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Credit Executive - MFB - Patna - Parth Ashtha - J-Grades

Credit Executive - MFB - Patna - Parth Ashtha - J-Grades

Tata Capital

2 - 7 years

3 - 6 Lacs

Patna

Posted:2 days ago| Platform:

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Skills Required

application software collaterals sales disbursement underwriting risk management lending credit underwriting credit analysis documentation investment banking credit management credit appraisal financial services derivatives kyc finance

Work Mode

Work from Office

Job Type

Full Time

Job Description

We are looking for a highly skilled and experienced Credit Executive to join our team in Patna. The ideal candidate will have 2 to 7 years of experience in the banking or financial services industry. Roles and Responsibility
Conduct personal discussions with clients based on laid down policies and procedures, ensuring strict adherence to quality standards.
Adhere to agreed SLAs and timelines for completing assigned activities, maintaining high levels of efficiency and productivity.
Utilize underwriting, disbursements, collateral, and coordination with cross-functional sales operations functions to drive business growth.
Protect company assets through proper evaluation of credit requests, establishing credit limits, and ensuring adequate documentation and security.
Communicate credit decisions effectively to stakeholders, ensuring transparency and accountability.
Improve underwriting efficiencies while ensuring risk management, focusing on continuous improvement and innovation.

Job
Minimum 2 years of experience in the banking or financial services industry, preferably in a similar role.
Strong understanding of underwriting, disbursements, collateral, and coordination with cross-functional sales operations functions.
Excellent communication and interpersonal skills, with the ability to work effectively with stakeholders at all levels.
Ability to analyze complex data and make informed decisions, demonstrating strong problem-solving and analytical skills.
Proficient in using various software applications and tools, with the ability to learn new systems and technologies quickly.
Strong attention to detail and organizational skills, with the ability to prioritize tasks and manage multiple projects simultaneously.
Educational qualificationsAny Graduate/Postgraduate degree.

Additional Info
The selected candidate will be responsible for Loan Account Verification, Cross Verification (Member House Visit), KYC Check, Bank Passbook and other Document Check, Income and Expense Assessment, Check on Influence of Middleman, Negative Area Check, CPC Checklist Verification, Loan Card Check of other Lending Institutions, Bucket Monitoring, Death Case Verification, Branch Compliances and ICQ Observation Closure.

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Tata Capital

Financial Services

Mumbai Maharashtra

5001-10000 Employees

3754 Jobs

Key People

Rajesh Sethi

Managing Director & CEO
Supratim Bandyopadhyay

Chief Financial Officer
Ravi K. S. R.

Chief Technology Officer

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Credit Executive - MFB - Patna - Parth Ashtha - J-Grades