Credit Manager- Construction finance

7 - 12 years

14 - 24 Lacs

pune ahmedabad mumbai (all areas)

Posted:2 weeks ago| Platform: Naukri logo

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Job Type

Full Time

Job Description

Roles and Responsibilities

Purpose

Support and co-partner with the sales team to underwrite CF business and manage the portfolio for the assigned area.

Key

  • Manage credit underwriting function for corporate realty and funding group business for the assigned portfolio.
  • Conduct periodic review of all existing policies, guidelines, and processes to ensure updation on lines of external environment, organization needs and regulatory framework
  • Evaluate the financial status of the borrower assess the credit worthiness of the companies by analyzing financial data like balance sheet, profit and loss account, cash flow statements and annual reports, for credit decision purpose.
  • Analyze the legal, compliance and market-risk-related issues involved in the lending process.
  • Ensure collection of post disbursal docs reduction in partly disbursed cases.
  • Approve all disbursement requests on the basis of achieved adherence to requirements on

LTV, agreement value, full documentation attainment at the branch level.Manage credit buying process which monitors turnarounds, approvals, review of samples including quality checks on process.

Desired Candidate Profile

Desired

Perks and Benefits

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