Credit Manager

As a candidate for the position, you will be engaging with the Credit Head to work on the new changes in the Education Loan market dynamics for overseas and domestic segments. Your responsibilities will include: - Working on areas of improvement in the existing process and suggesting process changes to enhance efficiency. - Monitoring and driving metrics such as TAT, Vendor TAT, FTNR, FTAR, RAL, and publishing relevant, timely, and accurate MIS. - Monitoring and publishing productivity for on-roll and off-roll employees. - Working on process improvement, efficiency, and automation. - Managing timely reverts for audits and sharing the learnings with the team. - Monitoring and publishing Channel and Marketing cuts MIS for monitoring and learning. - Coordinating with the risk team to obtain MIS with all relevant cuts for portfolio monitoring. - Vendor management and monitoring to enhance efficiency and efficacy. To be eligible for this role, you should have: - 3-4 years of experience in unsecured lending products, specifically in credit/credit modeling with a Bank/NBFC in the Education Loan space. Experience in credit strategy will be preferred. Technical Skill Sets: - Proficiency in MS Excel and MS PowerPoint. - Exceptional analytical abilities and a strong working knowledge of credit underwriting and risk management practices. - Strong in process development and policy development. Personal Attributes: - Strong communication skills. - Good collaborative skills. - Strong presentation skills. - Innovative mindset. Your formal qualifications should include a CA/MBA from Top Tier institutes.,