Credit Manager-Healthcare Finance-Health Care Finance Group-Credit

As a Credit Appraiser, your primary responsibility will be to evaluate loan applications based on defined guidelines and make informed decisions or provide recommendations for approval to senior management. This involves utilizing performance history as well as liquidity, debt/asset management, and profitability ratios to assess the creditworthiness of applicants. You will also be required to interact with customers to understand and monitor delinquencies, while ensuring a high-quality loan portfolio. On a daily basis, you will be expected to review the Medical Loan files, engage in discussions with the Medical Equipment team, and prepare credit underwriting reports for assigned cases. Additionally, conducting personal discussions with customers regarding their Medical Loan applications and making decisions within the given Turnaround Time (TAT) will be part of your routine tasks. You will also be responsible for making tele-verification calls to customers as part of the credit appraisal process.,