Credit Manager- Good experience of Working Capital

Fundsutra Capital Advisory

5 - 7 years

6 - 9 Lacs

Pune

Posted:1 day ago| Platform:

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Skills Required

Construction Finance Fund Raising Project Finance Working Capital Debt Syndication CMA Data

Work Mode

Work from Office

Job Type

Full Time

Job Description

Job Responsibilities:

Gathers and analyzes loan applicants financial data to evaluate risk.
Assesses creditworthiness of individuals, companies, and institutions.
Collaborates with other financial experts to approve or deny loans.
Makes recommendations about whether to increase, adjust, extend, or close lines of credit.
Undertakes risk analysis using regional, sector-specific, environmental, and other financial data.
Prepares and presents credit reports.
Completes quality assurance reviews.
Monitors and adheres to collateral compliance covenants.
Ensures that all loans are made in adherence with federal, state, and local financial regulations.
Analyzes data to verify information and uncover fraud.
Helps to update and improve credit rating criteria.
Authors documents on credit risk and related financial matters.
Communicates credit decisions and policies to fellow employees and credit applicants.
Oversees or undertakes document preparation.

Preferred candidate profile

Knowledge of commercial credit products, Construction Finance/Loan, Market trends, and/or loan procedures
Attention to detail
Analytical and critical thinking skills
Quantitative skills
Strong time management and multitasking skills
Strong communication skills
Project management
Ability to research financial topics and present accessible reports on that research to colleagues with differing areas of expertise
Adept at high-stakes decision making and negotiation
Strong interpersonal and customer service skills, including the ability to form and maintain client and business relationships
Business acumen

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