Credit Manager-Cross Sell

Role Overview: As a Credit Manager at TW, your primary responsibility will be to manage a team and collaborate with the sales team to achieve the assigned area's targets. You will directly interact with consumers to assess their creditworthiness, ensure verification completion, and adhere to the company's credit policy guidelines. It is crucial that you execute these tasks in a manner that supports sales while mitigating risks, ultimately contributing to the bank's overarching organizational objectives. Key Responsibilities: - Underwrite secured and unsecured loan proposals in line with policies and procedures to meet SLAs and manage area business volumes effectively - Supervise a team of credit underwriters, providing necessary guidance and support - Conduct personal discussions with customers to evaluate their creditworthiness - Manage front-end delinquencies by contacting customers upon the first presentation - Ensure timely completion of credit/KYC documents and verification through telephonic, field, and collateral visits - Collaborate with the sales team to achieve targets and meet SLAs consistently - Uphold adherence to credit policies and maintain standards as per the accepted norms Qualifications Required: - Graduate in any discipline (Full Time) - Post Graduate in any field (Full Time) Additional Details: The role requires 1-4 years of experience in credit management. Your role will also encompass managerial and leadership responsibilities, although specific details are not provided in the job description.,