Credit Analyst Supply Chain Finance

As a Credit Data Analyst at our fast-growing fintech startup based in Bengaluru, you will be responsible for evaluating the creditworthiness of small and medium enterprises seeking financing. With a focus on SME Lending, Supply Chain Finance, and Dealer Finance, you will leverage your expertise in analyzing financial and transactional data to make data-driven lending decisions. Your role will involve collaborating with lenders, NBFCs, and loan service providers to match clients with suitable lending solutions. Your key responsibilities will include analyzing financial statements and credit reports, developing credit scoring models, and ensuring compliance with internal credit policies and regulatory guidelines. You will play a crucial role in educating clients on lending options, preparing comprehensive credit assessment reports, and staying abreast of industry trends to provide valuable financial advice. To excel in this role, you should possess a Bachelor's degree in Finance, Economics, Statistics, or a related field, along with a minimum of 2 years of experience in Credit Analysis within Business Lending or Financial Services. Strong communication skills, stakeholder management abilities, and proficiency in CRM tools are essential for success in this position. Preferred qualifications include experience in lending to SMEs, vendors, or dealers, as well as knowledge of financial products offered by NBFCs, banks, and B2B lending platforms. Retired banking professionals with relevant credit evaluation experience are also encouraged to apply. In joining our team, you will have the opportunity to make a high-impact contribution to our mission of empowering SMEs with better access to capital. You will work closely with leadership and lending partners, tackle real challenges in SME lending, and benefit from performance-based growth opportunities. Please note that candidates with experience limited to BPO/KPO roles or unrelated credit operations will not be considered for this role. Prior experience in business lending and credit evaluation for SMEs is a key requirement. If you meet the qualifications and are looking for a full-time, permanent position with benefits such as cell phone reimbursement, health insurance, and paid time off, we encourage you to apply. Please provide details on your credit analysis experience, current location, notice period, and salary expectations in your application. We look forward to welcoming a dedicated Credit Data Analyst to our team who shares our passion for financial inclusion and SME empowerment.,