Credit Officer

We are seeking a professional with basic knowledge of credit processes to join our organization at 121 FINANCE. We are the largest new age NBFC-Factor based in Jaipur, providing tailored Working Capital solutions such as Factoring and Purchase Finance across India. As an equal opportunity provider, we offer excellent growth prospects. As a Credit Officer, your responsibilities will include managing the initial stages of the credit process. This involves collecting and verifying borrower information, conducting preliminary eligibility checks, and coordinating with internal departments. The ideal candidate will have 0-1 years of experience and hold an MBA or M.Com qualification. Key Responsibilities: - Collect and verify borrower information, financial statements, bank statements, GST filings, ITRs, KYC documents, and collateral details. - Collaborate with sales, relationship managers, and customers to gather necessary data. - Maintain organized customer data records for processing and audit purposes. - Utilize digital platforms, APIs, or third-party verification tools for data extraction and verification. - Prepare data and presentations for committee review. Qualifications: - Experience in Back Office, Documentation, and Credit. - Proficiency in MS Excel and MS Office. - Basic financial and credit knowledge. Additional Skills: - Knowledge of KYC, ERP, and CRM will be advantageous. This is a full-time position based in Jaipur. The role requires working day shifts in person. Interested candidates must be residing in Jaipur. Join us at 121 FINANCE and contribute to our innovative approach towards providing Working Capital solutions.,