Credit Manager-Healthcare Finance-Health Care Finance Group-Credit Candidate Experience site

3.0 - 7.0 years

0 Lacs

delhi

On-site

As a Credit Appraiser, your primary responsibility will be to evaluate loan applications based on defined guidelines and make informed decisions or provide recommendations for approval to senior management. This involves utilizing performance history as well as liquidity, debt/asset management, and profitability ratios to assess the creditworthiness of applicants. You will also be required to interact with customers to understand and monitor delinquencies, while ensuring a high-quality loan portfolio. On a daily basis, you will be expected to review the Medical Loan files, engage in discussions with the Medical Equipment team, and prepare credit underwriting reports for assigned cases. Additionally, conducting personal discussions with customers regarding their Medical Loan applications and making decisions within the given Turnaround Time (TAT) will be part of your routine tasks. You will also be responsible for making tele-verification calls to customers as part of the credit appraisal process.,

Posted 1 month ago

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RCU Senior Executive-Consumer Durables-RA-Risk Control Unit Candidate Experience site

2.0 - 6.0 years

0 Lacs

thane, maharashtra

On-site

The role of a Senior Executive in the Consumer Durables Risk Control Unit involves conducting tele-verification and sampling for customers of Consumer Durable Products. You will be responsible for identifying suspected fraud cases through tele-verification and eye-balling sample documents provided for loan sourcing. A key aspect of this role is to have good communication and comprehensive skills, along with the ability to work effectively in a team and in rotational shifts. In addition, you will be required to identify process and policy violations by employees or business partners, as well as managing vendor relationships. This includes coordination on reports, quality checks, and Turnaround Time (TAT). You will also be involved in vendor on-boarding documentation and billing process management. Furthermore, you will need to perform additional Risk Control Unit activities within defined timelines, as well as prepare MIS and coordinate with branch teams. Measurables for this role include controlling frauds through invisible monitoring and market intelligence, ensuring optimal fraud hit rates with a focus on fraud controls before case disbursement, and closing PAN India issues cases within TAT by coordinating with branches, zones, and regional managers. You will also need to complete tasks assigned by the Central shop head within defined timelines, maintain the quality check of MIS, provide support to the central team, and make recommendations for process/policy changes based on fraud trends and issue identifications. The role requirements include a graduation degree in any stream, a minimum of 2 years of experience in samplers/tele-verification, excellent written and oral communication skills, knowledge of Consumer Durable products and processes, proficiency in Excel, good analytical skills, and a willingness to learn new skills and processes.,

Posted 1 month ago

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