Credit Manager-Commercial Vehicle (CV)-Retail-Credit Common Cost Allocation - CV,CE & SA

Role Overview: As a Location Manager - RCU, you will be responsible for evaluating credit requirements of potential customers, both strategic and retail. This will involve underwriting and preparing credit assessment notes that encompass a detailed analysis of the business, management, and financials. Additionally, you will analyze balance sheets and other financial statements to identify risk factors. Key Responsibilities: - Conduct market, competitor, and dealer visits to stay informed about market changes and developments, facilitating proactive decision-making. - Process proposals in a timely manner to ensure a faster time to market. - Collaborate with Relationship Managers and companies to ensure compliance with the terms and conditions of sanctions. - Ensure strict adherence to credit policies and RBI guidelines. - Continuously monitor infant delinquencies. Qualifications Required: - Bachelor's degree in Finance, Business Administration, or a related field. - Demonstrated experience in credit evaluation and underwriting. - Possess strong analytical skills with the ability to interpret financial statements. - Familiarity with regulatory requirements and guidelines.,