Credit analyst

As a professional Credit Analyst, your role involves determining the creditworthiness of customers by analyzing their financial data. You will be responsible for assessing credit limits, assigning credit risk categories, delivering financial recommendations, and supporting the credit analysis team. Your tasks will include writing detailed reports, recording economic environment changes, examining financial transactions, and adhering to credit policies. Key Responsibilities: - Assess and maintain credit limits for new and existing customers according to company Credit Policy guidelines - Deliver financial recommendations based on financial matrixes - Support credit analysis team lead, global AR lead, and Treasury organization with daily management tasks - Write detailed reports using charts, graphs, and other visual aids - Examine financial transactions, credit history, and complete ratio analyses - Determine the degree of risk involved and adhere to credit policy guidelines Qualifications: - 5-7 years of proven working experience as a credit analyst - Ability to analyze cash flows, leverage, collateral, and customer strength - Strong attention to detail, problem-solving, time management, and critical thinking skills - Ability to work independently, meet tight deadlines, and communicate effectively - Sound judgement and adherence to credit policies,