads for increasing sales Controller of P&L by reducing cost and increasing sales volume. Explore new channel/avenues for sourcing business. Ensuring the process and compliance to ensure smooth running of branch operations Strict monitoring of receivable and collection mechanisms Stock Taking of receivables & Payment track for the debt outstanding Other duties as delegated from time to time
Drive corporate channel sales in the Tilaknagar area by collaborating with Relationship Managers and Relationship Officers. Manage and mentor sales teams including Relationship Officers to meet revenue targets. Coordinate with Corporate Companies, Area Managers, and Zonal Managers to execute strategies. Plan and execute acquisition of new corporate clients and chits business partnerships. Monitor sales performance, pipeline, and conversion across the assigned geography. Ensure alignment of local initiatives with corporate goals and policies. Maintain strong relationships with channel stakeholders and key corporate decision-makers. Resolve operational, sales, or client escalations within the area. Provide periodic reports, forecasts, and market feedback to senior management. Uphold compliance, ethics, and brand standards in all sales and customer interactions.
Collection of Overdue by Calling customers & guarantors Personal Visit to Customers & Guarantors place for recovery of overdue Tracking for Bid offer/Auction participation calls KYC & Income Documentation Management Field Investigation & Authenticity checking Responsible for recovery & collection Process Other duties as delegated from time to time
Recruitment & management of Direct Sales Team and ensuring Productivity Enrollment of Agents & Driving them for business Achieving the Business Development Goal for the branch – ATR, Chit Group & No of Subscribers Achieving the P & L goal for the branch Responsible Maintaining and increasing the standard of customers Service Responsible for process & compliance to ensure 100% compliance of internal & statutory norms Controller of Receivables- Stock Taking of receivables & Payment track for the debt outstanding Managing the entire channel for ensuring productivity & profitability Plan, Design and management regular activities for creating valid leads for increasing sales Controller of P&L by reducing cost and increasing sales volume. Explore new channel/avenues for sourcing business. Ensuring the process and compliance to ensure smooth running of branch operations Strict monitoring of receivable and collection mechanisms Stock Taking of receivables & Payment track for the debt outstanding Other duties as delegated from time to time
Identifying prospects, converts them to leads by explaining the features/terms and conditions and close the business. Adhere end to end process of sourced business – Sourcing, Document Completion, Booking etc Payment tracking of complete subscription till the end & dues collection. Ensure the allocated income target. Negotiating with Corporates/Residents association for group deals.
Drive chit sales and meet business targets Oversee daily branch operations and customer service Manage collections, auctions, and documentation Lead and motivate branch staff and field agents Ensure compliance and timely reporting Requirements 10+ years in NBFC sector (5+ years in a leadership role) Strong sales, leadership, and communication skills Knowledge of chit fund sales preferred
· Driving business Goal for the area/State – ATO, BTO, Chit Group & No of Subscribers · Debt Management - Collection Management of Prized & non-Prized Overdue · Channel Penetration – Managing business through branches & mobilize business through different channels under each branch like Corporate, Agents, DSA, Direct Sales Team · Recruitment of Branch Managers & DSTs · Achieving the P & L goal for the area · Responsible for Customer Service & Customer Experience · Responsible for process & compliance to ensure 100% compliance of internal & statutory norms · Enhance the market share · Employee Productivity · Strengthening Franchisee by scale up channels & volume of business · Plan, Design and management regular activities for creating valid leads for increasing sales · Controller of P&L by reducing cost and increasing sales volume. · Setting up new branches for increasing the market share · Explore new channel/avenues for sourcing business. · Ensuring the process and compliance to ensure smooth running of branch operations · Strict monitoring of receivable and collection mechanisms · Stock Taking of receivables & Payment track for the debt outstanding Other duties as delegated from time to time
Collection of Overdue by Calling customers & guarantors Personal Visit to Customers & Guarantors place for recovery of overdue Tracking for Bid offer/Auction participation calls KYC & Income Documentation Management Field Investigation & Authenticity checking Responsible for recovery & collection Process Other duties as delegated from time to time
· Manage accounting & financial operations of all units. · Monitor financial status by collecting information, preparing balance sheet, profit and loss statement, and other reports · Control Daily financial operation by managing bank reconciliation and other controlling reports of all units · Fund Management/Liquidity Management · P & L & Cost reduction initiatives. · Branch asset Maintenance · Vendor Payments including Agent payments · Bank Accounts Management · Digital Initiative – Automation of accounting/control items · Finalization of Trial Balance, P & L and Balance sheet · Fund Management · Digital Initiative · Reconciliation of office accounts & bank accounts · Cost Control & Improvement in operational efficiency MIS Management
Identifying prospects, converts them to leads by explaining the features/terms and conditions and close the business. Adhere end to end process of sourced business – Sourcing, Document Completion, Booking etc Payment tracking of complete subscription till the end & dues collection. Ensure the allocated income target. Negotiating with Corporates/Residents association for group deals.
· Processing of Prize Money Distribution Application- Collection and scrutinizing of documents, Field Verification and processing of application · Follow up & managing Receivables- Stock Taking of receivables & Payment track for the debt outstanding · Processing of each disbursal by scrutinizing profile, documentation, process & risk · Helping the Head – Process & Credit Risk in Controlling credit monitoring process · In-personal verification & Reporting · Checking the authenticity of documentation · Stock Taking of receivables & Payment track for the debt outstanding Other duties as delegated from time to time
Manage end-to-end recruitment cycle for frontline and mid-level, positions across the branches in Kerala, Tamil Nadu, and Karnataka state respectively. Source relevant candidate profiles through appropriate sources like social media, job portals referrals and internal database. Understand the job role requirement and source the relevant profiles as per the job descriptions provided. Screen resumes, conduct preliminary interviews, and assess candidates aligned to the organization cultural and role fit. Coordinate the interviews with relevant line managers and line hierarchy as per the hiring matrix. Ensure proper pre joining documentation, verification checks and completed the offer negotiation and offer rollout as per the prescribed process. Ensure post offer coordination and proper onboarding of candidates. Ensure timely closure of open positions within defined TAT (Turnaround Time). Maintain a talent pipeline for future hiring needs. Work closely with recruitment consultants/agencies as required. Track recruitment metrics (source efficiency, hiring costs, TAT) and provide reports to management. Coordinate with payroll and HR teams for employee data updates. Support HR initiatives, including employee engagement activities, training programs, and HR policy implementation. Assist in HR audits and compliance-related documentation. Address employee queries related to recruitment, onboarding, and HR policies. Recruitment & Talent Acquisition. HR Onboarding. Employee Engagement & HR Support Other duties as delegated from time to time