Credit Analyst - SME ME

You will be responsible for quick turnaround on NTB and new deal proposals in the Retail Banking area. Ensure that the BCA Quality is maintained by keeping overdue BCAs within a 5% threshold. Minimize the number of Credit reverts to no more than 1 referback per BCA and focus on Portfolio Control. Downgrade to GSAM < 90 days in EAR should be Nil. Maintain an overall satisfactory audit grade and demonstrate 100% commitment to the code of conduct. Timely completion of mandatory e-learnings is essential. Display exemplary conduct and adhere to the Groups Values and Code of Conduct. Take personal responsibility for upholding the highest standards of ethics, including regulatory and business conduct. Ensure compliance with all applicable laws, regulations, guidelines, and the Group Code of Conduct. Lead to achieve the outcomes set out in the Banks Conduct Principles: [Fair Outcomes for Clients; Effective Financial Markets; Financial Crime Compliance; The Right Environment.] Identify, escalate, mitigate, and resolve risk, conduct, and compliance matters effectively and collaboratively. Serve as a Director of the Board and act in accordance with the authorities delegated by the Board of Directors. Work closely with RM and Credit as key stakeholders for effective communication and collaboration. The ideal candidate should possess skills in Credit Analysis, Ratio Analysis, Deal Structuring, Risk Identification and Mitigation, Customer Delight, Policy, and Compliance. Standard Chartered is an international bank that values making a positive difference for clients, communities, and employees. They encourage challenging the status quo and finding new opportunities for growth. If you are looking for a purpose-driven career and want to contribute to a bank that makes a difference, Standard Chartered would like to hear from you. Standard Chartered offers core bank funding for retirement savings, medical and life insurance, with additional flexible and voluntary benefits in some locations. Employees are entitled to annual leave, parental/maternity leave (20 weeks), sabbatical (up to 12 months), and volunteering leave (3 days). There are flexible working options based on home and office locations, along with proactive wellbeing support, continuous learning opportunities, and an inclusive and values-driven work environment.,